Sachem Capital Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6.31	-39.57	15.9	20.91	13.32
Depreciation & Amortization	2.73	2.83	2.68	2.21	1.37
Provision for Credit Losses	3.28	26.93	6.4	0.11	-
Stock-Based Compensation	0.84	0.86	0.82	0.5	0.19
Net Change in Loans Held-for-Sale	-1.14	26.85	-	-	-
Other Adjustments	-4.7	-0.13	0.5	0.23	0.6
Changes in Accrued Interest and Accounts Receivable	-0.19	2.48	-2.29	-2.62	-1.87
Changes in Accounts Payable	-	-	-	0.16	0.16
Changes in Accrued Expenses	-0.27	1.04	0.37	0.77	0.13
Changes in Other Operating Activities	-4.2	-8.4	-2.54	-12.08	13.91
Operating Cash Flow	2.66	12.89	21.85	13.15	27.81
Operating Cash Flow Growth	-79.35%	-41.01%	66.19%	-52.71%	188.81%
Net Change in Loans Held-for-Investment	-11.61	56.67	-37.85	-168.44	-136.68
Net Change in Securities and Investments	16.96	25.22	-24.53	8.69	-29.59
Capital Expenditures	-0.16	-0.08	-0.78	-	-0.82
Sale of Property, Plant & Equipment	19.87	0.01	1.3	-1.58	-
Other Investing Activities	4.3	-1.91	-10.62	1.79	1.1
Investing Cash Flow	29.35	79.91	-72.49	-159.54	-166
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-33.71	7.25	-16.07	23.45	19.09
Short-Term Debt Issued	75.84	27.96	58.2	-	-
Short-Term Debt Repaid	-96.84	-49.75	-	-	-
Net Short-Term Debt Issued (Repaid)	-21	-21.79	58.2	-	-
Long-Term Debt Issued	90	-	0.33	122.13	52.5
Long-Term Debt Repaid	-56.93	-58.24	-	-0.02	-1.05
Net Long-Term Debt Issued (Repaid)	33.07	-58.24	0.33	122.1	51.45
Issuance of Common Stock	-	2.05	20.45	39.29	56.06
Repurchase of Common Stock	-	-1.49	-0.23	-0.07	-
Net Common Stock Issued (Repurchased)	-	0.56	20.22	39.22	56.06
Issuance of Preferred Stock	0.11	5.71	2.56	-	45.46
Net Preferred Stock Issued (Repurchased)	0.11	5.71	2.56	-	45.46
Common Dividends Paid	-9.5	-16.51	-21.93	-18.81	-12.27
Preferred Share Dividends Paid	-4.47	-4.3	-3.8	-3.69	-1.85
Other Financing Activities	-3.65	-	-	-34.11	2.78
Financing Cash Flow	-39.15	-87.33	39.52	128.16	160.72
Net Cash Flow	-7.14	5.47	-11.12	-18.23	22.53
Free Cash Flow	2.5	12.81	21.07	13.15	26.98
Free Cash Flow Growth	-80.49%	-39.18%	60.22%	-51.27%	184.67%
FCF Margin	4.29%	23.21%	36.10%	25.20%	88.69%
Free Cash Flow Per Share	0.05	0.27	0.48	0.35	0.81
Levered Free Cash Flow	18.12	-165.62	83.99	148.67	89.11
Unlevered Free Cash Flow	-2.09	-2.14	-2.55	-11.56	12.87

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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