Oscar Health, Inc. (OSCR)

Oscar Health Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	10,513	8,971	5,686	3,871	1,886	383.22
Total Interest & Dividend Income	192.86	185.73	155.45	27.59	2.3	7.77
Other Revenue	20.54	20.58	21.35	64.93	5.39	-
Total Revenue	10,726	9,178	5,863	3,964	1,894	390.99
Revenue Growth (YoY)	48.29%	56.54%	47.92%	109.27%	384.43%	-17.79%
Policy Benefits	8,882	7,333	4,642	3,281	1,624	309.35
Depreciation & Amortization	30.43	32.15	30.69	15.28	-	-
Selling, General & Administrative	1,943	1,756	1,379	1,257	360.16	249.79
Other Operating Expenses	-	-	-	-	368.07	216.53
Total Operating Expenses	10,856	9,120	6,052	4,554	2,439	793.25
Operating Income	-129.47	57.27	-189.32	-589.87	-544.48	-402.27
Interest Expense	-23.68	-23.73	-24.6	-22.62	-4.72	-3.51
Other Non Operating Income (Expenses)	1.82	-0.11	-7.08	2.42	-1.2	-
EBT Excluding Unusual Items	-151.33	33.43	-221	-610.08	-550.4	-405.78
Other Unusual Items	-	-	-46.3	-	-20.18	-
Pretax Income	-151.33	33.43	-267.3	-610.08	-570.58	-405.78
Income Tax Expense	9.33	7.31	3.29	-0.52	0.85	1.05
Earnings From Continuing Ops.	-160.66	26.12	-270.59	-609.55	-571.43	-406.83
Minority Interest in Earnings	-0.58	-0.69	-0.13	3.28	-1.18	-
Net Income	-161.23	25.43	-270.73	-606.28	-572.61	-406.83
Preferred Dividends & Other Adjustments	-	-	-	-	-	7.42
Net Income to Common	-161.23	25.43	-270.73	-606.28	-572.61	-414.24
Shares Outstanding (Basic)	250	240	222	212	179	29
Shares Outstanding (Diluted)	250	266	222	212	179	29
Shares Change (YoY)	-4.81%	19.94%	4.32%	18.72%	511.57%	1.56%
EPS (Basic)	-0.65	0.11	-1.22	-2.85	-3.20	-14.16
EPS (Diluted)	-0.69	0.10	-1.22	-2.85	-3.20	-14.16
Free Cash Flow	1,202	950.3	-297.74	351.34	-207.63	208.71
Free Cash Flow Per Share	4.82	3.58	-1.34	1.65	-1.16	7.13
Operating Margin	-1.21%	0.62%	-3.23%	-14.88%	-28.75%	-102.89%
Profit Margin	-1.50%	0.28%	-4.62%	-15.30%	-30.23%	-105.95%
Free Cash Flow Margin	11.20%	10.36%	-5.08%	8.86%	-10.96%	53.38%
EBITDA	-99.03	89.41	-158.62	-574.58	-529.88	-390.98
EBITDA Margin	-0.92%	0.97%	-2.71%	-14.50%	-27.98%	-100.00%
D&A For EBITDA	30.43	32.15	30.69	15.28	14.61	11.29
EBIT	-129.47	57.27	-189.32	-589.87	-544.48	-402.27
EBIT Margin	-1.21%	0.62%	-3.23%	-14.88%	-28.75%	-102.89%
Effective Tax Rate	-	21.85%	-	-	-	-

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q