MFIC Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2021	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Mar '21 Mar 31, 2021
Net Interest Income	190.89	180.81	166.93	146.89	146.89
Net Interest Income Growth	5.57%	8.32%	13.64%	-	-12.23%
Non-Interest Income	-75.92	-29.47	8.16	34.47	34.47
Non-Interest Income Growth	-	-	-76.34%	-	-
Revenues Before Loan Losses	114.97	151.34	175.09	181.36	181.36
Revenue	114.97	151.34	175.09	181.36	181.36
Revenue Growth (YoY)	-24.03%	-13.56%	-3.46%	-	-
Compensation Expenses	40.34	41	41.66	46.53	46.53
Selling, General & Admin	11.46	11.53	14.67	14.8	14.8
Total Non-Interest Expense	51.8	52.53	56.33	61.33	61.33
Pretax Income	63.17	98.82	118.76	120.03	120.03
Net Income	63.17	98.82	118.76	120.54	120.54
Net Income to Common	63.17	98.82	118.76	120.54	120.54
Net Income Growth	-36.08%	-16.79%	-1.47%	-	-
Shares Outstanding (Basic)	93	78	65	65	65
Shares Outstanding (Diluted)	93	78	65	65	65
Shares Change (YoY)	19.63%	19.33%	0.81%	-0.70%	-5.21%
EPS (Basic)	0.68	1.27	1.82	1.86	1.71
EPS (Diluted)	0.68	1.27	1.82	1.86	1.71
EPS Growth	-46.46%	-30.22%	-2.15%	8.77%	-
Shares Outstanding	92.21	93.78	65.25	63.71	65.26
Free Cash Flow	-49.75	-9.53	196.38	0	0
Free Cash Flow Per Share	-0.53	-0.12	3.01	-	-
Dividends Per Share	1.520	1.520	1.520	-	1.390
Profit Margin	54.94%	65.29%	67.83%	66.46%	66.46%
FCF Margin	-43.27%	-6.30%	112.16%	0.00%	0.00%
EBITDA	-1.7	-3.73	-2.49	0	0
EBITDA Margin	-1.48%	-2.47%	-1.42%	0.00%	0.00%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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