Interest and Dividend Income | 22.24 | 22.24 | 44.27 | 49.78 | 54.21 | 62.1 | |
Total Interest Expense | 0.93 | 0.93 | 3.93 | 5.37 | 5.98 | 8.52 | |
Net Interest Income | 21.31 | 21.31 | 40.34 | 44.41 | 48.23 | 53.58 | |
Gain (Loss) on Sale of Investments | - | - | - | - | 1.81 | - | |
Revenue Before Loan Losses | 27.72 | 21.31 | 40.34 | 44.41 | 50.04 | 53.58 | |
Provision for Loan Losses | 2.57 | 2.57 | 40.66 | 5.97 | 7.25 | 16.9 | |
Revenue | 25.15 | 18.74 | -0.32 | 38.45 | 42.79 | 36.68 | |
Revenue Growth (YoY) | - | - | - | -10.15% | 16.66% | 3.73% | |
Salaries & Employee Benefits | - | - | - | - | 19.08 | 18.8 | |
Cost of Services Provided | 20.33 | 14.32 | 27.65 | 34 | 12.52 | 14.94 | |
Total Operating Expenses | 23.05 | 14.32 | 27.65 | 34.4 | 31.84 | 34.14 | |
Operating Income | 2.1 | 4.42 | -27.97 | 4.05 | 10.95 | 2.54 | |
EBT Excluding Unusual Items | -21.95 | -19.6 | -27.97 | 4.05 | 10.95 | 2.54 | |
Restructuring Charges | -1.2 | -1.2 | -4.8 | - | - | - | |
Gain (Loss) on Sale of Investments | - | - | 0.07 | - | - | - | |
Impairment of Goodwill | - | - | - | - | - | -0.3 | |
Pretax Income | -23.16 | -20.8 | -32.7 | 4.05 | 10.95 | 2.25 | |
Income Tax Expense | 0.04 | - | 1.42 | 1.05 | 2.6 | -1.22 | |
Net Income | -4.33 | -20.8 | -34.12 | 3 | 8.35 | 3.47 | |
Preferred Dividends & Other Adjustments | - | - | - | 0.02 | 0.04 | 0.03 | |
Net Income to Common | -4.33 | -20.8 | -34.12 | 2.98 | 8.31 | 3.43 | |
Net Income Growth | - | - | - | -64.10% | 140.94% | - | |
Shares Outstanding (Basic) | 7 | 7 | 7 | 8 | 8 | 8 | |
Shares Outstanding (Diluted) | 7 | 7 | 7 | 8 | 8 | 8 | |
Shares Change (YoY) | -6.11% | -0.64% | -3.20% | -0.71% | -1.00% | -2.01% | |
EPS (Basic) | -0.63 | -2.86 | -4.65 | 0.39 | 1.09 | 0.45 | |
EPS (Diluted) | -0.64 | -2.86 | -4.65 | 0.39 | 1.09 | 0.45 | |
EPS Growth | - | - | - | -63.83% | 144.31% | - | |
Free Cash Flow | -6.58 | 1.81 | -2.24 | 2.18 | 13.79 | 10.36 | |
Free Cash Flow Per Share | -0.96 | 0.25 | -0.31 | 0.29 | 1.81 | 1.34 | |
Operating Margin | 8.36% | 23.58% | - | 10.52% | 25.58% | 6.93% | |
Profit Margin | -17.20% | -111.01% | - | 7.76% | 19.41% | 9.36% | |
Free Cash Flow Margin | -26.16% | 9.68% | - | 5.66% | 32.22% | 28.23% | |
Effective Tax Rate | - | - | - | 25.90% | 23.71% | - | |
Revenue as Reported | 6.42 | - | - | 49.78 | 56.02 | 62.1 | |