Summit Financial Group Statistics
Total Valuation
SMMF has a market cap or net worth of $368.27 million. The enterprise value is $741.83 million.
| Market Cap | 368.27M |
| Enterprise Value | 741.83M |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, before market open.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
SMMF has 14.68 million shares outstanding. The number of shares has increased by 14.82% in one year.
| Shares Outstanding | 14.68M |
| Shares Change (YoY) | +14.82% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 11.87% |
| Owned by Institutions (%) | 42.08% |
| Float | 12.72M |
Valuation Ratios
The trailing PE ratio is 6.57 and the forward PE ratio is 6.13. SMMF's PEG ratio is 1.49.
| PE Ratio | 6.57 |
| Forward PE | 6.13 |
| PS Ratio | 2.22 |
| Forward PS | 1.99 |
| PB Ratio | 0.83 |
| P/FCF Ratio | 5.38 |
| PEG Ratio | 1.49 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.56, with an EV/FCF ratio of 10.86.
| EV / Earnings | 13.65 |
| EV / Sales | 4.49 |
| EV / EBITDA | 9.56 |
| EV / EBIT | 10.54 |
| EV / FCF | 10.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.97 |
| Debt / EBITDA | 5.50 |
| Debt / FCF | 6.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.30% and return on invested capital (ROIC) is 6.37%.
| Return on Equity (ROE) | 13.30% |
| Return on Assets (ROA) | 1.20% |
| Return on Capital (ROIC) | 6.37% |
| Revenue Per Employee | $333,054 |
| Profits Per Employee | $109,554 |
| Employee Count | 496 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SMMF has paid $15.16 million in taxes.
| Income Tax | 15.16M |
| Effective Tax Rate | 21.82% |
Stock Price Statistics
The stock price has increased by +31.31% in the last 52 weeks. The beta is 0.40, so SMMF's price volatility has been lower than the market average.
| Beta (1Y) | 0.40 |
| 52-Week Price Change | +31.31% |
| 50-Day Moving Average | 26.26 |
| 200-Day Moving Average | 24.94 |
| Relative Strength Index (RSI) | 39.38 |
| Average Volume (30 Days) | 23,550 |
Short Selling Information
The latest short interest is 62,007, so 0.42% of the outstanding shares have been sold short.
| Short Interest | 62,007 |
| Short Previous Month | 81,964 |
| Short % of Shares Out | 0.42% |
| Short % of Float | 0.49% |
| Short Ratio (days to cover) | 2.33 |
Income Statement
In the last 12 months, SMMF had revenue of $165.20 million and earned $54.34 million in profits. Earnings per share was $3.81.
| Revenue | 165.20M |
| Gross Profit | 165.20M |
| Operating Income | 70.40M |
| Pretax Income | 70.40M |
| Net Income | 54.34M |
| EBITDA | 77.59M |
| EBIT | 70.40M |
| Earnings Per Share (EPS) | $3.81 |
Balance Sheet
The company has $52.23 million in cash and $426.97 million in debt, giving a net cash position of -$374.73 million or -$25.52 per share.
| Cash & Cash Equivalents | 52.23M |
| Total Debt | 426.97M |
| Net Cash | -374.73M |
| Net Cash Per Share | -$25.52 |
| Equity / Book Value | 440.21M |
| Book Value Per Share | 29.98 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $73.73 million and capital expenditures -$5.44 million, giving a free cash flow of $68.29 million.
| Operating Cash Flow | 73.73M |
| Capital Expenditures | -5.44M |
| Free Cash Flow | 68.29M |
| FCF Per Share | $4.65 |
Margins
Gross margin is 100.00%, with operating and profit margins of 42.62% and 32.89%.
| Gross Margin | 100.00% |
| Operating Margin | 42.62% |
| Pretax Margin | 42.62% |
| Profit Margin | 32.89% |
| EBITDA Margin | 46.97% |
| EBIT Margin | 42.62% |
| FCF Margin | 41.34% |
Dividends & Yields
This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 3.51%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 3.51% |
| Dividend Growth (YoY) | 10.26% |
| Years of Dividend Growth | 9 |
| Payout Ratio | 23.10% |
| Buyback Yield | -14.82% |
| Shareholder Yield | -11.31% |
| Earnings Yield | 14.80% |
| FCF Yield | 18.60% |
Analyst Forecast
The average price target for SMMF is $27.00, which is 7.66% higher than the current price. The consensus rating is "Hold".
| Price Target | $27.00 |
| Price Target Difference | 7.66% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 16, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |