Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	30.52	29.16	24.28	27.12	23.6	27.58
Depreciation & Amortization	1.69	1.72	1.69	1.65	1.68	1.92
Provision for Credit Losses	0.87	0.93	1.15	2.13	0.27	-
Stock-Based Compensation	0.55	0.54	0.39	0.32	0.25	0.17
Net Change in Loans Held-for-Sale	-2.78	-0.62	0.72	0.59	3.98	7.2
Other Adjustments	-2.18	-3.21	-1.61	-1.63	-1.38	-5.54
Changes in Other Operating Activities	11.76	1.64	-3.6	0.81	-1.9	-1.7
Operating Cash Flow	39.3	30.16	23.02	31	26.5	29.64
Operating Cash Flow Growth	160.30%	31.01%	-25.74%	16.97%	-10.58%	-12.47%
Net Change in Loans Held-for-Investment	-47.62	-43.14	-121.08	-172.86	-163.24	47.05
Net Change in Securities and Investments	11.52	33.15	76.58	3.19	-171.17	-9.7
Capital Expenditures	-1.73	-1.74	-1.31	-1.11	-0.91	-0.9
Sale of Property, Plant & Equipment	-	-	0.01	-	0.16	0.99
Other Investing Activities	-	3.48	-	0.55	-	-
Investing Cash Flow	-18.15	-8.25	-45.8	-170.22	-335.16	37.45
Net Change in Deposits	74.07	68.97	86.73	-71.24	61.62	212.15
Long-Term Debt Issued	-	-	-15	35	-5	-5
Net Long-Term Debt Issued (Repaid)	-	-	-15	35	-5	-5
Issuance of Common Stock	1.75	1.67	0.66	0.7	0.42	0.63
Repurchase of Common Stock	5.88	5.76	5.96	5	4.58	0.53
Net Common Stock Issued (Repurchased)	7.63	7.42	6.62	5.7	5	1.16
Common Dividends Paid	-8.3	-8.09	-7.65	-8.27	-7.23	-8.59
Financing Cash Flow	61.65	56.79	58.78	-48.81	45.22	198.66
Net Cash Flow	82.79	78.7	36.01	-188.03	-263.44	265.74
Free Cash Flow	37.56	28.42	21.71	29.89	25.59	28.74
Free Cash Flow Growth	32.16%	30.91%	-27.37%	16.81%	-10.96%	-9.82%
FCF Margin	45.11%	35.23%	29.74%	39.73%	37.68%	41.64%
Free Cash Flow Per Share	0.02	3.57	2.69	3.62	3.05	3.40
Levered Free Cash Flow	42.24	30.78	6.06	63.47	17.47	21.91
Unlevered Free Cash Flow	11.72	1.62	-3.22	1.36	-1.13	-0.68

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q