Unum Group (UNM)

Unum Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 26, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	13,192	13,336	8,820	8,163	5,023	4,672
Market Cap Growth	-0.82%	51.20%	8.05%	62.49%	7.52%	-22.32%
Enterprise Value	16,869	16,773	12,299	11,505	8,343	7,947
PE Ratio	15.23	7.50	6.87	5.80	5.12	5.89
PS Ratio	1.06	1.03	0.71	0.68	0.42	0.36
PB Ratio	1.22	1.22	0.91	0.93	0.44	0.43
P/FCF Ratio	19.14	9.61	8.26	6.20	3.93	13.34
P/OCF Ratio	16.18	8.81	7.33	5.75	3.62	9.96
EV/Sales Ratio	1.29	1.30	0.99	0.96	0.70	0.60
EV/EBITDA Ratio	11.34	6.49	6.33	5.60	5.03	6.22
EV/EBIT Ratio	12.32	6.80	6.70	5.92	5.42	6.82
EV/FCF Ratio	24.48	12.09	11.52	8.74	6.53	22.69
Debt / Equity Ratio	0.37	0.37	0.37	0.40	0.31	0.31
Debt / EBITDA Ratio	2.66	1.56	1.82	1.71	2.10	2.62
Debt / FCF Ratio	5.81	2.93	3.32	2.66	2.72	9.55
Quick Ratio	4.05	3.59	4.80	4.64	5.22	7.26
Current Ratio	15.51	11.32	18.96	20.45	25.37	32.39
Asset Turnover	0.20	0.21	0.20	0.18	0.17	0.19
Return on Equity (ROE)	8.35%	17.26%	13.96%	13.97%	8.80%	7.61%
Return on Assets (ROA)	1.34%	2.46%	1.84%	1.85%	1.37%	1.06%
Return on Capital (ROIC)	5.81%	10.93%	9.02%	8.95%	6.61%	5.29%
Earnings Yield	6.92%	13.34%	14.56%	17.24%	19.53%	16.97%
FCF Yield	5.22%	10.40%	12.11%	16.13%	25.42%	7.50%
Dividend Yield	2.33%	2.28%	3.32%	3.42%	5.45%	5.86%
Payout Ratio	34.01%	16.67%	21.58%	18.06%	24.40%	29.24%
Buyback Yield / Dilution	7.93%	4.82%	2.23%	1.34%	-0.54%	2.91%
Total Shareholder Return	10.27%	7.10%	5.55%	4.75%	4.91%	8.77%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q