Red River Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	40.66	34.24	34.88	36.92	32.95	28.15
Depreciation & Amortization	3.54	3.22	2.75	2.61	2.55	2.41
Provision for Credit Losses	1.85	1.2	0.74	1.75	1.9	6.29
Stock-Based Compensation	0.48	0.43	0.36	0.36	0.32	0.34
Net Change in Loans Held-for-Sale	-1.46	-1.24	-0.79	3.77	24.83	-24.03
Other Adjustments	-1.22	-0.21	-0.9	0.51	0.86	1.29
Changes in Accrued Interest and Accounts Receivable	-0.82	-0.1	-1.12	-2.59	0.64	-1.63
Changes in Accounts Payable	-5.07	-0.42	6.44	0.25	-0.46	-0.45
Changes in Accrued Expenses	0.12	0.36	-0.53	0.37	-0.07	-0
Changes in Other Operating Activities	0.1	0.81	-1.72	1.85	-1.24	0.43
Operating Cash Flow	38.27	38.28	40.11	45.87	62.26	12.8
Operating Cash Flow Growth	-9.55%	-4.55%	-12.55%	-26.33%	386.51%	-51.60%
Net Change in Loans Held-for-Investment	-118.22	-82.8	-77.04	-232.73	-5	-151.91
Net Change in Securities and Investments	-63.6	28.44	73.19	-198.16	-277.3	-157.64
Capital Expenditures	-3.65	-4.88	-4.92	-8.44	-3.43	-7.04
Sale of Property, Plant & Equipment	0.01	0.01	0.02	-	0.48	-
Other Investing Activities	0.47	0.07	0.02	0.64	0.56	0.33
Investing Cash Flow	-184.72	-59.16	-8.74	-438.9	-284.88	-316.26
Net Change in Deposits	91.66	3.22	2.95	-111.41	569.99	619.24
Long-Term Debt Issued	-	-	60	-	-	50
Long-Term Debt Repaid	-	-	-60	-	-	-50
Issuance of Common Stock	-	-	-	-	-	0.01
Repurchase of Common Stock	-13.59	-16.31	-5	-0.22	-7.88	-0.12
Net Common Stock Issued (Repurchased)	-13.59	-16.31	-5	-0.22	-7.88	-0.11
Common Dividends Paid	-3.21	-2.48	-2.29	-2.01	-2.03	-1.76
Financing Cash Flow	74.86	-15.57	-4.34	-113.64	560.08	617.37
Net Cash Flow	-71.59	-36.45	27.03	-506.47	337.66	313.91
Free Cash Flow	34.62	33.41	35.2	37.42	58.84	5.76
Free Cash Flow Growth	3.64%	-5.08%	-5.95%	-36.39%	920.94%	-74.58%
FCF Margin	29.05%	30.78%	32.95%	36.11%	62.38%	6.71%
Free Cash Flow Per Share	5.13	4.83	4.90	5.20	8.06	0.78
Levered Free Cash Flow	34.88	33.22	35.79	30.97	30.94	21.87
Unlevered Free Cash Flow	-5.78	-1.02	0.91	-5.95	-2.02	-6.27

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q