Lendway Statistics
Total Valuation
Lendway has a market cap or net worth of $6.50 million. The enterprise value is $83.27 million.
Important Dates
The last earnings date was Monday, November 10, 2025, after market close.
| Earnings Date | Nov 10, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Lendway has 1.77 million shares outstanding. The number of shares has increased by 3.24% in one year.
| Current Share Class | 1.77M |
| Shares Outstanding | 1.77M |
| Shares Change (YoY) | +3.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 5.03% |
| Owned by Institutions (%) | 20.88% |
| Float | 1.05M |
Valuation Ratios
The trailing PE ratio is 5.22.
| PE Ratio | 5.22 |
| Forward PE | n/a |
| PS Ratio | 0.09 |
| Forward PS | n/a |
| PB Ratio | 0.70 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 0.50 |
| P/OCF Ratio | 0.48 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.66, with an EV/FCF ratio of 6.37.
| EV / Earnings | 65.93 |
| EV / Sales | 1.19 |
| EV / EBITDA | 8.66 |
| EV / EBIT | 13.45 |
| EV / FCF | 6.37 |
Financial Position
The company has a current ratio of 1.80, with a Debt / Equity ratio of 6.83.
| Current Ratio | 1.80 |
| Quick Ratio | 0.30 |
| Debt / Equity | 6.83 |
| Debt / EBITDA | 5.53 |
| Debt / FCF | 6.01 |
| Interest Coverage | 1.62 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | 6.81% |
| Revenue Per Employee | $436,056 |
| Profits Per Employee | $7,894 |
| Employee Count | 160 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -611,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -15.84% in the last 52 weeks. The beta is 2.64, so Lendway's price volatility has been higher than the market average.
| Beta (5Y) | 2.64 |
| 52-Week Price Change | -15.84% |
| 50-Day Moving Average | 4.37 |
| 200-Day Moving Average | 4.51 |
| Relative Strength Index (RSI) | 43.81 |
| Average Volume (20 Days) | 6,586 |
Short Selling Information
The latest short interest is 16,618, so 0.94% of the outstanding shares have been sold short.
| Short Interest | 16,618 |
| Short Previous Month | 6,264 |
| Short % of Shares Out | 0.94% |
| Short % of Float | 1.58% |
| Short Ratio (days to cover) | 4.12 |
Income Statement
In the last 12 months, Lendway had revenue of $69.77 million and earned $1.26 million in profits. Earnings per share was $0.70.
| Revenue | 69.77M |
| Gross Profit | 17.06M |
| Operating Income | 6.19M |
| Pretax Income | 1.35M |
| Net Income | 1.26M |
| EBITDA | 9.61M |
| EBIT | 6.19M |
| Earnings Per Share (EPS) | $0.70 |
Full Income StatementBalance Sheet
The company has $1.84 million in cash and $78.62 million in debt, giving a net cash position of -$76.78 million or -$43.39 per share.
| Cash & Cash Equivalents | 1.84M |
| Total Debt | 78.62M |
| Net Cash | -76.78M |
| Net Cash Per Share | -$43.39 |
| Equity (Book Value) | 11.52M |
| Book Value Per Share | 5.27 |
| Working Capital | 11.26M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $13.63 million and capital expenditures -$557,000, giving a free cash flow of $13.08 million.
| Operating Cash Flow | 13.63M |
| Capital Expenditures | -557,000 |
| Free Cash Flow | 13.08M |
| FCF Per Share | $7.39 |
Full Cash Flow StatementMargins
Gross margin is 24.45%, with operating and profit margins of 8.87% and 1.81%.
| Gross Margin | 24.45% |
| Operating Margin | 8.87% |
| Pretax Margin | 1.94% |
| Profit Margin | 1.81% |
| EBITDA Margin | 13.77% |
| EBIT Margin | 8.87% |
| FCF Margin | 18.74% |
Dividends & Yields
Lendway does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.24% |
| Shareholder Yield | -3.24% |
| Earnings Yield | 19.45% |
| FCF Yield | 201.30% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 4, 2021. It was a reverse split with a ratio of 1:7.
| Last Split Date | Jan 4, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:7 |
Scores
Lendway has an Altman Z-Score of 0.93 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.93 |
| Piotroski F-Score | 4 |
