Visa Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Quarter Ended	2024-03-31	2023-12-31	2023-09-30	2023-06-30	2023-03-31	2022-12-31	2022-09-30	2022-06-30	2022-03-31	2021-12-31	2021-09-30	2021-06-30	2021-03-31	2020-12-31	2020-09-30	2020-06-30	2020-03-31	2019-12-31	2019-09-30	2019-06-30	2019-03-31	2018-12-31	2018-09-30	2018-06-30	2018-03-31	2017-12-31	2017-09-30	2017-06-30	2017-03-31	2016-12-31	2016-09-30	2016-06-30	2016-03-31	2015-12-31	2015-09-30	2015-06-30	2015-03-31	2014-12-31	2014-09-30	2014-06-30	+31 Quarters
Cash & Equivalents	14,577	15,207	18,050	17,217	15,458	15,039	17,138	15,530	13,181	15,864	17,381	18,928	17,388	15,926	17,190	15,046	11,004	10,402	9,043	8,814	8,547	9,785	9,653	9,992	9,026	9,021	10,905	8,467	7,456	6,852	6,646	6,914	17,004	13,898	4,590	3,290	3,217	3,483	3,469	3,163	Upgrade
Short-Term Investments	4,710	5,005	3,842	3,166	2,752	2,785	2,833	3,309	1,230	1,201	2,025	1,206	2,058	3,009	3,752	2,739	2,411	3,902	4,236	3,265	3,876	3,461	3,547	3,396	3,577	3,413	3,564	2,754	1,495	3,697	3,319	2,865	3,954	8,508	2,497	2,575	2,567	2,495	1,979	2,006	Upgrade
Cash & Cash Equivalents	19,287	20,212	21,892	20,383	18,210	17,824	19,971	18,839	14,411	17,065	19,406	20,134	19,446	18,935	20,942	17,785	13,415	14,304	13,279	12,079	12,423	13,246	13,200	13,388	12,603	12,434	14,469	11,221	8,951	10,549	9,965	9,779	20,958	22,406	7,087	5,865	5,784	5,978	5,448	5,169	Upgrade
Cash Growth	5.91%	13.40%	9.62%	8.20%	26.36%	4.45%	2.91%	-6.43%	-25.89%	-9.88%	-7.33%	13.21%	44.96%	32.38%	57.71%	47.24%	7.99%	7.99%	0.60%	-9.78%	-1.43%	6.53%	-8.77%	19.31%	40.80%	17.87%	45.20%	14.75%	-57.29%	-52.92%	40.61%	66.73%	262.34%	274.81%	30.08%	13.46%	25.77%	44.43%	26.58%	52.16%	Upgrade
Receivables	5,830	5,031	4,474	4,736	4,064	4,240	3,952	3,881	3,767	3,956	3,726	3,515	3,225	3,342	2,882	3,564	2,948	4,934	4,590	3,220	2,978	4,528	2,790	2,835	3,760	2,899	2,554	2,524	4,431	2,453	2,508	2,565	1,358	1,365	1,255	1,596	1,575	1,400	1,608	1,599	Upgrade
Other Current Assets	7,658	7,489	7,166	6,551	6,383	5,795	6,282	6,251	5,913	4,885	4,475	4,393	4,230	4,003	3,821	3,662	3,544	3,081	3,101	3,006	3,089	2,333	2,226	2,268	2,173	1,954	2,000	1,973	2,123	1,687	1,840	2,030	1,987	1,702	1,679	2,607	2,746	2,486	2,506	2,257	Upgrade
Total Current Assets	32,775	32,732	33,532	31,670	28,657	27,859	30,205	28,971	24,091	25,906	27,607	28,042	26,901	26,280	27,645	25,011	19,907	22,319	20,970	18,305	18,490	20,107	18,216	18,491	18,536	17,287	19,023	15,718	15,505	14,689	14,313	14,374	24,303	25,473	10,021	10,068	10,105	9,864	9,562	9,025	Upgrade
Property, Plant & Equipment	3,630	3,472	3,425	3,370	3,359	3,236	3,223	3,146	3,120	2,908	2,715	2,707	2,684	2,713	2,737	2,746	2,776	2,739	2,695	2,549	2,456	2,437	2,472	2,387	2,366	2,238	2,253	2,202	2,133	2,201	2,150	2,136	1,883	1,884	1,888	1,847	1,843	1,861	1,892	1,772	Upgrade
