National Australia Bank Limited (NABZY)

National Australia Bank Income Statement

Financials in millions AUD. Fiscal year is October - September.

Year Ending	TTM	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019
Revenue	68,645	20,630	18,329	16,682	17,213	17,391
Revenue Growth (YoY)	42.40%	12.55%	9.87%	-3.08%	-1.02%	-5.94%
Cost of Revenue	26,151	0	0	0	0	0
Gross Profit	42,494	20,630	18,329	16,682	17,213	17,391
Selling, General & Admin	8,818	2,489	2,414	2,044	2,387	2,829
Other Operating Expenses	-3,343	-3,179	6,234	5,756	6,552	6,439
Operating Expenses	8,156	9,351	8,648	7,800	8,939	9,268
Operating Income	10,526	10,394	17,113	8,961	4,224	6,885
Interest Income	0	48,072	22,378	18,034	23,111	29,203
Interest Expense	0	31,265	7,538	4,241	9,234	15,645
Other Expense / Income	-4,128.5	16,807	22,378	13,793	12,938	13,724
Pretax Income	14,762	10,450	9,744	9,068	5,163	7,177
Income Tax	4,200	2,980	2,684	2,597	1,665	2,087
Net Income	10,455	7,414	6,891	6,364	3,498	4,632
Net Income Growth	-5.32%	7.59%	8.28%	81.93%	-24.48%	-16.60%
Shares Outstanding (Basic)	3,113	3,136	3,219	3,290	3,068	2,797
Shares Outstanding (Diluted)	3,376	3,404	3,465	3,540	3,333	3,024
Shares Change	-1.11%	-1.76%	-2.12%	6.21%	10.22%	-48.57%
EPS (Basic)	3.32	2.36	2.14	1.93	1.14	1.66
EPS (Diluted)	3.06	2.29	2.06	1.85	1.05	1.53
EPS Growth	-4.97%	11.17%	11.35%	76.19%	-31.37%	62.77%
Free Cash Flow	-99,235	-27,891	27,144	-99	32,920	9,275
Free Cash Flow Per Share	-29.39	-8.19	7.83	-0.03	9.88	3.07
Gross Margin	61.90%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	15.33%	50.38%	93.37%	53.72%	24.54%	39.59%
Profit Margin	15.23%	35.94%	37.60%	38.15%	20.32%	26.63%
Free Cash Flow Margin	-144.56%	-135.20%	148.09%	-0.59%	191.25%	53.33%
Effective Tax Rate	28.45%	28.52%	27.55%	28.64%	32.25%	29.08%
EBITDA	-699	11,608	18,225	10,006	6,129	8,297
EBITDA Margin	-1.02%	56.27%	99.43%	59.98%	35.61%	47.71%
Depreciation & Amortization	1,593	1,214	1,112	1,045	2,039	1,364
EBIT	-2,291.5	10,394	17,113	8,961	4,090	6,933
EBIT Margin	-3.34%	50.38%	93.37%	53.72%	23.76%	39.87%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.