MoneyLion Statistics
Total Valuation
MoneyLion has a market cap or net worth of $970.13 million. The enterprise value is $962.03 million.
| Market Cap | 970.13M |
| Enterprise Value | 962.03M |
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, before market open.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
MoneyLion has 11.32 million shares outstanding. The number of shares has increased by 24.97% in one year.
| Current Share Class | 11.32M |
| Shares Outstanding | 11.32M |
| Shares Change (YoY) | +24.97% |
| Shares Change (QoQ) | +9.44% |
| Owned by Insiders (%) | 7.40% |
| Owned by Institutions (%) | 51.55% |
| Float | 8.80M |
Valuation Ratios
The trailing PE ratio is 112.76 and the forward PE ratio is 24.40.
| PE Ratio | 112.76 |
| Forward PE | 24.40 |
| PS Ratio | 1.71 |
| Forward PS | 1.41 |
| PB Ratio | 3.33 |
| P/TBV Ratio | 7.44 |
| P/FCF Ratio | 5.06 |
| P/OCF Ratio | 4.83 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 18.39, with an EV/FCF ratio of 5.01.
| EV / Earnings | 105.19 |
| EV / Sales | 1.76 |
| EV / EBITDA | 18.39 |
| EV / EBIT | 36.10 |
| EV / FCF | 5.01 |
Financial Position
The company has a current ratio of 2.60, with a Debt / Equity ratio of 0.45.
| Current Ratio | 2.60 |
| Quick Ratio | 2.40 |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 2.30 |
| Debt / FCF | 0.69 |
| Interest Coverage | 1.10 |
Financial Efficiency
Return on equity (ROE) is 3.34% and return on invested capital (ROIC) is 3.83%.
| Return on Equity (ROE) | 3.34% |
| Return on Assets (ROA) | 3.22% |
| Return on Invested Capital (ROIC) | 3.83% |
| Return on Capital Employed (ROCE) | 6.84% |
| Revenue Per Employee | $949,400 |
| Profits Per Employee | $15,906 |
| Employee Count | 575 |
| Asset Turnover | 1.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MoneyLion has paid $354,000 in taxes.
| Income Tax | 354,000 |
| Effective Tax Rate | 3.73% |
Stock Price Statistics
The stock price has increased by +8.98% in the last 52 weeks. The beta is 2.94, so MoneyLion's price volatility has been higher than the market average.
| Beta (5Y) | 2.94 |
| 52-Week Price Change | +8.98% |
| 50-Day Moving Average | 86.78 |
| 200-Day Moving Average | 70.08 |
| Relative Strength Index (RSI) | 44.30 |
| Average Volume (20 Days) | 207,223 |
Short Selling Information
The latest short interest is 866,083, so 7.65% of the outstanding shares have been sold short.
| Short Interest | 866,083 |
| Short Previous Month | 814,601 |
| Short % of Shares Out | 7.65% |
| Short % of Float | 9.84% |
| Short Ratio (days to cover) | 5.88 |
Income Statement
In the last 12 months, MoneyLion had revenue of $545.91 million and earned $9.15 million in profits. Earnings per share was $0.76.
| Revenue | 545.91M |
| Gross Profit | 297.65M |
| Operating Income | 26.65M |
| Pretax Income | -1.10M |
| Net Income | 9.15M |
| EBITDA | 52.30M |
| EBIT | 26.65M |
| Earnings Per Share (EPS) | $0.76 |
Balance Sheet
The company has $139.98 million in cash and $131.87 million in debt, giving a net cash position of $8.11 million or $0.72 per share.
| Cash & Cash Equivalents | 139.98M |
| Total Debt | 131.87M |
| Net Cash | 8.11M |
| Net Cash Per Share | $0.72 |
| Equity (Book Value) | 290.94M |
| Book Value Per Share | 25.75 |
| Working Capital | 206.55M |
Cash Flow
In the last 12 months, operating cash flow was $201.02 million and capital expenditures -$9.16 million, giving a free cash flow of $191.86 million.
| Operating Cash Flow | 201.02M |
| Capital Expenditures | -9.16M |
| Free Cash Flow | 191.86M |
| FCF Per Share | $16.95 |
Margins
Gross margin is 54.52%, with operating and profit margins of 4.88% and 1.68%.
| Gross Margin | 54.52% |
| Operating Margin | 4.88% |
| Pretax Margin | 1.74% |
| Profit Margin | 1.68% |
| EBITDA Margin | 9.58% |
| EBIT Margin | 4.88% |
| FCF Margin | 35.14% |
Dividends & Yields
MoneyLion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -24.97% |
| Shareholder Yield | n/a |
| Earnings Yield | 0.94% |
| FCF Yield | 19.78% |
Analyst Forecast
The average price target for MoneyLion is $94.25, which is 9.98% higher than the current price. The consensus rating is "Buy".
| Price Target | $94.25 |
| Price Target Difference | 9.98% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 25, 2023. It was a reverse split with a ratio of 0.033333333:1.
| Last Split Date | Apr 25, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.033333333:1 |
Scores
MoneyLion has an Altman Z-Score of 1.65 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.65 |
| Piotroski F-Score | 7 |