Red River Bancshares, Inc. (RRBI)

Red River Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	105.56	89.29	86.44	86.64	71.72
Net Interest Income Growth	18.21%	3.30%	-0.23%	20.80%	3.94%
Non-Interest Income	19.96	20.44	21.11	18.75	24.49
Non-Interest Income Growth	-2.33%	-3.19%	12.63%	-23.46%	5.72%
Revenues Before Loan Losses	125.52	109.74	107.55	105.39	96.22
Provision for Credit Losses	2.3	1.2	0.74	1.75	1.9
Revenue	123.22	108.54	106.82	103.64	94.32
Revenue Growth (YoY)	13.53%	1.61%	3.07%	9.88%	9.83%
Compensation Expenses	41.7	38.62	37.24	34.56	32.45
Selling, General & Admin	18.73	18.31	17.33	15.74	14.01
Other Non-Interest Expenses	9.66	9.22	9.31	8.35	7.8
Total Non-Interest Expense	70.1	66.15	63.87	58.66	54.26
Pretax Income	53.13	42.38	42.94	44.98	40.06
Provision for Income Taxes	10.36	8.15	8.07	8.07	7.11
Net Income	42.76	34.24	34.88	36.92	32.95
Net Income to Common	42.76	34.24	34.88	36.92	32.95
Net Income Growth	24.91%	-1.85%	-5.52%	12.03%	17.08%
Shares Outstanding (Basic)	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7
Shares Change (YoY)	-3.08%	-3.67%	-0.22%	-1.40%	-0.62%
EPS (Basic)	6.40	4.96	4.87	5.14	4.53
EPS (Diluted)	6.38	4.95	4.86	5.13	4.51
EPS Growth	28.89%	1.85%	-5.26%	13.75%	17.76%
Free Cash Flow	2.3	33.41	35.2	37.42	58.84
Free Cash Flow Growth	-93.12%	-5.08%	-5.95%	-36.39%	920.94%
Free Cash Flow Per Share	0.34	4.83	4.90	5.20	8.06
Dividends Per Share	-	0.360	0.320	0.280	0.280
Dividend Growth	-	12.50%	14.29%	-	16.67%
Profit Margin	34.71%	31.54%	32.65%	35.62%	34.94%
FCF Margin	1.87%	30.78%	32.95%	36.11%	62.38%
EBITDA	0	3.22	2.75	2.61	2.55
EBITDA Margin	0.00%	2.97%	2.57%	2.52%	2.71%
Effective Tax Rate	19.50%	19.22%	18.78%	17.93%	17.74%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q