Kearny Financial Corp. (KRNY)

Kearny Financial Statistics

Total Valuation

KRNY has a market cap or net worth of $507.69 million. The enterprise value is $1.46 billion.

Market Cap	507.69M
Enterprise Value	1.46B

Important Dates

The last earnings date was Thursday, January 22, 2026, before market open.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 4, 2026

Share Statistics

KRNY has 62.83 million shares outstanding. The number of shares has increased by 1.04% in one year.

Current Share Class	62.83M
Shares Outstanding	62.83M
Shares Change (YoY)	+1.04%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	5.42%
Owned by Institutions (%)	74.17%
Float	59.39M

Valuation Ratios

The trailing PE ratio is 15.65 and the forward PE ratio is 10.36.

PE Ratio	15.65
Forward PE	10.36
PS Ratio	3.09
Forward PS	2.91
PB Ratio	0.67
P/TBV Ratio	0.79
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	44.96
EV / Sales	8.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.31%.

Return on Equity (ROE)	4.31%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.51%
Revenue Per Employee	$294,242
Profits Per Employee	$58,118
Employee Count	557
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, KRNY has paid $7.38 million in taxes.

Income Tax	7.38M
Effective Tax Rate	18.57%

Stock Price Statistics

The stock price has increased by +18.30% in the last 52 weeks. The beta is 0.67, so KRNY's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+18.30%
50-Day Moving Average	7.58
200-Day Moving Average	6.69
Relative Strength Index (RSI)	59.50
Average Volume (20 Days)	479,944

Short Selling Information

The latest short interest is 575,815, so 0.92% of the outstanding shares have been sold short.

Short Interest	575,815
Short Previous Month	568,114
Short % of Shares Out	0.92%
Short % of Float	0.97%
Short Ratio (days to cover)	1.34

Income Statement

In the last 12 months, KRNY had revenue of $163.89 million and earned $32.37 million in profits. Earnings per share was $0.52.

Revenue	163.89M
Gross Profit	163.89M
Operating Income	45.50M
Pretax Income	39.75M
Net Income	32.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.52

Balance Sheet

The company has $147.34 million in cash and $1.10 billion in debt, with a net cash position of -$947.66 million or -$15.08 per share.

Cash & Cash Equivalents	147.34M
Total Debt	1.10B
Net Cash	-947.66M
Net Cash Per Share	-$15.08
Equity (Book Value)	757.40M
Book Value Per Share	12.05
Working Capital	-5.82B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	27.76%
Pretax Margin	24.26%
Profit Margin	19.75%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 5.45%.

Dividend Per Share	$0.44
Dividend Yield	5.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	85.20%
Buyback Yield	-1.04%
Shareholder Yield	4.41%
Earnings Yield	6.38%
FCF Yield	n/a

Analyst Forecast

The average price target for KRNY is $8.00, which is -0.99% lower than the current price. The consensus rating is "Buy".

Price Target	$8.00
Price Target Difference	-0.99%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 19, 2015. It was a forward split with a ratio of 1.3804:1.

Last Split Date	May 19, 2015
Split Type	Forward
Split Ratio	1.3804:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2