Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Statistics

Total Valuation

TSBK has a market cap or net worth of $253.41 million. The enterprise value is $25.85 million.

Market Cap	253.41M
Enterprise Value	25.85M

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Nov 14, 2025

Share Statistics

TSBK has 7.89 million shares outstanding. The number of shares has decreased by -1.58% in one year.

Current Share Class	7.89M
Shares Outstanding	7.89M
Shares Change (YoY)	-1.58%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	2.67%
Owned by Institutions (%)	66.29%
Float	7.29M

Valuation Ratios

The trailing PE ratio is 8.75.

PE Ratio	8.75
Forward PE	n/a
PS Ratio	3.12
Forward PS	n/a
PB Ratio	0.96
P/TBV Ratio	1.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	0.89
EV / Sales	0.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.48%.

Return on Equity (ROE)	11.48%
Return on Assets (ROA)	1.48%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$283,396
Profits Per Employee	$101,253
Employee Count	288
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TSBK has paid $7.07 million in taxes.

Income Tax	7.07M
Effective Tax Rate	19.51%

Stock Price Statistics

The stock price has increased by +6.84% in the last 52 weeks. The beta is 0.50, so TSBK's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+6.84%
50-Day Moving Average	33.34
200-Day Moving Average	31.45
Relative Strength Index (RSI)	47.61
Average Volume (20 Days)	14,529

Short Selling Information

The latest short interest is 37,868, so 0.48% of the outstanding shares have been sold short.

Short Interest	37,868
Short Previous Month	29,388
Short % of Shares Out	0.48%
Short % of Float	0.52%
Short Ratio (days to cover)	2.14

Income Statement

In the last 12 months, TSBK had revenue of $81.62 million and earned $29.16 million in profits. Earnings per share was $3.67.

Revenue	81.62M
Gross Profit	81.62M
Operating Income	37.82M
Pretax Income	36.23M
Net Income	29.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.67

Balance Sheet

The company has $250.65 million in cash and $23.08 million in debt, giving a net cash position of $227.57 million or $28.84 per share.

Cash & Cash Equivalents	250.65M
Total Debt	23.08M
Net Cash	227.57M
Net Cash Per Share	$28.84
Equity (Book Value)	262.61M
Book Value Per Share	33.29
Working Capital	-1.46B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.33%
Pretax Margin	44.39%
Profit Margin	35.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.49%.

Dividend Per Share	$1.12
Dividend Yield	3.49%
Dividend Growth (YoY)	8.25%
Years of Dividend Growth	1
Payout Ratio	28.61%
Buyback Yield	1.58%
Shareholder Yield	4.82%
Earnings Yield	11.51%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2007. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 6, 2007
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2