Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Net Income	27.07	24.28	27.12	23.6	27.58	24.27
Depreciation & Amortization	1.41	1.53	1.44	2.8	3.15	2.63
Provision for Credit Losses	1.2	1.15	2.13	0.27	-	3.7
Stock-Based Compensation	0.08	0.39	0.32	0.25	0.17	0.21
Net Change in Loans Held-for-Sale	0.47	0.72	0.59	3.98	7.2	7.54
Other Adjustments	-1.25	-1.46	-1.42	-2.49	-6.77	-6.97
Changes in Other Operating Activities	-2.21	-3.6	0.81	-1.9	-1.7	2.47
Operating Cash Flow	26.69	23.02	31	26.5	29.64	33.86
Operating Cash Flow Growth	10.43%	-25.74%	16.97%	-10.58%	-12.47%	86.97%
Net Change in Loans Held-for-Investment	-45.7	-121.08	-172.86	-163.24	47.05	-133.95
Net Change in Securities and Investments	18.02	76.58	3.19	-171.17	-9.7	-19.53
Capital Expenditures	-1.43	-1.31	-1.11	-0.91	-0.9	-1.99
Sale of Property, Plant & Equipment	-	0.01	0.55	-	-	0.31
Other Investing Activities	-	-	-	0.16	0.99	0.5
Investing Cash Flow	-21.05	-45.8	-170.22	-335.16	37.45	-154.67
Net Change in Deposits	40.93	86.73	-71.24	61.62	212.15	290.18
Long-Term Debt Issued	-	-15	35	-5	-5	10
Net Long-Term Debt Issued (Repaid)	-	-15	35	-5	-5	10
Issuance of Common Stock	1.08	0.66	0.7	0.42	0.63	0.39
Repurchase of Common Stock	-5	-5.96	-5	-4.58	-0.53	-1.24
Net Common Stock Issued (Repurchased)	-3.92	-5.3	-4.3	-4.17	0.1	-0.85
Common Dividends Paid	-7.94	-7.65	-8.27	-7.23	-8.59	-7.08
Financing Cash Flow	29.07	58.78	-48.81	45.22	198.66	292.25
Net Cash Flow	34.71	36.01	-188.03	-263.44	265.74	171.44
Beginning Cash & Cash Equivalents	158.91	128.72	316.76	580.2	314.45	143.02
Ending Cash & Cash Equivalents	193.63	164.73	128.72	316.76	580.2	314.45
Free Cash Flow	25.26	21.71	29.89	25.59	28.74	31.87
Free Cash Flow Growth	16.34%	-27.37%	16.81%	-10.96%	-9.82%	99.72%
FCF Margin	32.24%	29.28%	38.64%	37.53%	41.64%	49.51%
Free Cash Flow Per Share	3.17	2.69	3.62	3.05	3.40	3.78
Levered Free Cash Flow	24.84	5.9	63.26	18.59	23.14	37.39
Unlevered Free Cash Flow	-2.23	-3.38	1.14	-0.01	0.55	3.12

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q