Pacific Premier Bancorp, Inc. (PPBI)

ANSYS Statistics

Total Valuation

PPBI has a market cap or net worth of $2.05 billion. The enterprise value is $1.39 billion.

Market Cap	2.05B
Enterprise Value	1.39B

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 5, 2025

Share Statistics

PPBI has 97.02 million shares outstanding. The number of shares has increased by 0.55% in one year.

Current Share Class	97.02M
Shares Outstanding	97.02M
Shares Change (YoY)	+0.55%
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	2.36%
Owned by Institutions (%)	94.33%
Float	94.71M

Valuation Ratios

The trailing PE ratio is 14.86 and the forward PE ratio is 14.41.

PE Ratio	14.86
Forward PE	14.41
PS Ratio	3.44
Forward PS	3.73
PB Ratio	0.69
P/TBV Ratio	1.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.26
EV / Sales	2.37
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.68%.

Return on Equity (ROE)	4.68%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$440,965
Profits Per Employee	$101,958
Employee Count	1,325
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PPBI has paid $44.60 million in taxes.

Income Tax	44.60M
Effective Tax Rate	24.43%

Stock Price Statistics

The stock price has decreased by -21.73% in the last 52 weeks. The beta is 1.15, so PPBI's price volatility has been higher than the market average.

Beta (5Y)	1.15
52-Week Price Change	-21.73%
50-Day Moving Average	21.58
200-Day Moving Average	23.52
Relative Strength Index (RSI)	43.01
Average Volume (20 Days)	1,187,822

Short Selling Information

The latest short interest is 1.95 million, so 2.01% of the outstanding shares have been sold short.

Short Interest	1.95M
Short Previous Month	1.97M
Short % of Shares Out	2.01%
Short % of Float	2.06%
Short Ratio (days to cover)	1.83

Income Statement

In the last 12 months, PPBI had revenue of $584.28 million and earned $135.09 million in profits. Earnings per share was $1.43.

Revenue	584.28M
Gross Profit	584.28M
Operating Income	202.36M
Pretax Income	-9.68M
Net Income	135.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.43

Balance Sheet

The company has $792.39 million in cash and $124.02 million in debt, giving a net cash position of $668.37 million or $6.89 per share.

Cash & Cash Equivalents	792.39M
Total Debt	124.02M
Net Cash	668.37M
Net Cash Per Share	$6.89
Equity (Book Value)	2.98B
Book Value Per Share	30.67
Working Capital	-13.82B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.63%
Pretax Margin	31.24%
Profit Margin	23.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 6.23%.

Dividend Per Share	$1.32
Dividend Yield	6.23%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	92.63%
Buyback Yield	-0.55%
Shareholder Yield	5.54%
Earnings Yield	6.57%
FCF Yield	n/a

Analyst Forecast

The average price target for PPBI is $27.25, which is 28.66% higher than the current price. The consensus rating is "Buy".

Price Target	$27.25
Price Target Difference	28.66%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 12, 2001. It was a reverse split with a ratio of 1:5.

Last Split Date	Jun 12, 2001
Split Type	Reverse
Split Ratio	1:5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2