LM Funding America, Inc. (LMFA)

NASDAQ: LMFA · Real-Time Price · USD

0.2500

+0.0120 (5.04%)

At close: May 22, 2026, 4:00 PM EDT

0.2510

+0.0010 (0.40%)

After-hours: May 22, 2026, 7:34 PM EDT

LM Funding America Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1.45	1.13	0.75	0.25	0.39	0.68
Net Interest Income Growth	62.52%	50.17%	200.90%	-36.76%	-42.30%	8.40%
Non-Interest Income	5.24	5.97	9.84	0.49	-8.63	-16.74
Non-Interest Income Growth	-27.02%	-39.31%	1899.86%	-	-	-
Revenues Before Loan Losses	8.58	8.84	11	12.98	1.73	0.9
Provision for Credit Losses	-	-	-	-	-	-0.01
Revenue	8.58	8.84	11	12.98	1.73	0.91
Revenue Growth (YoY)	-0.48%	-19.59%	-15.28%	648.82%	90.77%	-25.05%
Compensation Expenses	6.48	6.21	4.56	5.86	19.42	6.26
Selling, General & Admin	3.4	3.38	3.08	2.9	3.89	2.83
Other Non-Interest Expenses	24.68	23.46	9.83	14.3	2.63	0.63
Total Non-Interest Expense	32.8	31.73	17.46	23.06	26.41	9.33
Pretax Income	-31.68	-26.98	-7.66	-18.81	-26.45	5.33
Provision for Income Taxes	-	-	-	0.06	1.44	0.33
Net Income	-31.64	-26.92	-7.32	-15.94	-29.24	4.76
Minority Interest in Earnings	0.04	0.05	0.34	2.93	-1.36	0.24
Net Income Attributable to Preferred Dividends	1.58	1.58	6.79	-	-	-
Net Income to Common	-31.64	-26.92	-7.32	-15.94	-29.24	4.76
Shares Outstanding (Basic)	13	9	3	2	2	1
Shares Outstanding (Diluted)	13	9	3	2	2	1
Shares Change (YoY)	266.18%	209.84%	22.95%	2.34%	68.91%	388.46%
EPS (Basic)	-2.19	-3.28	-5.02	-6.98	-13.10	4.20
EPS (Diluted)	-2.19	-3.28	-5.02	-6.98	-13.10	3.60
Shares Outstanding	16.16	14.12	5.13	2.49	2.23	2.17
Free Cash Flow	-15.69	-19.98	-17.32	-5.03	-23.8	-13.3
Free Cash Flow Per Share	-1.23	-2.30	-6.17	-2.20	-10.67	-10.07
Profit Margin	-369.17%	-304.99%	-69.60%	-145.37%	-1608.08%	550.43%
FCF Margin	-182.86%	-225.86%	-157.47%	-38.74%	-1372.65%	-1463.07%
EBITDA	6.96	8.17	7.77	4.98	0.48	0
EBITDA Margin	81.14%	92.39%	70.68%	38.38%	27.57%	0.15%
Effective Tax Rate	-	0.00%	0.00%	-0.32%	-5.44%	6.12%

Updated May 15, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q