Ryvyl Inc. (RVYL)
NASDAQ: RVYL · Real-Time Price · USD
0.2786
-0.0254 (-8.36%)
At close: Sep 15, 2025, 4:00 PM EDT
0.2765
-0.0021 (-0.75%)
After-hours: Sep 15, 2025, 5:41 PM EDT

Ryvyl Statistics

Total Valuation

Ryvyl has a market cap or net worth of $8.85 million. The enterprise value is $12.02 million.

Market Cap8.85M
Enterprise Value 12.02M

Important Dates

The next estimated earnings date is Thursday, November 13, 2025, after market close.

Earnings Date Nov 13, 2025
Ex-Dividend Date n/a

Share Statistics

Ryvyl has 31.77 million shares outstanding. The number of shares has increased by 43.28% in one year.

Current Share Class 31.77M
Shares Outstanding 31.77M
Shares Change (YoY) +43.28%
Shares Change (QoQ) +27.93%
Owned by Insiders (%) 19.59%
Owned by Institutions (%) 16.79%
Float 23.70M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.05
Forward PS 0.23
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 0.58
P/OCF Ratio 0.58
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 0.25
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 0.79

Financial Position

The company has a current ratio of 0.67

Current Ratio 0.67
Quick Ratio 0.04
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.22
Interest Coverage -2.24

Financial Efficiency

Return on equity (ROE) is -2,097.52% and return on invested capital (ROIC) is -33.30%.

Return on Equity (ROE) -2,097.52%
Return on Assets (ROA) -6.84%
Return on Invested Capital (ROIC) -33.30%
Return on Capital Employed (ROCE) 172.63%
Revenue Per Employee $514,779
Profits Per Employee -$244,084
Employee Count95
Asset Turnover 0.75
Inventory Turnover n/a

Taxes

In the past 12 months, Ryvyl has paid $1.28 million in taxes.

Income Tax 1.28M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -73.94% in the last 52 weeks. The beta is 3.67, so Ryvyl's price volatility has been higher than the market average.

Beta (5Y) 3.67
52-Week Price Change -73.94%
50-Day Moving Average 0.35
200-Day Moving Average 0.88
Relative Strength Index (RSI) 40.39
Average Volume (20 Days) 5,116,374

Short Selling Information

The latest short interest is 1.57 million, so 4.94% of the outstanding shares have been sold short.

Short Interest 1.57M
Short Previous Month 696,604
Short % of Shares Out 4.94%
Short % of Float 6.62%
Short Ratio (days to cover) 0.26

Income Statement

In the last 12 months, Ryvyl had revenue of $48.90 million and -$23.19 million in losses. Loss per share was -$2.80.

Revenue48.90M
Gross Profit 19.74M
Operating Income -7.09M
Pretax Income -47.34M
Net Income -23.19M
EBITDA -5.72M
EBIT -7.09M
Loss Per Share -$2.80
Full Income Statement

Balance Sheet

The company has $210,000 in cash and $3.37 million in debt, giving a net cash position of -$3.16 million or -$0.10 per share.

Cash & Cash Equivalents 210,000
Total Debt 3.37M
Net Cash -3.16M
Net Cash Per Share -$0.10
Equity (Book Value) -6.94M
Book Value Per Share -0.43
Working Capital -8.08M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $15.35 million and capital expenditures -$116,000, giving a free cash flow of $15.23 million.

Operating Cash Flow 15.35M
Capital Expenditures -116,000
Free Cash Flow 15.23M
FCF Per Share $0.48
Full Cash Flow Statement

Margins

Gross margin is 40.35%, with operating and profit margins of -14.50% and -47.42%.

Gross Margin 40.35%
Operating Margin -14.50%
Pretax Margin -33.67%
Profit Margin -47.42%
EBITDA Margin -11.70%
EBIT Margin -14.50%
FCF Margin 31.15%

Dividends & Yields

Ryvyl does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -43.28%
Shareholder Yield -43.28%
Earnings Yield -261.69%
FCF Yield 171.93%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on September 7, 2023. It was a reverse split with a ratio of 1:10.

Last Split Date Sep 7, 2023
Split Type Reverse
Split Ratio 1:10

Scores

Ryvyl has an Altman Z-Score of -11.98 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score -11.98
Piotroski F-Score 5