Oscar Health, Inc. (OSCR)

Oscar Health Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-161.23	25.43	-270.73	-606.28	-572.61	-406.83
Depreciation & Amortization	30.43	32.15	30.69	15.28	14.61	11.29
Other Amortization	0.78	0.78	0.78	0.71	0.33	0.33
Gain (Loss) on Sale of Investments	-30.33	-26.88	-29.37	2.48	8.03	2.59
Stock-Based Compensation	104.25	109.82	159.68	112.33	86.3	35.87
Change in Accounts Receivable	-43.24	-114.32	-13.41	-81.05	-66.95	-35.25
Reinsurance Recoverable	48.59	-50.34	651.69	-460.9	147.4	-63.33
Change in Accounts Payable	223.12	152.77	-29.18	57.81	98.62	75.8
Change in Unearned Revenue	9.52	8.47	-13.08	3.95	3.14	46.6
Change in Insurance Reserves / Liabilities	-2.89	-5.78	1.56	-25.03	-55.33	71.82
Change in Other Net Operating Assets	1,127	867.74	-423.05	1,138	258.89	569.27
Other Operating Activities	-1.97	-1.67	0.26	-2.17	33.9	3.79
Operating Cash Flow	1,234	978.19	-272.16	380.35	-181.75	222.73
Capital Expenditures	-32.69	-27.9	-25.58	-29.01	-25.89	-14.02
Investment in Securities	-921.97	-1,363	605.04	-198.62	-755.31	-329.45
Other Investing Activities	3	3.93	-2.28	1.12	6.68	-1.24
Investing Cash Flow	-951.65	-1,387	577.19	-226.52	-774.52	-344.71
Long-Term Debt Issued	-	-	-	305	-	147
Total Debt Repaid	-	-	-	-	-153.17	-
Net Debt Issued (Repaid)	-	-	-	305	-153.17	147
Issuance of Common Stock	51.67	68.39	6.45	3.15	1,407	93.88
Repurchases of Common Stock	-2.29	-	-	-	-	-
Issuance of Preferred Stock	-	-	-	-	-	375.67
Other Financing Activities	-	-	-	-7.04	-15.21	-4.84
Financing Cash Flow	49.38	68.39	6.45	301.11	1,239	611.71
Net Cash Flow	332.02	-340.85	311.47	454.94	282.45	489.73
Free Cash Flow	1,202	950.3	-297.74	351.34	-207.63	208.71
Free Cash Flow Margin	11.20%	10.36%	-5.08%	8.86%	-10.96%	53.38%
Free Cash Flow Per Share	4.82	3.58	-1.34	1.65	-1.16	7.13
Cash Interest Paid	33.78	33.69	23.16	10.08	4.26	-
Cash Income Tax Paid	16.07	0.67	2.41	1.89	0.7	1.53
Levered Free Cash Flow	747.53	1,043	567.79	-230.88	-253.85	320.28
Unlevered Free Cash Flow	761.56	1,058	582.39	-217.46	-251.23	322.15
Change in Working Capital	1,315	838.86	-192.09	855	247.7	575.7

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q