Red River Bancshares, Inc. (RRBI)

Exscientia Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	113.97	108.97	93.44	75.83	67.92	69.23
Interest Income on Investments	29.1	28.26	25.13	18.55	9.42	8.15
Total Interest Income	143.07	137.23	118.57	94.38	77.34	77.38
Interest Paid on Deposits	46.5	47.94	32.07	7.74	5.62	8.36
Interest Paid on Borrowings	-	-	0.06	-	-	0.02
Total Interest Expense	46.5	47.94	32.13	7.74	5.62	8.38
Net Interest Income	96.57	89.29	86.44	86.64	71.72	69
Net Interest Income Growth (YoY)	13.39%	3.30%	-0.23%	20.80%	3.94%	8.42%
Mortgage Banking Activities	2.48	2.49	1.97	3.1	8.68	8.4
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.31
Gain (Loss) on Sale of Investments	0.07	-0.03	-0.01	-0.53	0.02	1.53
Other Non-Interest Income	12.34	12.45	13.39	10.61	11.02	9.14
Total Non-Interest Income	20.55	20.59	21.11	18.75	24.49	22.86
Non-Interest Income Growth (YoY)	-0.47%	-2.50%	12.63%	-23.46%	7.16%	43.12%
Revenues Before Loan Losses	117.12	109.88	107.55	105.39	96.22	91.86
Provision for Loan Losses	1.5	1.2	0.74	1.75	1.9	6.29
Revenue	115.62	108.68	106.82	103.64	94.32	85.56
Revenue Growth (YoY)	10.35%	1.74%	3.07%	9.88%	10.23%	9.98%
Salaries and Employee Benefits	39.28	38.19	36.88	34.2	32.13	30.82
Occupancy Expenses	6.23	6	5.68	5.48	4.89	4.56
Federal Deposit Insurance	1.63	1.65	1.65	1.06	0.93	0.54
Selling, General & Administrative	12.53	12.58	11.75	10.62	9.43	9.43
Other Non-Interest Expense	7.72	7.57	7.66	7.3	6.87	5.75
Total Non-Interest Expense	67.39	65.99	63.62	58.66	54.26	51.1
EBT Excluding Unusual Items	48.24	42.69	43.2	44.98	40.06	34.47
Other Unusual Items	-0.31	-0.31	-0.26	-	-	-
Pretax Income	47.93	42.38	42.94	44.98	40.06	34.47
Income Tax Expense	9.32	8.15	8.07	8.07	7.11	6.32
Net Income	38.61	34.24	34.88	36.92	32.95	28.15
Net Income to Common	38.61	34.24	34.88	36.92	32.95	28.15
Net Income Growth	18.84%	-1.85%	-5.52%	12.03%	17.08%	13.38%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	-3.73%	-3.67%	-0.22%	-1.40%	-0.62%	3.23%
EPS (Basic)	5.69	4.96	4.87	5.14	4.53	3.84
EPS (Diluted)	5.67	4.95	4.86	5.13	4.51	3.83
EPS Growth	23.33%	1.85%	-5.26%	13.75%	17.76%	9.74%
Dividend Per Share	0.420	0.360	0.320	0.280	0.280	0.240
Dividend Growth	23.53%	12.50%	14.29%	-	16.67%	20.00%
Effective Tax Rate	19.45%	19.22%	18.78%	17.93%	17.74%	18.34%

Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q