Timberland Bancorp, Inc. (TSBK)

Timberland Bancorp Statistics

Total Valuation

TSBK has a market cap or net worth of $302.36 million. The enterprise value is $72.04 million.

Market Cap	302.36M
Enterprise Value	72.04M

Important Dates

The next estimated earnings date is Tuesday, April 21, 2026, after market close.

Earnings Date	Apr 21, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

TSBK has 7.88 million shares outstanding. The number of shares has decreased by -1.31% in one year.

Current Share Class	7.88M
Shares Outstanding	7.88M
Shares Change (YoY)	-1.31%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	2.67%
Owned by Institutions (%)	65.45%
Float	7.30M

Valuation Ratios

The trailing PE ratio is 9.96.

PE Ratio	9.96
Forward PE	n/a
PS Ratio	3.61
Forward PS	n/a
PB Ratio	1.13
P/TBV Ratio	1.19
P/FCF Ratio	8.05
P/OCF Ratio	7.69
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	2.36
EV / Sales	0.86
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	1.92

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.79%.

Return on Equity (ROE)	11.79%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.74%
Revenue Per Employee	$299,021
Profits Per Employee	$108,989
Employee Count	280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TSBK has paid $7.46 million in taxes.

Income Tax	7.46M
Effective Tax Rate	19.64%

Stock Price Statistics

The stock price has increased by +26.57% in the last 52 weeks. The beta is 0.35, so TSBK's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	+26.57%
50-Day Moving Average	37.60
200-Day Moving Average	34.04
Relative Strength Index (RSI)	49.65
Average Volume (20 Days)	20,514

Short Selling Information

The latest short interest is 30,510, so 0.39% of the outstanding shares have been sold short.

Short Interest	30,510
Short Previous Month	28,875
Short % of Shares Out	0.39%
Short % of Float	0.42%
Short Ratio (days to cover)	1.52

Income Statement

In the last 12 months, TSBK had revenue of $83.73 million and earned $30.52 million in profits. Earnings per share was $3.85.

Revenue	83.73M
Gross Profit	83.73M
Operating Income	39.52M
Pretax Income	37.98M
Net Income	30.52M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.85

Balance Sheet

The company has $253.33 million in cash and $23.02 million in debt, with a net cash position of $230.32 million or $29.21 per share.

Cash & Cash Equivalents	253.33M
Total Debt	23.02M
Net Cash	230.32M
Net Cash Per Share	$29.21
Equity (Book Value)	268.41M
Book Value Per Share	34.06
Working Capital	-1.46B

Cash Flow

In the last 12 months, operating cash flow was $39.30 million and capital expenditures -$1.73 million, giving a free cash flow of $37.56 million.

Operating Cash Flow	39.30M
Capital Expenditures	-1.73M
Free Cash Flow	37.56M
FCF Per Share	$4.76

Margins

Gross Margin	n/a
Operating Margin	47.20%
Pretax Margin	45.36%
Profit Margin	36.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	44.87%

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.02%.

Dividend Per Share	$1.16
Dividend Yield	3.02%
Dividend Growth (YoY)	11.22%
Years of Dividend Growth	2
Payout Ratio	28.31%
Buyback Yield	1.31%
Shareholder Yield	4.33%
Earnings Yield	10.09%
FCF Yield	12.42%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 6, 2007. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 6, 2007
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4