Mastercard Incorporated (MA)
NYSE: MA · Real-Time Price · USD
527.88
-2.48 (-0.47%)
At close: Nov 20, 2025, 4:00 PM EST
529.25
+1.37 (0.26%)
After-hours: Nov 20, 2025, 7:35 PM EST

Mastercard Statistics

Total Valuation

Mastercard has a market cap or net worth of $474.03 billion. The enterprise value is $482.37 billion.

Market Cap474.03B
Enterprise Value 482.37B

Important Dates

The last earnings date was Thursday, October 30, 2025, before market open.

Earnings Date Oct 30, 2025
Ex-Dividend Date Oct 9, 2025

Share Statistics

Mastercard has 898.00 million shares outstanding. The number of shares has decreased by -2.20% in one year.

Current Share Class 891.26M
Shares Outstanding 898.00M
Shares Change (YoY) -2.20%
Shares Change (QoQ) -0.44%
Owned by Insiders (%) 0.04%
Owned by Institutions (%) 89.55%
Float 889.99M

Valuation Ratios

The trailing PE ratio is 33.75 and the forward PE ratio is 28.71. Mastercard's PEG ratio is 1.98.

PE Ratio 33.75
Forward PE 28.71
PS Ratio 15.26
Forward PS 12.84
PB Ratio 60.11
P/TBV Ratio n/a
P/FCF Ratio 27.87
P/OCF Ratio 27.12
PEG Ratio 1.98
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 24.60, with an EV/FCF ratio of 28.36.

EV / Earnings 33.85
EV / Sales 15.33
EV / EBITDA 24.60
EV / EBIT 26.02
EV / FCF 28.36

Financial Position

The company has a current ratio of 1.12, with a Debt / Equity ratio of 2.40.

Current Ratio 1.12
Quick Ratio 0.72
Debt / Equity 2.40
Debt / EBITDA 0.97
Debt / FCF 1.12
Interest Coverage 24.81

Financial Efficiency

Return on equity (ROE) is 184.86% and return on invested capital (ROIC) is 43.92%.

Return on Equity (ROE) 184.86%
Return on Assets (ROA) 23.05%
Return on Invested Capital (ROIC) 43.92%
Return on Capital Employed (ROCE) 56.86%
Revenue Per Employee $891,615
Profits Per Employee $403,683
Employee Count35,300
Asset Turnover 0.63
Inventory Turnover n/a

Taxes

In the past 12 months, Mastercard has paid $3.34 billion in taxes.

Income Tax 3.34B
Effective Tax Rate 19.00%

Stock Price Statistics

The stock price has increased by +1.62% in the last 52 weeks. The beta is 0.87, so Mastercard's price volatility has been lower than the market average.

Beta (5Y) 0.87
52-Week Price Change +1.62%
50-Day Moving Average 564.17
200-Day Moving Average 560.76
Relative Strength Index (RSI) 30.41
Average Volume (20 Days) 2,734,169

Short Selling Information

The latest short interest is 6.23 million, so 0.69% of the outstanding shares have been sold short.

Short Interest 6.23M
Short Previous Month 5.56M
Short % of Shares Out 0.69%
Short % of Float 0.70%
Short Ratio (days to cover) 2.28

Income Statement

In the last 12 months, Mastercard had revenue of $31.47 billion and earned $14.25 billion in profits. Earnings per share was $15.64.

Revenue31.47B
Gross Profit 31.47B
Operating Income 18.54B
Pretax Income 17.59B
Net Income 14.25B
EBITDA 19.61B
EBIT 18.54B
Earnings Per Share (EPS) $15.64
Full Income Statement

Balance Sheet

The company has $10.65 billion in cash and $18.98 billion in debt, giving a net cash position of -$8.34 billion or -$9.28 per share.

Cash & Cash Equivalents 10.65B
Total Debt 18.98B
Net Cash -8.34B
Net Cash Per Share -$9.28
Equity (Book Value) 7.92B
Book Value Per Share 8.78
Working Capital 2.53B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $17.48 billion and capital expenditures -$472.00 million, giving a free cash flow of $17.01 billion.

Operating Cash Flow 17.48B
Capital Expenditures -472.00M
Free Cash Flow 17.01B
FCF Per Share $18.94
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 58.89% and 45.28%.

Gross Margin 100.00%
Operating Margin 58.89%
Pretax Margin 55.90%
Profit Margin 45.28%
EBITDA Margin 62.31%
EBIT Margin 58.89%
FCF Margin 54.04%

Dividends & Yields

This stock pays an annual dividend of $3.04, which amounts to a dividend yield of 0.58%.

Dividend Per Share $3.04
Dividend Yield 0.58%
Dividend Growth (YoY) 15.15%
Years of Dividend Growth 13
Payout Ratio 19.44%
Buyback Yield 2.20%
Shareholder Yield 2.78%
Earnings Yield 3.01%
FCF Yield 3.59%
Dividend Details

Analyst Forecast

The average price target for Mastercard is $650.60, which is 23.25% higher than the current price. The consensus rating is "Strong Buy".

Price Target $650.60
Price Target Difference 23.25%
Analyst Consensus Strong Buy
Analyst Count 25
Revenue Growth Forecast (5Y) 12.26%
EPS Growth Forecast (5Y) 16.50%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 22, 2014. It was a forward split with a ratio of 10:1.

Last Split Date Jan 22, 2014
Split Type Forward
Split Ratio 10:1

Scores

Mastercard has an Altman Z-Score of 10.55 and a Piotroski F-Score of 4.

Altman Z-Score 10.55
Piotroski F-Score 4