Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Interest Income on Loans	85.53	77.43	63.15	51.32	52.54
Interest Income on Investments	16.75	17.4	16.8	7.18	2.42
Total Interest Income	102.28	94.83	79.95	58.51	54.96
Interest Paid on Deposits	31.27	29.66	11.3	2.66	3.01
Interest Paid on Borrowings	0.81	1	0.29	0.02	0.09
Total Interest Expense	32.08	30.66	11.59	2.67	3.1
Net Interest Income	70.2	64.17	68.36	55.83	51.86
Net Interest Income Growth (YoY)	9.40%	-6.13%	22.43%	7.67%	1.92%
Gain (Loss) on Sale of Assets	-	0	0.02	-0.01	-
Gain (Loss) on Sale of Investments	0.02	0.07	0.08	-0.1	-0
Other Non-Interest Income	7.9	6.69	6.99	7.25	7.35
Total Non-Interest Income	12.35	11.14	11.16	12.61	17.16
Non-Interest Income Growth (YoY)	10.90%	-0.19%	-11.51%	-26.51%	-0.72%
Revenues Before Loan Losses	82.55	75.31	79.52	68.45	69.02
Provision for Loan Losses	0.93	1.15	2.13	0.27	-
Revenue	81.62	74.15	77.39	68.18	69.02
Revenue Growth (YoY)	10.07%	-4.18%	13.51%	-1.22%	7.06%
Salaries and Employee Benefits	23.92	23.34	23.24	20.57	18.58
Occupancy Expenses	4.11	3.62	3.56	3.37	3.55
Federal Deposit Insurance	0.85	0.83	0.71	0.51	0.42
Amortization of Goodwill & Intangibles	0.18	0.23	0.27	0.32	0.36
Selling, General & Administrative	7.35	7.65	7.62	6.36	5.3
Other Non-Interest Expense	8.42	7.56	7.49	7.01	6.01
Total Non-Interest Expense	45.39	43.75	43.39	38.61	34.59
EBT Excluding Unusual Items	36.23	30.41	33.99	29.56	34.43
Pretax Income	36.23	30.41	33.99	29.56	34.43
Income Tax Expense	7.07	6.12	6.88	5.96	6.85
Net Income	29.16	24.28	27.12	23.6	27.58
Net Income to Common	29.16	24.28	27.12	23.6	27.58
Net Income Growth	20.09%	-10.45%	14.91%	-14.44%	13.66%
Basic Shares Outstanding	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	-1.58%	-2.03%	-1.61%	-0.72%	0.26%
EPS (Basic)	3.68	3.02	3.32	2.84	3.31
EPS (Diluted)	3.67	3.01	3.29	2.82	3.27
EPS Growth	21.93%	-8.51%	16.67%	-13.76%	13.54%
Dividend Per Share	1.020	0.950	0.910	0.870	0.830
Dividend Growth	7.37%	4.40%	4.60%	4.82%	10.67%
Effective Tax Rate	19.51%	20.14%	20.23%	20.17%	19.88%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q