Oscar Health Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Investments	2,687	2,440	1,055	1,620	1,432
Cash & Equivalents	2,774	1,527	1,870	1,559	1,104
Reinsurance Recoverable	99.75	291.54	241.19	892.89	431.99
Other Receivables	498.71	380.67	253.19	266.34	182.86
Property, Plant & Equipment	139.89	123.95	124.8	127.89	119.57
Other Current Assets	24.33	21.32	6.56	6.45	-
Other Long-Term Assets	101.13	56.12	50.27	54.24	51.68
Total Assets	6,325	4,840	3,601	4,527	3,322
Accounts Payable	633	418.88	259.19	285.02	219.96
Insurance & Annuity Liabilities	2,588	1,558	1,063	1,522	823.64
Unpaid Claims	1,455	1,357	965.99	937.73	513.58
Unearned Premiums	166.2	74.39	65.92	79	75.04
Reinsurance Payable	3.58	41.35	61.02	427.65	205.23
Current Portion of Leases	16.72	13.55	14.18	12.82	14.83
Long-Term Debt	430.1	299.56	298.78	298	-
Long-Term Leases	51.99	60.65	66.8	72.18	76.84
Other Long-Term Liabilities	0	0.63	0.77	0.11	-
Total Liabilities	5,345	3,824	2,795	3,634	1,929
Common Stock	0	0	0	0	0
Additional Paid-In Capital	4,257	3,870	3,682	3,509	3,394
Retained Earnings	-3,294	-2,851	-2,877	-2,606	-2,000
Treasury Stock	-2.92	-2.92	-2.92	-2.92	-2.92
Comprehensive Income & Other	18.03	-1.83	1.31	-9.72	-3.67
Total Common Equity	977.65	1,014	803.97	890.38	1,387
Minority Interest	3.09	2.84	2.15	2.02	5.29
Shareholders' Equity	980.74	1,016	806.12	892.4	1,393
Total Liabilities & Equity	6,325	4,840	3,601	4,527	3,322
Filing Date Shares Outstanding	297.43	250.25	229.41	215.99	210.08
Total Common Shares Outstanding	297.37	250.17	229.07	215.98	210.01
Total Debt	498.8	373.75	379.76	383	91.67
Net Cash (Debt)	2,275	1,153	1,491	1,176	1,012
Net Cash Growth	97.27%	-22.62%	26.79%	16.13%	48.04%
Net Cash Per Share	8.67	4.34	6.72	5.53	5.66
Book Value Per Share	3.29	4.05	3.51	4.12	6.61
Tangible Book Value	977.65	1,014	803.97	890.38	1,387
Tangible Book Value Per Share	3.29	4.05	3.51	4.12	6.61
Leasehold Improvements	25.53	26.39	25.3	25.3	25.75

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q