Pacific Premier Bancorp, Inc. (PPBI)

Pacific Premier Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	613.63	655.21	717.62	673.72	622.03	577.56
Interest Income on Investments	163.97	167.36	170.37	94.86	74.71	53.17
Total Interest Income	777.6	822.57	887.99	768.58	696.74	630.73
Interest Paid on Deposits	252.2	257.99	217.45	40.09	11.82	34.34
Interest Paid on Borrowings	19.85	27.63	45.5	31.37	22.55	22.18
Total Interest Expense	272.05	285.62	262.95	71.47	34.37	56.52
Net Interest Income	505.55	536.95	625.04	697.11	662.37	574.21
Net Interest Income Growth (YoY)	-12.51%	-14.09%	-10.34%	5.24%	15.35%	28.37%
Trust Income	36.65	37.12	39.13	41.61	38.18	16.65
Gain (Loss) on Sale of Investments	-	-	-255.12	1.71	16.92	13.88
Other Non-Interest Income	25.02	29.37	30.25	31.5	39.29	25.47
Total Non-Interest Income	72.6	77.57	-174.71	88.75	108.03	71.33
Non-Interest Income Growth (YoY)	-	-	-	-17.85%	51.46%	98.97%
Revenues Before Loan Losses	578.15	614.52	450.33	785.86	770.4	645.54
Provision for Loan Losses	-6.12	4.79	10.13	4.83	-70.88	191.82
Revenue	584.28	609.73	440.2	781.03	841.28	453.72
Revenue Growth (YoY)	48.04%	38.51%	-43.64%	-7.16%	85.42%	-4.97%
Salaries and Employee Benefits	189.13	189.34	194.3	206.32	202.43	169.59
Federal Deposit Insurance	7.82	8.37	11.37	5.77	5.27	3.57
Amortization of Goodwill & Intangibles	10.56	11.09	12.3	13.98	15.94	17.07
Selling, General & Administrative	120.35	123.55	126.15	123.69	116.7	103.39
Other Non-Interest Expense	72.44	70.13	62.61	46.91	39.94	38.37
Total Non-Interest Expense	400.29	402.53	406.95	396.67	380.27	331.99
EBT Excluding Unusual Items	183.99	207.2	33.25	384.36	461.01	121.73
Other Unusual Items	5.27	5.27	0.79	-	-0.18	-
Pretax Income	182.55	212.47	34.04	384.36	460.82	72.6
Income Tax Expense	44.6	53.67	3.19	100.62	120.93	12.25
Net Income	137.95	158.8	30.85	283.74	339.89	60.35
Preferred Dividends & Other Adjustments	2.59	2.86	2.06	3.41	3.52	0.8
Net Income to Common	135.36	155.94	28.79	280.34	336.37	59.55
Net Income Growth	-	414.72%	-89.13%	-16.52%	463.19%	-62.21%
Basic Shares Outstanding	95	95	94	94	94	79
Diluted Shares Outstanding	95	95	94	94	94	80
Shares Change (YoY)	0.55%	0.47%	0.15%	0.08%	18.25%	31.00%
EPS (Basic)	1.43	1.65	0.31	2.99	3.60	0.75
EPS (Diluted)	1.43	1.65	0.31	2.98	3.58	0.75
EPS Growth	-	438.96%	-89.73%	-16.76%	377.33%	-71.15%
Dividend Per Share	1.320	1.320	1.320	1.320	1.320	1.080
Dividend Growth	-	-	-	-	22.22%	18.68%
Effective Tax Rate	24.43%	25.26%	9.37%	26.18%	26.24%	16.87%

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q