Pineapple Financial Inc. (PAPL)
NYSEAMERICAN: PAPL · Real-Time Price · USD
1.630
-0.610 (-27.23%)
At close: Jan 9, 2026, 4:00 PM EST
1.630
0.00 (0.00%)
After-hours: Jan 9, 2026, 8:00 PM EST

Pineapple Financial Statistics

Total Valuation

PAPL has a market cap or net worth of $42.36 million. The enterprise value is $44.95 million.

Market Cap42.36M
Enterprise Value 44.95M

Important Dates

The last earnings date was Wednesday, December 3, 2025, before market open.

Earnings Date Dec 3, 2025
Ex-Dividend Date n/a

Share Statistics

PAPL has 25.99 million shares outstanding. The number of shares has increased by 86.35% in one year.

Current Share Class 25.99M
Shares Outstanding 25.99M
Shares Change (YoY) +86.35%
Shares Change (QoQ) +81.40%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.50
Forward PS n/a
PB Ratio 3.31
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 15.05
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.77, with a Debt / Equity ratio of 1.47.

Current Ratio 0.77
Quick Ratio 0.74
Debt / Equity 1.47
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage -52.08

Financial Efficiency

Return on equity (ROE) is -322.56% and return on invested capital (ROIC) is -73.40%.

Return on Equity (ROE) -322.56%
Return on Assets (ROA) -35.20%
Return on Invested Capital (ROIC) -73.40%
Return on Capital Employed (ROCE) -110.90%
Revenue Per Employee $76,585
Profits Per Employee -$93,294
Employee Count39
Asset Turnover 0.63
Inventory Turnover n/a

Taxes

Income Tax n/a
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -83.02% in the last 52 weeks. The beta is 2.51, so PAPL's price volatility has been higher than the market average.

Beta (5Y) 2.51
52-Week Price Change -83.02%
50-Day Moving Average 2.79
200-Day Moving Average 3.63
Relative Strength Index (RSI) 40.03
Average Volume (20 Days) 1,406,939

Short Selling Information

The latest short interest is 174,417, so 0.67% of the outstanding shares have been sold short.

Short Interest 174,417
Short Previous Month 51,319
Short % of Shares Out 0.67%
Short % of Float n/a
Short Ratio (days to cover) 0.95

Income Statement

In the last 12 months, PAPL had revenue of $2.99 million and -$3.64 million in losses. Loss per share was -$5.46.

Revenue2.99M
Gross Profit 2.99M
Operating Income -2.68M
Pretax Income -3.64M
Net Income -3.64M
EBITDA -2.60M
EBIT -2.68M
Loss Per Share -$5.46
Full Income Statement

Balance Sheet

The company has $2.12 million in cash and $1.33 million in debt, with a net cash position of $788,292 or $0.03 per share.

Cash & Cash Equivalents 2.12M
Total Debt 1.33M
Net Cash 788,292
Net Cash Per Share $0.03
Equity (Book Value) 906,679
Book Value Per Share 0.68
Working Capital -682,096
Full Balance Sheet

Cash Flow

Operating Cash Flow -946,820
Capital Expenditures n/a
Free Cash Flow -946,820
FCF Per Share -$0.04
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -89.69% and -121.82%.

Gross Margin 100.00%
Operating Margin -89.69%
Pretax Margin -121.82%
Profit Margin -121.82%
EBITDA Margin -86.94%
EBIT Margin -89.69%
FCF Margin n/a

Dividends & Yields

PAPL does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -86.35%
Shareholder Yield -86.35%
Earnings Yield -7.95%
FCF Yield -2.07%

Analyst Forecast

The average price target for PAPL is $5.00, which is 206.75% higher than the current price. The consensus rating is "Strong Buy".

Price Target $5.00
Price Target Difference 206.75%
Analyst Consensus Strong Buy
Analyst Count 2
Revenue Growth Forecast (5Y) 57.08%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on July 16, 2025. It was a reverse split with a ratio of 1:20.

Last Split Date Jul 16, 2025
Split Type Reverse
Split Ratio 1:20

Scores

PAPL has an Altman Z-Score of -4.19 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score -4.19
Piotroski F-Score 3