The Travelers Companies, Inc. (TRV)

The Travelers Companies Income Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	41,364	36,884	34,816	31,981	31,581
Revenue Growth (YoY)	12.15%	5.94%	8.86%	1.27%	4.29%
Cost of Revenue	26,215	22,854	20,298	19,123	19,133
Gross Profit	15,149	14,030	14,518	12,858	12,448
Selling, General & Admin	5,176	4,810	4,677	4,509	4,365
Other Operating Expenses	6,226	5,515	5,043	4,773	4,601
Operating Expenses	11,402	10,325	9,720	9,282	8,966
Operating Income	3,747	3,705	4,798	3,576	3,482
Interest Expense / Income	376	351	340	339	344
Pretax Income	3,371	3,354	4,458	3,237	3,138
Income Tax	380	512	796	540	516
Net Income	2,991	2,842	3,662	2,697	2,622
Net Income Growth	5.24%	-22.39%	35.78%	2.86%	3.92%
Shares Outstanding (Basic)	230	237	249	254	260
Shares Outstanding (Diluted)	232	240	251	255	262
Shares Change	-3.13%	-4.43%	-1.49%	-2.94%	-2.78%
EPS (Basic)	12.93	11.91	14.63	10.56	10.01
EPS (Diluted)	12.79	11.77	14.49	10.52	9.92
EPS Growth	8.67%	-18.77%	37.74%	6.05%	6.90%
Free Cash Flow	7,711	6,465	7,274	6,519	5,205
Free Cash Flow Per Share	33.57	27.28	29.27	25.72	20.02
Dividend Per Share	3.930	3.670	3.490	3.370	3.230
Dividend Growth	7.08%	5.16%	3.56%	4.33%	6.60%
Gross Margin	36.62%	38.04%	41.70%	40.21%	39.42%
Operating Margin	9.06%	10.05%	13.78%	11.18%	11.03%
Profit Margin	7.23%	7.71%	10.52%	8.43%	8.30%
Free Cash Flow Margin	18.64%	17.53%	20.89%	20.38%	16.48%
Effective Tax Rate	11.27%	15.27%	17.86%	16.68%	16.44%
EBITDA	3,747	3,705	4,798	3,576	3,482
EBITDA Margin	9.06%	10.05%	13.78%	11.18%	11.03%
EBIT	3,747	3,705	4,798	3,576	3,482
EBIT Margin	9.06%	10.05%	13.78%	11.18%	11.03%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).