Kearny Financial Corp. (KRNY)

Kearny Financial Statistics

Total Valuation

KRNY has a market cap or net worth of $386.07 million. The enterprise value is $1.45 billion.

Market Cap	386.07M
Enterprise Value	1.45B

Important Dates

The last earnings date was Thursday, July 24, 2025, before market open.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	May 7, 2025

Share Statistics

KRNY has 62.57 million shares outstanding. The number of shares has decreased by -0.60% in one year.

Current Share Class	62.57M
Shares Outstanding	62.57M
Shares Change (YoY)	-0.60%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	5.09%
Owned by Institutions (%)	74.21%
Float	59.39M

Valuation Ratios

PE Ratio	n/a
Forward PE	7.81
PS Ratio	2.60
Forward PS	2.45
PB Ratio	0.52
P/TBV Ratio	0.61
P/FCF Ratio	19.00
P/OCF Ratio	16.13
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	9.82
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	71.59

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	59.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -8.86%.

Return on Equity (ROE)	-8.86%
Return on Assets (ROA)	-0.91%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$268,361
Profits Per Employee	-$128,212
Employee Count	552
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, KRNY has paid $2.62 million in taxes.

Income Tax	2.62M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -16.96% in the last 52 weeks. The beta is 0.70, so KRNY's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	-16.96%
50-Day Moving Average	6.34
200-Day Moving Average	6.83
Relative Strength Index (RSI)	39.40
Average Volume (20 Days)	354,875

Short Selling Information

The latest short interest is 810,412, so 1.30% of the outstanding shares have been sold short.

Short Interest	810,412
Short Previous Month	805,631
Short % of Shares Out	1.30%
Short % of Float	1.36%
Short Ratio (days to cover)	1.78

Income Statement

In the last 12 months, KRNY had revenue of $148.14 million and -$70.77 million in losses. Loss per share was -$1.14.

Revenue	148.14M
Gross Profit	148.14M
Operating Income	35.27M
Pretax Income	25.61M
Net Income	-70.77M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$1.14

Balance Sheet

The company has $149.48 million in cash and $1.22 billion in debt, giving a net cash position of -$1.07 billion or -$17.07 per share.

Cash & Cash Equivalents	149.48M
Total Debt	1.22B
Net Cash	-1.07B
Net Cash Per Share	-$17.07
Equity (Book Value)	748.11M
Book Value Per Share	11.96
Working Capital	-6.54B

Cash Flow

In the last 12 months, operating cash flow was $23.94 million and capital expenditures -$3.62 million, giving a free cash flow of $20.32 million.

Operating Cash Flow	23.94M
Capital Expenditures	-3.62M
Free Cash Flow	20.32M
FCF Per Share	$0.32

Margins

Gross Margin	n/a
Operating Margin	23.81%
Pretax Margin	-46.01%
Profit Margin	-47.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	13.72%

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 7.13%.

Dividend Per Share	$0.44
Dividend Yield	7.13%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.60%
Shareholder Yield	7.68%
Earnings Yield	-18.33%
FCF Yield	5.26%

Analyst Forecast

The average price target for KRNY is $7.75, which is 25.61% higher than the current price. The consensus rating is "Buy".

Price Target	$7.75
Price Target Difference	25.61%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 19, 2015. It was a forward split with a ratio of 1.3804:1.

Last Split Date	May 19, 2015
Split Type	Forward
Split Ratio	1.3804:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2