Interest and Dividend Income | 43.55 | 50.47 | 42.62 | 22.31 | 14.22 | |
Total Interest Expense | 27.8 | 29.19 | 21.55 | 10.42 | 5.55 | |
Net Interest Income | 15.75 | 21.28 | 21.07 | 11.88 | 8.67 | |
Commissions and Fees | 8.59 | 10.7 | 2.97 | 2.3 | 0.25 | |
Gain (Loss) on Sale of Investments | - | - | -2.44 | 1.35 | 0.9 | |
Other Revenue | 5.36 | 3.58 | 1.81 | 0.14 | 1.33 | |
Revenue Before Loan Losses | 29.7 | 35.56 | 30.73 | 20 | 13.06 | |
Provision for Loan Losses | 31.81 | 5.59 | 0.11 | - | - | |
Revenue | -2.11 | 29.97 | 30.62 | 20 | 13.06 | |
Revenue Growth (YoY) | - | -2.12% | 53.09% | 53.21% | 28.23% | |
Salaries & Employee Benefits | 6.82 | 6.93 | 5.32 | 3.12 | 1.8 | |
Cost of Services Provided | 6.84 | 4.96 | 3.1 | 2.24 | 1.19 | |
Other Operating Expenses | 1.95 | 1.35 | 0.54 | 0.43 | 0.16 | |
Total Operating Expenses | 15.62 | 13.24 | 8.96 | 5.8 | 3.21 | |
Operating Income | -17.72 | 16.73 | 21.66 | 14.2 | 9.85 | |
Currency Exchange Gain (Loss) | - | - | - | - | -0.05 | |
EBT Excluding Unusual Items | -17.72 | 16.73 | 21.66 | 14.2 | 9.8 | |
Gain (Loss) on Sale of Investments | 0.18 | 0.05 | - | - | - | |
Pretax Income | -39.57 | 15.9 | 20.91 | 13.32 | 8.99 | |
Net Income | -39.57 | 15.9 | 20.91 | 13.32 | 8.99 | |
Preferred Dividends & Other Adjustments | 4.3 | 3.8 | 3.69 | 1.85 | - | |
Net Income to Common | -43.88 | 12.1 | 17.22 | 11.46 | 8.99 | |
Net Income Growth | - | -23.96% | 56.99% | 48.09% | 45.16% | |
Shares Outstanding (Basic) | 47 | 44 | 38 | 26 | 22 | |
Shares Outstanding (Diluted) | 47 | 44 | 38 | 26 | 22 | |
Shares Change (YoY) | 7.16% | 17.21% | 43.40% | 19.02% | 13.92% | |
EPS (Basic) | -0.93 | 0.27 | 0.46 | 0.44 | 0.41 | |
EPS (Diluted) | -0.93 | 0.27 | 0.46 | 0.44 | 0.41 | |
EPS Growth | - | -40.83% | 4.74% | 7.14% | 27.41% | |
Free Cash Flow | 12.81 | 21.07 | 11.57 | 26.98 | 9.48 | |
Free Cash Flow Per Share | 0.27 | 0.48 | 0.31 | 1.02 | 0.43 | |
Dividend Per Share | 0.290 | 0.480 | 0.520 | 0.480 | 0.480 | |
Dividend Growth | -39.58% | -7.69% | 8.33% | - | - | |
Operating Margin | - | 55.82% | 70.75% | 71.01% | 75.41% | |
Profit Margin | - | 40.39% | 56.24% | 57.32% | 68.89% | |
Free Cash Flow Margin | - | 70.29% | 37.77% | 134.90% | 72.61% | |
Revenue as Reported | 57.5 | 64.75 | 52.28 | 30.42 | 18.6 | |