Pacific Premier Bancorp, Inc. (PPBI)

Pacific Premier Bancorp Statistics

Total Valuation

PPBI has a market cap or net worth of $2.08 billion. The enterprise value is $1.80 billion.

Market Cap	2.08B
Enterprise Value	1.80B

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, before market open.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Feb 3, 2025

Share Statistics

PPBI has 96.44 million shares outstanding. The number of shares has increased by 0.47% in one year.

Current Share Class	96.44M
Shares Outstanding	96.44M
Shares Change (YoY)	+0.47%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	2.39%
Owned by Institutions (%)	95.76%
Float	94.11M

Valuation Ratios

The trailing PE ratio is 13.09 and the forward PE ratio is 16.52.

PE Ratio	13.09
Forward PE	16.52
PS Ratio	3.35
Forward PS	3.94
PB Ratio	0.70
P/TBV Ratio	1.03
P/FCF Ratio	9.34
P/OCF Ratio	9.19
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	11.57
EV / Sales	2.96
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.10

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.44%.

Return on Equity (ROE)	5.44%
Return on Assets (ROA)	0.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$460,174
Profits Per Employee	$117,692
Employee Count	1,325
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PPBI has paid $53.67 million in taxes.

Income Tax	53.67M
Effective Tax Rate	25.26%

Stock Price Statistics

The stock price has decreased by -10.08% in the last 52 weeks. The beta is 1.22, so PPBI's price volatility has been higher than the market average.

Beta (5Y)	1.22
52-Week Price Change	-10.08%
50-Day Moving Average	23.71
200-Day Moving Average	24.91
Relative Strength Index (RSI)	38.10
Average Volume (20 Days)	790,123

Short Selling Information

The latest short interest is 1.63 million, so 1.69% of the outstanding shares have been sold short.

Short Interest	1.63M
Short Previous Month	1.53M
Short % of Shares Out	1.69%
Short % of Float	1.73%
Short Ratio (days to cover)	2.51

Income Statement

In the last 12 months, PPBI had revenue of $609.73 million and earned $155.94 million in profits. Earnings per share was $1.65.

Revenue	609.73M
Gross Profit	609.73M
Operating Income	226.71M
Pretax Income	-9.68M
Net Income	155.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.65

Balance Sheet

The company has $616.22 million in cash and $339.08 million in debt, giving a net cash position of $277.14 million or $2.87 per share.

Cash & Cash Equivalents	616.22M
Total Debt	339.08M
Net Cash	277.14M
Net Cash Per Share	$2.87
Equity (Book Value)	2.96B
Book Value Per Share	30.65
Working Capital	-13.89B

Cash Flow

In the last 12 months, operating cash flow was $226.46 million and capital expenditures -$3.66 million, giving a free cash flow of $222.80 million.

Operating Cash Flow	226.46M
Capital Expenditures	-3.66M
Free Cash Flow	222.80M
FCF Per Share	$2.31

Margins

Gross Margin	n/a
Operating Margin	37.18%
Pretax Margin	34.85%
Profit Margin	26.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.54%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 6.12%.

Dividend Per Share	$1.32
Dividend Yield	6.12%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	80.06%
Buyback Yield	-0.47%
Shareholder Yield	5.64%
Earnings Yield	7.49%
FCF Yield	10.71%

Analyst Forecast

The average price target for PPBI is $27.00, which is 25.12% higher than the current price. The consensus rating is "Buy".

Price Target	$27.00
Price Target Difference	25.12%
Analyst Consensus	Buy
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 12, 2001. It was a reverse split with a ratio of 0.2:1.

Last Split Date	Jun 12, 2001
Split Type	Reverse
Split Ratio	0.2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4