Long-Term Investments	3,092	2,809	1,921	2,122	2,840	2,735	2,136	2,240	2,296	2,087	1,705	1,111	110	161	231	547	1,064	1,719	2,157	2,918	3,506	4,132	4,082	2,835	2,602	2,674	1,926	2,117	2,927	3,834	3,931	3,792	3,617	3,510	3,389	3,305	2,785	3,039	3,046	2,856	Upgrade
Goodwill and Intangibles	45,212	44,859	44,101	44,658	44,652	44,331	42,852	44,070	45,149	43,827	43,622	44,044	43,803	44,714	43,718	42,979	42,766	42,904	42,436	42,585	42,054	42,450	42,752	42,832	43,909	43,271	42,958	42,331	41,241	41,273	42,300	42,122	23,171	23,173	23,186	23,200	23,132	23,148	23,164	23,168	Upgrade
Other Long-Term Assets	7,690	7,537	7,520	7,414	7,247	7,226	7,085	6,983	7,152	7,201	7,247	6,767	6,697	6,558	6,588	6,601	6,307	5,100	4,316	3,892	3,359	2,529	1,703	1,630	1,629	1,684	1,817	1,632	1,421	1,373	1,341	1,443	1,352	937	883	1,009	970	972	905	854	Upgrade
Total Long-Term Assets	59,624	58,677	56,967	57,564	58,098	57,528	55,296	56,439	57,717	56,023	55,289	54,629	53,294	54,146	53,274	52,873	52,913	52,462	51,604	51,944	51,375	51,548	51,009	49,684	50,506	49,867	48,954	48,282	47,722	48,681	49,722	49,493	30,023	29,504	29,346	29,361	28,730	29,020	29,007	28,650	Upgrade
Total Assets	92,399	91,409	90,499	89,234	86,755	85,387	85,501	85,410	81,808	81,929	82,896	82,671	80,195	80,426	80,919	77,884	72,820	74,781	72,574	70,249	69,865	71,655	69,225	68,175	69,042	67,154	67,977	64,000	63,227	63,370	64,035	63,867	54,326	54,977	39,367	39,429	38,835	38,884	38,569	37,675	Upgrade
Accounts Payable	4,823	4,072	3,644	3,956	3,349	3,831	3,621	3,296	2,591	3,026	2,709	2,548	2,126	2,179	1,910	2,878	2,030	4,410	4,146	2,570	2,200	4,014	2,351	2,455	3,188	2,410	2,182	2,205	2,999	2,177	2,287	2,114	813	862	907	1,326	1,207	990	1,479	1,408	Upgrade
Current Debt	0	0	0	0	0	0	2,250	3,249	3,548	3,247	999	0	0	0	2,999	2,999	3,999	3,000	0	0	0	0	0	0	0	0	1,749	1,749	1,748	2,313	0	0	0	0	0	0	0	0	0	0	Upgrade
Other Current Liabilities	18,620	18,562	19,454	17,274	15,748	15,522	14,982	13,764	12,563	12,295	12,031	11,475	10,585	10,211	9,601	10,223	9,913	10,169	9,269	8,259	9,180	9,375	8,954	8,479	6,363	5,953	6,063	5,557	5,459	5,851	5,759	5,669	4,312	4,495	4,448	4,463	4,236	4,808	4,527	3,906	Upgrade
Total Current Liabilities	23,443	22,634	23,098	21,230	19,097	19,353	20,853	20,309	18,702	18,568	15,739	14,023	12,711	12,390	14,510	16,100	15,942	17,579	13,415	10,829	11,380	13,389	11,305	10,934	9,551	8,363	9,994	9,511	10,206	10,341	8,046	7,783	5,125	5,357	5,355	5,789	5,443	5,798	6,006	5,314	Upgrade
Long-Term Debt	20,603	20,703	20,463	20,560	20,606	20,487	20,200	20,546	17,479	17,673	19,978	20,996	20,974	21,055	21,071	17,880	13,893	13,688	16,729	16,694	16,630	16,633	16,630	16,627	16,624	16,621	16,618	14,142	14,140	14,138	15,882	15,879	15,876	15,877	0	0	0	0	0	0	Upgrade
