Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Statistics

Total Valuation

TSBK has a market cap or net worth of $295.29 million. The enterprise value is $279.48 million.

Market Cap	295.29M
Enterprise Value	279.48M

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Nov 14, 2025

Share Statistics

TSBK has 7.88 million shares outstanding. The number of shares has decreased by -1.58% in one year.

Current Share Class	7.88M
Shares Outstanding	7.88M
Shares Change (YoY)	-1.58%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	2.67%
Owned by Institutions (%)	66.18%
Float	7.29M

Valuation Ratios

The trailing PE ratio is 10.21.

PE Ratio	10.21
Forward PE	n/a
PS Ratio	3.63
Forward PS	n/a
PB Ratio	1.13
P/TBV Ratio	1.19
P/FCF Ratio	10.39
P/OCF Ratio	9.79
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.58
EV / Sales	3.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.83

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.48%.

Return on Equity (ROE)	11.48%
Return on Assets (ROA)	1.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$291,493
Profits Per Employee	$104,146
Employee Count	280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TSBK has paid $7.07 million in taxes.

Income Tax	7.07M
Effective Tax Rate	19.51%

Stock Price Statistics

The stock price has increased by +27.54% in the last 52 weeks. The beta is 0.34, so TSBK's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+27.54%
50-Day Moving Average	35.27
200-Day Moving Average	32.76
Relative Strength Index (RSI)	62.36
Average Volume (20 Days)	13,843

Short Selling Information

The latest short interest is 29,294, so 0.37% of the outstanding shares have been sold short.

Short Interest	29,294
Short Previous Month	45,511
Short % of Shares Out	0.37%
Short % of Float	0.40%
Short Ratio (days to cover)	1.58

Income Statement

In the last 12 months, TSBK had revenue of $81.62 million and earned $29.16 million in profits. Earnings per share was $3.67.

Revenue	81.62M
Gross Profit	81.62M
Operating Income	37.82M
Pretax Income	36.23M
Net Income	29.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.67

Balance Sheet

The company has $38.89 million in cash and $23.08 million in debt, with a net cash position of $15.81 million or $2.01 per share.

Cash & Cash Equivalents	38.89M
Total Debt	23.08M
Net Cash	15.81M
Net Cash Per Share	$2.01
Equity (Book Value)	262.61M
Book Value Per Share	33.29
Working Capital	-1.49B

Cash Flow

In the last 12 months, operating cash flow was $30.16 million and capital expenditures -$1.74 million, giving a free cash flow of $28.42 million.

Operating Cash Flow	30.16M
Capital Expenditures	-1.74M
Free Cash Flow	28.42M
FCF Per Share	$3.61

Margins

Gross Margin	n/a
Operating Margin	46.33%
Pretax Margin	44.39%
Profit Margin	35.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.82%

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.11%.

Dividend Per Share	$1.12
Dividend Yield	3.11%
Dividend Growth (YoY)	8.25%
Years of Dividend Growth	2
Payout Ratio	28.61%
Buyback Yield	1.58%
Shareholder Yield	4.57%
Earnings Yield	9.88%
FCF Yield	9.63%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2007. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 6, 2007
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4