Oscar Health, Inc. (OSCR)

Oscar Health Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	11,470	8,971	5,686	3,871	1,886
Total Interest & Dividend Income	202.94	185.73	155.45	27.59	2.3
Other Revenue	28.59	20.58	21.35	64.93	5.39
Total Revenue	11,701	9,178	5,863	3,964	1,894
Revenue Growth (YoY)	27.50%	56.54%	47.92%	109.27%	384.43%
Policy Benefits	10,019	7,333	4,642	3,281	1,624
Depreciation & Amortization	28.89	32.15	30.69	15.28	-
Selling, General & Administrative	2,050	1,756	1,426	1,257	360.16
Other Operating Expenses	-	-	-	-	368.07
Total Operating Expenses	12,098	9,120	6,098	4,554	2,439
Operating Income	-396.36	57.27	-235.62	-589.87	-544.48
Interest Expense	-17.6	-23.73	-24.6	-22.62	-4.72
Other Non Operating Income (Expenses)	-23.34	-0.11	-7.08	2.42	-1.2
EBT Excluding Unusual Items	-437.3	33.43	-267.3	-610.08	-550.4
Other Unusual Items	-	-	-	-	-20.18
Pretax Income	-437.3	33.43	-267.3	-610.08	-570.58
Income Tax Expense	5.61	7.31	3.29	-0.52	0.85
Earnings From Continuing Ops.	-442.9	26.12	-270.59	-609.55	-571.43
Minority Interest in Earnings	-0.25	-0.69	-0.13	3.28	-1.18
Net Income	-443.15	25.43	-270.73	-606.28	-572.61
Net Income to Common	-443.15	25.43	-270.73	-606.28	-572.61
Shares Outstanding (Basic)	262	240	222	212	179
Shares Outstanding (Diluted)	262	266	222	212	179
Shares Change (YoY)	-1.30%	19.94%	4.32%	18.72%	511.57%
EPS (Basic)	-1.69	0.11	-1.22	-2.85	-3.20
EPS (Diluted)	-1.69	0.10	-1.22	-2.85	-3.20
Free Cash Flow	1,058	950.3	-297.74	351.34	-207.63
Free Cash Flow Per Share	4.03	3.58	-1.34	1.65	-1.16
Operating Margin	-3.39%	0.62%	-4.02%	-14.88%	-28.75%
Profit Margin	-3.79%	0.28%	-4.62%	-15.30%	-30.23%
Free Cash Flow Margin	9.05%	10.36%	-5.08%	8.86%	-10.96%
EBITDA	-367.47	89.41	-204.92	-574.58	-529.88
EBITDA Margin	-3.14%	0.97%	-3.50%	-14.50%	-27.98%
D&A For EBITDA	28.89	32.15	30.69	15.28	14.61
EBIT	-396.36	57.27	-235.62	-589.87	-544.48
EBIT Margin	-3.39%	0.62%	-4.02%	-14.88%	-28.75%
Effective Tax Rate	-	21.85%	-	-	-
Revenue as Reported	11,701	9,178	5,863	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q