Simmons First National Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	719.2	628.47	650.13	717.32	591.53
Net Interest Income Growth	14.44%	-3.33%	-9.37%	21.26%	-7.54%
Non-Interest Income	-615.97	147.17	155.57	170.07	191.82
Non-Interest Income Growth	-	-5.40%	-8.53%	-11.34%	-20.00%
Revenues Before Loan Losses	103.23	775.64	805.69	887.38	783.35
Provision for Credit Losses	-	46.79	42.03	14.07	-32.7
Revenue	103.23	728.85	763.66	873.31	816.05
Revenue Growth (YoY)	-85.84%	-4.56%	-12.55%	7.02%	1.43%
Compensation Expenses	297.86	284.12	286.12	286.98	246.34
Selling, General & Admin	266.16	272.72	274.63	256.29	219.22
Other Non-Interest Expenses	1.05	0.7	2.31	23.48	18.03
Total Non-Interest Expense	565.06	557.54	563.06	566.75	483.59
Pretax Income	-527.65	171.31	200.6	306.56	332.46
Provision for Income Taxes	-130.1	18.62	25.55	50.15	61.31
Net Income	-397.55	152.69	175.06	256.41	271.11
Net Income Attributable to Preferred Dividends	-	-	-	-	0.05
Net Income to Common	-397.55	152.69	175.06	256.41	271.11
Net Income Growth	-	-12.78%	-31.73%	-5.42%	6.38%
Shares Outstanding (Basic)	134	125	126	124	110
Shares Outstanding (Diluted)	135	126	127	124	110
Shares Change (YoY)	6.83%	-0.52%	1.85%	12.95%	0.02%
EPS (Basic)	-2.96	1.22	1.39	2.07	2.47
EPS (Diluted)	-2.95	1.21	1.38	2.06	2.46
EPS Growth	-	-12.32%	-33.01%	-16.26%	6.49%
Free Cash Flow	0	380.42	507.89	286.93	229.92
Free Cash Flow Growth	-	-25.10%	77.01%	24.80%	21.48%
Free Cash Flow Per Share	-	3.02	4.01	2.31	2.09
Dividends Per Share	0.850	0.840	0.800	0.760	0.720
Dividend Growth	1.19%	5.00%	5.26%	5.56%	5.88%
Profit Margin	-385.10%	20.95%	22.92%	29.36%	33.23%
FCF Margin	0.00%	52.19%	66.51%	32.86%	28.17%
EBITDA	0	46.12	47.88	48.96	47.22
EBITDA Margin	0.00%	6.33%	6.27%	5.61%	5.79%
Effective Tax Rate	24.66%	10.87%	12.73%	16.36%	18.44%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q