Simmons First National Corporation (SFNC)

Simmons First National Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	643.62	687.38	614.09	682.12	1,651	3,472
Investment Securities	1,070	3,703	3,777	3,880	4,126	2,391
Trading Asset Securities	78.02	103.37	102.64	104.83	10.52	-
Mortgage-Backed Securities	2,250	2,463	3,102	3,734	4,519	1,417
Total Investments	3,397	6,270	6,981	7,718	8,655	3,808
Gross Loans	17,197	17,016	16,852	16,169	12,034	12,958
Allowance for Loan Losses	-258.01	-235.02	-225.23	-196.96	-205.33	-238.05
Other Adjustments to Gross Loans	-8.1	-9.6	-6.5	-26.4	-21.5	-57.3
Net Loans	16,931	16,771	16,620	15,945	11,807	12,663
Property, Plant & Equipment	568.34	585.43	570.68	548.74	483.47	441.69
Goodwill	1,321	1,321	1,321	1,320	1,146	1,075
Other Intangible Assets	87.52	97.24	112.65	128.95	106.24	111.11
Loans Held for Sale	15.51	11.42	9.37	3.49	36.46	137.38
Accrued Interest Receivable	104.38	123.24	122.43	102.89	72.99	72.6
Other Current Assets	-	-	-	-	-	15.11
Other Real Estate Owned & Foreclosed	6.78	10.47	5.8	3.53	7.7	20.41
Other Long-Term Assets	1,133	999.62	988.23	1,008	758.91	542.95
Total Assets	24,208	26,876	27,346	27,461	24,725	22,360
Interest Bearing Deposits	14,241	15,875	15,714	15,451	13,256	11,615
Institutional Deposits	1,220	1,550	1,730	1,080	784.9	889.8
Non-Interest Bearing Deposits	4,377	4,461	4,801	6,017	5,325	4,482
Total Deposits	19,838	21,886	22,245	22,548	19,367	16,987
Short-Term Borrowings	24.62	37.11	67.97	160.4	185.4	299.11
Current Portion of Leases	-	13.75	-	-	-	-
Accrued Interest Payable	47.42	243.33	198.94	16.4	6.76	8.89
Other Current Liabilities	-	-	-	-	-	154.62
Long-Term Debt	665.08	383.72	385.29	386.8	360.27	360.75
Federal Home Loan Bank Debt, Long-Term	2.73	727.95	953.22	838.49	1,306	1,309
Long-Term Leases	61.93	55.57	68.79	47.85	49.32	31.43
Trust Preferred Securities	-	-	-	-	55.69	55.52
Other Long-Term Liabilities	214.7	-	-	193.67	145.78	177.08
Total Liabilities	20,854	23,347	23,919	24,192	21,476	19,383
Preferred Stock, Convertible	-	-	-	-	-	0.77
Total Preferred Equity	-	-	-	-	-	0.77
Common Stock	1.45	1.26	1.25	1.27	1.13	1.08
Additional Paid-In Capital	2,849	2,512	2,500	2,530	2,165	2,014
Retained Earnings	817.02	1,377	1,330	1,256	1,093	901.01
Comprehensive Income & Other	-313.48	-360.91	-404.38	-517.56	-10.55	59.73
Total Common Equity	3,354	3,529	3,426	3,269	3,249	2,976
Shareholders' Equity	3,354	3,529	3,426	3,269	3,249	2,977
Total Liabilities & Equity	24,208	26,876	27,346	27,461	24,725	22,360
Total Debt	754.36	1,218	1,475	1,434	1,957	2,055
Net Cash (Debt)	-32.62	-427.25	-758.43	-645.79	-293.77	1,418
Net Cash Per Share	-0.25	-3.39	-5.98	-5.19	-2.67	12.87
Filing Date Shares Outstanding	144.72	125.81	125.33	127.15	112.37	108.09
Total Common Shares Outstanding	144.7	125.65	125.18	127.05	112.72	108.08
Book Value Per Share	23.18	28.08	27.37	25.73	28.82	27.53
Tangible Book Value	1,946	2,111	1,993	1,821	1,997	1,789
Tangible Book Value Per Share	13.45	16.80	15.92	14.33	17.71	16.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q