MoneyLion Statistics
Total Valuation
MoneyLion has a market cap or net worth of $963.03 million. The enterprise value is $1.04 billion.
Important Dates
The last earnings date was Thursday, November 7, 2024, before market open.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
MoneyLion has 11.10 million shares outstanding. The number of shares has increased by 26.31% in one year.
| Current Share Class | 11.10M |
| Shares Outstanding | 11.10M |
| Shares Change (YoY) | +26.31% |
| Shares Change (QoQ) | -8.28% |
| Owned by Insiders (%) | 20.45% |
| Owned by Institutions (%) | 40.57% |
| Float | 6.52M |
Valuation Ratios
The trailing PE ratio is 298.61 and the forward PE ratio is 33.22.
| PE Ratio | 298.61 |
| Forward PE | 33.22 |
| PS Ratio | 1.86 |
| Forward PS | 1.47 |
| PB Ratio | 3.41 |
| P/TBV Ratio | 8.22 |
| P/FCF Ratio | 5.52 |
| P/OCF Ratio | 5.23 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 23.02, with an EV/FCF ratio of 5.94.
| EV / Earnings | 321.37 |
| EV / Sales | 2.07 |
| EV / EBITDA | 23.02 |
| EV / EBIT | 53.03 |
| EV / FCF | 5.94 |
Financial Position
The company has a current ratio of 6.33, with a Debt / Equity ratio of 0.66.
| Current Ratio | 6.33 |
| Quick Ratio | 6.08 |
| Debt / Equity | 0.66 |
| Debt / EBITDA | 3.82 |
| Debt / FCF | 1.06 |
| Interest Coverage | 0.73 |
Financial Efficiency
Return on equity (ROE) is 1.20% and return on invested capital (ROIC) is 2.64%.
| Return on Equity (ROE) | 1.20% |
| Return on Assets (ROA) | 2.34% |
| Return on Capital (ROIC) | 2.64% |
| Revenue Per Employee | $833,802 |
| Profits Per Employee | $5,375 |
| Employee Count | 600 |
| Asset Turnover | 0.96 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -94,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +68.74% in the last 52 weeks. The beta is 3.08, so MoneyLion's price volatility has been higher than the market average.
| Beta (5Y) | 3.08 |
| 52-Week Price Change | +68.74% |
| 50-Day Moving Average | 69.66 |
| 200-Day Moving Average | 66.20 |
| Relative Strength Index (RSI) | 58.54 |
| Average Volume (20 Days) | 365,817 |
Short Selling Information
The latest short interest is 363,793, so 3.28% of the outstanding shares have been sold short.
| Short Interest | 363,793 |
| Short Previous Month | 520,191 |
| Short % of Shares Out | 3.28% |
| Short % of Float | 5.58% |
| Short Ratio (days to cover) | 1.46 |
Income Statement
In the last 12 months, MoneyLion had revenue of $500.28 million and earned $3.23 million in profits. Earnings per share was $0.28.
| Revenue | 500.28M |
| Gross Profit | 265.72M |
| Operating Income | 19.54M |
| Pretax Income | -1.10M |
| Net Income | 3.23M |
| EBITDA | 45.02M |
| EBIT | 19.54M |
| Earnings Per Share (EPS) | $0.28 |
Full Income StatementBalance Sheet
The company has $111.94 million in cash and $185.33 million in debt, giving a net cash position of -$73.38 million or -$6.61 per share.
| Cash & Cash Equivalents | 111.94M |
| Total Debt | 185.33M |
| Net Cash | -73.38M |
| Net Cash Per Share | -$6.61 |
| Equity (Book Value) | 282.47M |
| Book Value Per Share | 25.43 |
| Working Capital | 292.56M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $184.01 million and capital expenditures -$9.60 million, giving a free cash flow of $174.42 million.
| Operating Cash Flow | 184.01M |
| Capital Expenditures | -9.60M |
| Free Cash Flow | 174.42M |
| FCF Per Share | $15.71 |
Full Cash Flow StatementMargins
Gross margin is 53.11%, with operating and profit margins of 3.91% and 0.64%.
| Gross Margin | 53.11% |
| Operating Margin | 3.91% |
| Pretax Margin | 0.63% |
| Profit Margin | 0.64% |
| EBITDA Margin | 9.00% |
| EBIT Margin | 3.91% |
| FCF Margin | 34.86% |
Dividends & Yields
MoneyLion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -26.31% |
| Shareholder Yield | -26.31% |
| Earnings Yield | 0.33% |
| FCF Yield | 18.11% |
Analyst Forecast
The average price target for MoneyLion is $100.00, which is 15.27% higher than the current price. The consensus rating is "Buy".
| Price Target | $100.00 |
| Price Target Difference | 15.27% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on April 25, 2023. It was a reverse split with a ratio of 0.033333333:1.
| Last Split Date | Apr 25, 2023 |
| Split Type | Reverse |
| Split Ratio | 0.033333333:1 |
Scores
MoneyLion has an Altman Z-Score of 1.32 and a Piotroski F-Score of 8. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.32 |
| Piotroski F-Score | 8 |