Pineapple Financial Inc. (PAPL)

Pineapple Financial Statistics

Total Valuation

PAPL has a market cap or net worth of $4.40 million. The enterprise value is $5.18 million.

Market Cap	4.40M
Enterprise Value	5.18M

Important Dates

The last earnings date was Tuesday, January 21, 2025, before market open.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	n/a

Share Statistics

PAPL has 8.81 million shares outstanding. The number of shares has increased by 14.42% in one year.

Current Share Class	8.81M
Shares Outstanding	8.81M
Shares Change (YoY)	+14.42%
Shares Change (QoQ)	+1.54%
Owned by Insiders (%)	40.43%
Owned by Institutions (%)	1.36%
Float	5.25M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.26
Forward PS	1.00
PB Ratio	3.81
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	1.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.54, with a Debt / Equity ratio of 1.21.

Current Ratio	0.54
Quick Ratio	0.45
Debt / Equity	1.21
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	-7.91

Financial Efficiency

Return on equity (ROE) is -161.98% and return on invested capital (ROIC) is -55.95%.

Return on Equity (ROE)	-161.98%
Return on Assets (ROA)	-41.06%
Return on Invested Capital (ROIC)	-55.95%
Return on Capital Employed (ROCE)	-147.60%
Revenue Per Employee	$52,467
Profits Per Employee	-$70,214
Employee Count	55
Asset Turnover	0.55
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -69.63% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-69.63%
50-Day Moving Average	0.48
200-Day Moving Average	0.82
Relative Strength Index (RSI)	50.30
Average Volume (20 Days)	459,354

Short Selling Information

The latest short interest is 48,891, so 0.56% of the outstanding shares have been sold short.

Short Interest	48,891
Short Previous Month	22,803
Short % of Shares Out	0.56%
Short % of Float	0.93%
Short Ratio (days to cover)	0.49

Income Statement

In the last 12 months, PAPL had revenue of $2.89 million and -$3.86 million in losses. Loss per share was -$0.53.

Revenue	2.89M
Gross Profit	2.89M
Operating Income	-3.47M
Pretax Income	-2.95M
Net Income	-3.86M
EBITDA	-3.37M
EBIT	-3.47M
Loss Per Share	-$0.53

Balance Sheet

The company has $619,581 in cash and $1.39 million in debt, giving a net cash position of -$773,260 or -$0.09 per share.

Cash & Cash Equivalents	619,581
Total Debt	1.39M
Net Cash	-773,260
Net Cash Per Share	-$0.09
Equity (Book Value)	1.15M
Book Value Per Share	0.13
Working Capital	-829,610

Cash Flow

In the last 12 months, operating cash flow was -$1.35 million and capital expenditures -$2,959, giving a free cash flow of -$1.35 million.

Operating Cash Flow	-1.35M
Capital Expenditures	-2,959
Free Cash Flow	-1.35M
FCF Per Share	-$0.15

Margins

Gross margin is 100.00%, with operating and profit margins of -120.22% and -133.82%.

Gross Margin	100.00%
Operating Margin	-120.22%
Pretax Margin	-133.83%
Profit Margin	-133.82%
EBITDA Margin	-116.95%
EBIT Margin	-120.22%
FCF Margin	n/a

Dividends & Yields

PAPL does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-14.42%
Shareholder Yield	-14.42%
Earnings Yield	-87.69%
FCF Yield	-30.70%

Analyst Forecast

The average price target for PAPL is $5.25, which is 950.00% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$5.25
Price Target Difference	950.00%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

PAPL has an Altman Z-Score of -4.1 and a Piotroski F-Score of 1. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	-4.1
Piotroski F-Score	1