LendingTree, Inc. (TREE)

NASDAQ: TREE · Real-Time Price · USD

27.76

+0.94 (3.50%)

At close: Sep 14, 2026, 4:00 PM EDT

27.40

-0.36 (-1.30%)

After-hours: Sep 14, 2026, 7:53 PM EDT

LendingTree Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,268	1,117	900.22	672.5	984.99	1,098
Revenue Growth	25.29%	24.12%	33.86%	-31.72%	-10.33%	20.72%
Gross Profit	1,223	1,075	864.15	633.74	927.22	1,041
Operating Income	108.39	82.11	48.93	8.5	-28.35	0.23
Net Income	181.66	151.31	-41.7	-122.4	-187.95	69.12
Earnings Per Share	12.64	10.78	-3.14	-9.46	-14.69	5.05
EPS Growth	-	-	-	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Home	157.3	151.76	128.85	143.75	289.38	441.74
Personal Loans	-	114.44	101.41	100.12	144.15	110.1
Total Other Consumer	-	138.93	121.05	178.82	251.96	219.85
Insurance	849.19	711.88	548.7	249.61	299.07	326.15
Other Segment	0.26	0.31	0.2	0.2	0.43	0.66
Revenue (Total)	1,268	1,117	900.22	672.5	984.99	1,098

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	110.77	81.07	106.59	112.05	298.85	251.23
Total Debt	436.06	439.61	544.09	611.15	912.76	748.92
Net Cash (Debt)	-325.3	-358.54	-437.5	-499.1	-613.92	-497.69
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-22.60	-25.50	-32.97	-38.57	-47.99	-36.34

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	86.08	73.1	62.26	67.57	42.97	134.57
Capital Expenditures	-12.2	-12.42	-11.22	-12.53	-11.44	-35.07
Free Cash Flow	73.88	60.68	51.04	55.04	31.52	99.51
Free Cash Flow Growth	-4.47%	18.89%	-7.28%	74.61%	-68.32%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	96.41%	96.19%	95.99%	94.24%	94.14%	94.78%
Operating Margin	8.55%	7.35%	5.44%	1.26%	-2.88%	0.02%
Pretax Margin	4.90%	1.88%	-4.15%	-18.58%	-5.58%	7.69%
Profit Margin	14.32%	13.54%	-4.63%	-18.20%	-19.08%	6.29%
FCF Margin	5.83%	5.43%	5.67%	8.19%	3.20%	9.06%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	2.20	4.80	-	-	-	23.66
Forward PE	4.64	11.82	10.42	19.71	66.53	55.39
P/FCF Ratio	5.28	11.96	10.15	7.16	8.65	16.43
PS Ratio	0.31	0.65	0.57	0.59	0.28	1.49