Lendway Statistics
Total Valuation
Lendway has a market cap or net worth of $8.76 million. The enterprise value is $74.92 million.
Important Dates
The last earnings date was Thursday, August 28, 2025, after market close.
| Earnings Date | Aug 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Lendway has 1.77 million shares outstanding. The number of shares has increased by 3.05% in one year.
| Current Share Class | 1.77M |
| Shares Outstanding | 1.77M |
| Shares Change (YoY) | +3.05% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 5.03% |
| Owned by Institutions (%) | 10.73% |
| Float | 1.05M |
Valuation Ratios
The trailing PE ratio is 3.06.
| PE Ratio | 3.06 |
| Forward PE | n/a |
| PS Ratio | 0.12 |
| Forward PS | n/a |
| PB Ratio | 0.72 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 0.57 |
| P/OCF Ratio | 0.55 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.66, with an EV/FCF ratio of 4.85.
| EV / Earnings | 25.04 |
| EV / Sales | 1.05 |
| EV / EBITDA | 6.66 |
| EV / EBIT | 9.51 |
| EV / FCF | 4.85 |
Financial Position
The company has a current ratio of 1.08, with a Debt / Equity ratio of 4.53.
| Current Ratio | 1.08 |
| Quick Ratio | 0.48 |
| Debt / Equity | 4.53 |
| Debt / EBITDA | 5.97 |
| Debt / FCF | 4.35 |
| Interest Coverage | 2.07 |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | 9.57% |
| Revenue Per Employee | $445,275 |
| Profits Per Employee | $18,700 |
| Employee Count | 160 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -626,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +28.57% in the last 52 weeks. The beta is 2.58, so Lendway's price volatility has been higher than the market average.
| Beta (5Y) | 2.58 |
| 52-Week Price Change | +28.57% |
| 50-Day Moving Average | 5.18 |
| 200-Day Moving Average | 4.55 |
| Relative Strength Index (RSI) | 41.39 |
| Average Volume (20 Days) | 5,722 |
Short Selling Information
The latest short interest is 18,323, so 1.04% of the outstanding shares have been sold short.
| Short Interest | 18,323 |
| Short Previous Month | 20,765 |
| Short % of Shares Out | 1.04% |
| Short % of Float | 1.74% |
| Short Ratio (days to cover) | 4.40 |
Income Statement
In the last 12 months, Lendway had revenue of $71.24 million and earned $2.99 million in profits. Earnings per share was $1.66.
| Revenue | 71.24M |
| Gross Profit | 18.56M |
| Operating Income | 7.88M |
| Pretax Income | -605,000 |
| Net Income | 2.99M |
| EBITDA | 11.25M |
| EBIT | 7.88M |
| Earnings Per Share (EPS) | $1.66 |
Full Income StatementBalance Sheet
The company has $1.03 million in cash and $67.19 million in debt, giving a net cash position of -$66.16 million or -$37.39 per share.
| Cash & Cash Equivalents | 1.03M |
| Total Debt | 67.19M |
| Net Cash | -66.16M |
| Net Cash Per Share | -$37.39 |
| Equity (Book Value) | 14.84M |
| Book Value Per Share | 6.86 |
| Working Capital | 1.10M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $16.00 million and capital expenditures -$558,000, giving a free cash flow of $15.45 million.
| Operating Cash Flow | 16.00M |
| Capital Expenditures | -558,000 |
| Free Cash Flow | 15.45M |
| FCF Per Share | $8.73 |
Full Cash Flow StatementMargins
Gross margin is 26.05%, with operating and profit margins of 11.06% and 4.20%.
| Gross Margin | 26.05% |
| Operating Margin | 11.06% |
| Pretax Margin | 4.56% |
| Profit Margin | 4.20% |
| EBITDA Margin | 15.79% |
| EBIT Margin | 11.06% |
| FCF Margin | 21.68% |
Dividends & Yields
Lendway does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.05% |
| Shareholder Yield | -3.05% |
| Earnings Yield | 34.16% |
| FCF Yield | 176.33% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 4, 2021. It was a reverse split with a ratio of 1:7.
| Last Split Date | Jan 4, 2021 |
| Split Type | Reverse |
| Split Ratio | 1:7 |
Scores
Lendway has an Altman Z-Score of 1.01 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.01 |
| Piotroski F-Score | 5 |
