LM Funding America, Inc. (LMFA)

LM Funding America Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	1.13	0.75	0.25	0.39	0.68
Net Interest Income Growth	50.17%	200.90%	-36.76%	-42.30%	8.40%
Non-Interest Income	5.97	9.84	0.49	-8.63	-16.74
Non-Interest Income Growth	-39.31%	1899.86%	-	-	-
Revenues Before Loan Losses	8.84	11	12.98	1.73	0.9
Provision for Credit Losses	-	-	-	-	-0.01
Revenue	8.84	11	12.98	1.73	0.91
Revenue Growth (YoY)	-19.59%	-15.28%	648.82%	90.77%	-25.05%
Compensation Expenses	6.21	4.56	5.86	19.42	6.26
Selling, General & Admin	3.38	3.08	2.9	3.89	2.83
Other Non-Interest Expenses	23.46	9.83	14.3	2.63	0.63
Total Non-Interest Expense	31.73	17.46	23.06	26.41	9.33
Pretax Income	-26.98	-7.66	-18.81	-26.45	5.33
Provision for Income Taxes	-	-	0.06	1.44	0.33
Net Income	-26.92	-7.32	-15.94	-29.24	4.76
Minority Interest in Earnings	0.05	0.34	2.93	-1.36	0.24
Net Income Attributable to Preferred Dividends	1.58	6.79	-	-	-
Net Income to Common	-26.92	-7.32	-15.94	-29.24	4.76
Shares Outstanding (Basic)	9	3	2	2	1
Shares Outstanding (Diluted)	9	3	2	2	1
Shares Change (YoY)	209.84%	22.95%	2.34%	68.91%	388.46%
EPS (Basic)	-3.28	-5.02	-6.98	-13.10	4.20
EPS (Diluted)	-3.28	-5.02	-6.98	-13.10	3.60
Shares Outstanding	14.12	5.13	2.49	2.23	2.17
Free Cash Flow	-19.98	-17.32	-5.03	-23.8	-13.3
Free Cash Flow Per Share	-2.30	-6.17	-2.20	-10.67	-10.07
Profit Margin	-304.99%	-69.60%	-145.37%	-1608.08%	550.43%
FCF Margin	-225.86%	-157.47%	-38.74%	-1372.65%	-1463.07%
EBITDA	8.17	7.77	4.98	0.48	0
EBITDA Margin	92.39%	70.68%	38.38%	27.57%	0.15%
Effective Tax Rate	0.00%	0.00%	-0.32%	-5.44%	6.12%

Updated Mar 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q