Kearny Financial Corp. (KRNY)

Kearny Financial Statistics

Total Valuation

KRNY has a market cap or net worth of $401.21 million. The enterprise value is $1.48 billion.

Market Cap	401.21M
Enterprise Value	1.48B

Important Dates

The last earnings date was Thursday, October 23, 2025, before market open.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Nov 5, 2025

Share Statistics

KRNY has 62.79 million shares outstanding. The number of shares has increased by 0.90% in one year.

Current Share Class	62.79M
Shares Outstanding	62.79M
Shares Change (YoY)	+0.90%
Shares Change (QoQ)	+0.31%
Owned by Insiders (%)	5.46%
Owned by Institutions (%)	68.87%
Float	59.36M

Valuation Ratios

The trailing PE ratio is 13.59 and the forward PE ratio is 7.94.

PE Ratio	13.59
Forward PE	7.94
PS Ratio	2.53
Forward PS	2.35
PB Ratio	0.53
P/TBV Ratio	0.63
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	50.11
EV / Sales	9.33
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.92%.

Return on Equity (ROE)	3.92%
Return on Assets (ROA)	0.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$284,197
Profits Per Employee	$52,943
Employee Count	557
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, KRNY has paid $6.30 million in taxes.

Income Tax	6.30M
Effective Tax Rate	17.60%

Stock Price Statistics

The stock price has decreased by -9.87% in the last 52 weeks. The beta is 0.71, so KRNY's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	-9.87%
50-Day Moving Average	6.60
200-Day Moving Average	6.47
Relative Strength Index (RSI)	41.94
Average Volume (20 Days)	395,012

Short Selling Information

The latest short interest is 866,745, so 1.38% of the outstanding shares have been sold short.

Short Interest	866,745
Short Previous Month	803,312
Short % of Shares Out	1.38%
Short % of Float	1.46%
Short Ratio (days to cover)	2.04

Income Statement

In the last 12 months, KRNY had revenue of $158.30 million and earned $29.49 million in profits. Earnings per share was $0.47.

Revenue	158.30M
Gross Profit	158.30M
Operating Income	41.44M
Pretax Income	35.79M
Net Income	29.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.47

Balance Sheet

The company has $130.14 million in cash and $1.21 billion in debt, giving a net cash position of -$1.08 billion or -$17.14 per share.

Cash & Cash Equivalents	130.14M
Total Debt	1.21B
Net Cash	-1.08B
Net Cash Per Share	-$17.14
Equity (Book Value)	753.20M
Book Value Per Share	12.00
Working Capital	-5.67B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	26.18%
Pretax Margin	22.61%
Profit Margin	18.63%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 6.89%.

Dividend Per Share	$0.44
Dividend Yield	6.89%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	93.61%
Buyback Yield	-0.90%
Shareholder Yield	5.98%
Earnings Yield	7.35%
FCF Yield	n/a

Analyst Forecast

The average price target for KRNY is $7.75, which is 21.28% higher than the current price. The consensus rating is "Buy".

Price Target	$7.75
Price Target Difference	21.28%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2015. It was a forward split with a ratio of 1.3804:1.

Last Split Date	May 19, 2015
Split Type	Forward
Split Ratio	1.3804:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2