Unum Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11,410	12,968	13,336	8,820	8,163	5,023
Market Cap Growth	-16.84%	-2.76%	51.20%	8.05%	62.49%	7.52%
Enterprise Value	15,765	16,644	16,773	12,299	11,505	8,343
PE Ratio	16.89	17.56	7.50	6.87	5.80	5.12
PS Ratio	0.90	0.99	1.03	0.71	0.68	0.42
PB Ratio	1.07	1.17	1.22	0.91	0.93	0.44
P/FCF Ratio	21.26	23.35	9.61	8.26	6.20	3.93
P/OCF Ratio	17.17	18.86	8.81	7.33	5.75	3.62
EV/Sales Ratio	1.21	1.27	1.30	0.99	0.96	0.70
EV/EBITDA Ratio	12.46	13.16	6.49	6.33	5.60	5.03
EV/EBIT Ratio	13.80	14.57	6.80	6.70	5.92	5.42
EV/FCF Ratio	28.39	29.97	12.09	11.52	8.74	6.53
Debt / Equity Ratio	0.37	0.37	0.37	0.37	0.40	0.31
Debt / EBITDA Ratio	3.21	3.21	1.55	1.82	1.71	2.10
Debt / FCF Ratio	7.41	7.41	2.88	3.32	2.66	2.72
Net Debt / Equity Ratio	0.36	0.36	0.35	0.35	0.39	0.30
Net Debt / EBITDA Ratio	3.13	3.13	1.48	1.75	1.65	2.05
Net Debt / FCF Ratio	7.13	7.13	2.76	3.18	2.57	2.66
Quick Ratio	6.08	6.08	3.65	4.80	4.64	5.22
Current Ratio	22.16	22.16	11.49	18.96	20.45	25.37
Asset Turnover	0.21	0.21	0.21	0.20	0.18	0.17
Return on Equity (ROE)	6.69%	6.69%	17.26%	13.96%	13.97%	8.80%
Return on Assets (ROA)	1.14%	1.14%	2.46%	1.84%	1.85%	1.37%
Return on Invested Capital (ROIC)	6.00%	5.99%	13.85%	11.29%	11.52%	8.23%
Earnings Yield	6.25%	5.70%	13.34%	14.56%	17.24%	19.53%
FCF Yield	4.70%	4.28%	10.40%	12.11%	16.13%	25.42%
Dividend Yield	2.55%	2.34%	2.29%	3.34%	3.44%	5.48%
Payout Ratio	42.15%	41.46%	16.67%	21.58%	18.06%	24.40%
Buyback Yield / Dilution	8.05%	8.05%	4.82%	2.23%	1.34%	-0.54%
Total Shareholder Return	10.61%	10.39%	7.11%	5.57%	4.78%	4.95%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q