Red River Bancshares, Inc. (RRBI)

Red River Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	116.67	108.97	93.44	75.83	67.92	69.23
Interest Income on Investments	29.65	28.26	25.13	18.55	9.42	8.15
Total Interest Income	146.32	137.23	118.57	94.38	77.34	77.38
Interest Paid on Deposits	45.32	47.94	32.07	7.74	5.62	8.36
Interest Paid on Borrowings	-	-	0.06	-	-	0.02
Total Interest Expense	45.32	47.94	32.13	7.74	5.62	8.38
Net Interest Income	101	89.29	86.44	86.64	71.72	69
Net Interest Income Growth (YoY)	16.23%	3.30%	-0.23%	20.80%	3.94%	8.42%
Mortgage Banking Activities	2.4	2.49	1.97	3.1	8.68	8.4
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.31
Gain (Loss) on Sale of Investments	0.24	-0.03	-0.01	-0.53	0.02	1.53
Other Non-Interest Income	11.96	12.16	13.39	10.61	11.02	9.14
Total Non-Interest Income	20.21	20.3	21.11	18.75	24.49	22.86
Non-Interest Income Growth (YoY)	-0.37%	-3.87%	12.63%	-23.46%	7.16%	43.12%
Revenues Before Loan Losses	121.21	109.59	107.55	105.39	96.22	91.86
Provision for Loan Losses	1.85	1.2	0.74	1.75	1.9	6.29
Revenue	119.36	108.39	106.82	103.64	94.32	85.56
Revenue Growth (YoY)	12.57%	1.47%	3.07%	9.88%	10.23%	9.98%
Salaries and Employee Benefits	40.04	38.19	36.88	34.2	32.13	30.82
Occupancy Expenses	6.45	6	5.68	5.48	4.89	4.56
Federal Deposit Insurance	1.64	1.65	1.65	1.06	0.93	0.54
Selling, General & Administrative	12.53	12.58	11.75	10.62	9.43	9.43
Other Non-Interest Expense	7.87	7.57	7.66	7.3	6.87	5.75
Total Non-Interest Expense	68.53	65.99	63.62	58.66	54.26	51.1
EBT Excluding Unusual Items	50.84	42.4	43.2	44.98	40.06	34.47
Other Unusual Items	-0.36	-0.02	-0.26	-	-	-
Pretax Income	50.48	42.38	42.94	44.98	40.06	34.47
Income Tax Expense	9.82	8.15	8.07	8.07	7.11	6.32
Net Income	40.66	34.24	34.88	36.92	32.95	28.15
Net Income to Common	40.66	34.24	34.88	36.92	32.95	28.15
Net Income Growth	22.38%	-1.85%	-5.52%	12.03%	17.08%	13.38%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	-3.49%	-3.67%	-0.22%	-1.40%	-0.62%	3.23%
EPS (Basic)	6.04	4.96	4.87	5.14	4.53	3.84
EPS (Diluted)	6.01	4.95	4.86	5.13	4.51	3.83
EPS Growth	26.56%	1.85%	-5.26%	13.75%	17.76%	9.74%
Dividend Per Share	0.480	0.360	0.320	0.280	0.280	0.240
Dividend Growth	37.14%	12.50%	14.29%	-	16.67%	20.00%
Effective Tax Rate	19.46%	19.22%	18.78%	17.93%	17.74%	18.34%

Updated Jan 30, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q