SCM Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	102.54	104.74	105.85	75.11	63.68	56.66
Net Interest Income Growth	-4.30%	-1.05%	40.92%	17.95%	12.39%	-3.82%
Non-Interest Income	-11.84	3.72	-27.54	-13.88	16.24	-1.57
Revenues Before Loan Losses	90.7	108.46	78.31	61.23	79.92	55.08
Revenue	90.7	108.46	78.31	61.23	79.92	55.08
Revenue Growth (YoY)	-16.48%	38.50%	27.89%	-23.39%	45.09%	-12.53%
Total Non-Interest Expense	131.47	127.44	127.58	93.05	87.81	34.67
Pretax Income	-40.77	-18.98	-49.27	-31.82	-7.88	20.42
Net Income	30.52	45.84	17.53	14.49	33.57	20.19
Net Income to Common	30.52	45.84	17.53	14.49	33.57	20.19
Net Income Growth	-37.24%	161.47%	20.99%	-56.84%	66.27%	-23.62%
Shares Outstanding (Basic)	28	26	22	20	19	19
Shares Outstanding (Diluted)	28	26	22	20	19	19
Shares Change (YoY)	12.43%	16.32%	12.54%	0.32%	0.09%	6.54%
EPS (Basic)	1.36	1.79	0.80	0.74	1.72	1.13
EPS (Diluted)	1.36	1.79	0.80	0.74	1.72	1.13
EPS Growth	-24.44%	123.75%	8.11%	-56.98%	52.21%	-22.07%
Free Cash Flow	-65.24	-28.65	-17.27	-56.29	-76.1	-3.49
Free Cash Flow Per Share	-2.34	-1.12	-0.78	-2.88	-3.90	-0.18
Dividends Per Share	1.600	1.600	1.600	1.120	1.050	1.090
Dividend Growth	-	-	42.87%	6.66%	-3.70%	-19.85%
Profit Margin	-44.95%	-17.50%	-62.92%	-51.97%	-9.86%	37.07%
FCF Margin	-71.93%	-26.41%	-22.05%	-91.93%	-95.22%	-6.33%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q