Lument Finance Trust Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	29.1	41.36	34.39	23.87	20.68	18.43
Net Interest Income Growth	-29.18%	20.25%	44.06%	15.46%	12.20%	19.57%
Non-Interest Income	-7.66	-5.18	-2.42	-3.67	-1.63	-1.07
Revenues Before Loan Losses	21.44	36.18	31.97	20.21	19.05	17.36
Revenue	21.44	36.18	31.97	20.21	19.05	17.36
Revenue Growth (YoY)	-40.91%	13.14%	58.23%	6.10%	9.71%	15.96%
Compensation Expenses	0.45	0.45	0.24	0.24	0.2	0.21
Selling, General & Admin	4.05	4.4	3.62	3.47	2.88	3.52
Other Non-Interest Expenses	7.14	8.66	8.39	6.62	5.36	5.66
Total Non-Interest Expense	11.64	13.51	12.25	10.33	8.44	9.39
Pretax Income	9.81	22.67	19.72	9.87	10.61	7.97
Provision for Income Taxes	-0.02	-0.02	-0.01	-0.01	-0.08	0.48
Net Income	5.06	17.91	14.97	5.12	7.41	8.43
Net Income Attributable to Preferred Dividends	4.74	4.74	4.74	4.74	3.11	0.02
Net Income to Common	5.06	17.91	14.97	5.12	7.41	8.43
Net Income Growth	-72.09%	19.60%	192.26%	-30.90%	-12.09%	216.61%
Shares Outstanding (Basic)	52	52	52	48	25	25
Shares Outstanding (Diluted)	52	52	52	48	25	25
Shares Change (YoY)	0.13%	0.08%	8.04%	93.79%	0.04%	5.26%
EPS (Basic)	0.10	0.34	0.29	0.11	0.30	0.34
EPS (Diluted)	0.10	0.34	0.29	0.11	0.30	0.34
EPS Growth	-72.22%	17.24%	163.64%	-63.33%	-11.77%	209.09%
Free Cash Flow	-	27.13	24.74	16.29	13.85	12.22
Free Cash Flow Growth	-	9.67%	51.87%	17.64%	13.32%	67.79%
Free Cash Flow Per Share	-	0.52	0.47	0.34	0.56	0.49
Dividends Per Share	0.260	0.310	0.260	0.240	0.360	0.325
Dividend Growth	-16.13%	19.23%	8.33%	-33.33%	10.77%	10.17%
Profit Margin	45.71%	73.26%	66.94%	61.85%	55.27%	48.68%
FCF Margin	-	87.76%	84.00%	102.13%	72.70%	70.39%
EBITDA	-	-1.13	1.86	2.57	2.54	1.1
EBITDA Margin	-	-3.64%	6.31%	16.10%	13.34%	6.32%
Effective Tax Rate	-0.16%	-0.08%	-0.03%	-0.11%	-0.73%	5.97%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q