Other Long-Term Liabilities	7,868	8,339	8,205	8,463	8,487	8,623	8,867	9,072	9,638	9,494	9,590	9,862	8,814	9,302	9,128	8,380	8,400	8,244	7,746	7,731	7,580	7,538	7,284	7,296	8,764	8,769	8,605	8,403	8,098	7,165	7,195	7,378	4,194	4,267	4,170	5,013	5,155	5,144	5,150	5,075	Upgrade
Total Long-Term Liabilities	28,471	29,042	28,668	29,023	29,093	29,110	29,067	29,618	27,117	27,167	29,568	30,858	29,788	30,357	30,199	26,260	22,293	21,932	24,475	24,425	24,210	24,171	23,914	23,923	25,388	25,390	25,223	22,545	22,238	21,303	23,077	23,257	20,070	20,144	4,170	5,013	5,155	5,144	5,150	5,075	Upgrade
Total Liabilities	51,914	51,676	51,766	50,253	48,190	48,463	49,920	49,927	45,819	45,735	45,307	44,881	42,499	42,747	44,709	42,360	38,235	39,511	37,890	35,254	35,590	37,560	35,219	34,857	34,939	33,753	35,217	32,056	32,444	31,644	31,123	31,040	25,195	25,501	9,525	10,802	10,598	10,942	11,156	10,389	Upgrade
Total Debt	20,603	20,703	20,463	20,560	20,606	20,487	22,450	23,795	21,027	20,920	20,977	20,996	20,974	21,055	24,070	20,879	17,892	16,688	16,729	16,694	16,630	16,633	16,630	16,627	16,624	16,621	18,367	15,891	15,888	16,451	15,882	15,879	15,876	15,877	0	0	0	0	0	0	Upgrade
Debt Growth	-0.01%	1.05%	-8.85%	-13.60%	-2.00%	-2.07%	7.02%	13.33%	0.25%	-0.64%	-12.85%	0.56%	17.23%	26.17%	43.88%	25.07%	7.59%	0.33%	0.60%	0.40%	0.04%	0.07%	-9.46%	4.63%	4.63%	1.03%	15.65%	0.08%	0.08%	3.62%	-	-	-	-	-	-	-	-	-	-	Upgrade
Retained Earnings	19,347	18,422	18,040	17,908	17,610	16,403	16,116	14,960	14,651	14,606	15,351	15,294	15,513	14,813	14,088	14,072	13,366	13,899	13,502	13,040	12,513	11,908	11,318	10,426	10,192	9,966	9,508	9,299	9,140	10,492	10,462	10,334	11,582	11,701	11,843	10,623	10,108	9,732	9,131	8,909	Upgrade
Comprehensive Income	-998	-655	-1,317	-978	-990	-1,259	-2,369	-1,267	-405	-72	436	601	372	1,154	354	-279	-444	-340	-650	110	-86	275	547	741	1,728	1,203	878	118	-980	-1,369	-458	-543	-96	-49	-74	-4	31	10	-17	-16	Upgrade
Shareholders' Equity	40,485	39,733	38,733	38,981	38,565	36,924	35,581	35,483	35,989	36,194	37,589	37,790	37,696	37,679	36,210	35,524	34,585	35,270	34,684	34,995	34,275	34,095	34,006	33,318	34,103	33,401	32,760	31,944	30,783	31,726	32,912	32,827	29,131	29,476	29,842	28,627	28,237	27,942	27,413	27,286	Upgrade
Net Cash / Debt	-1,316	-491	1,429	-177	-2,396	-2,663	-2,479	-4,956	-6,616	-3,855	-1,571	-862	-1,528	-2,120	-3,128	-3,094	-4,477	-2,384	-3,450	-4,615	-4,207	-3,387	-3,430	-3,239	-4,021	-4,187	-3,898	-4,670	-6,937	-5,902	-5,917	-6,100	5,082	6,529	7,087	5,865	5,784	5,978	5,448	5,169	Upgrade
Net Cash / Debt Growth	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-12.14%	9.22%	30.08%	13.46%	25.77%	44.43%	26.58%	52.16%	Upgrade
Net Cash Per Share	-0.57	-0.21	0.62	-0.08	-1.02	-1.13	-1.05	-2.08	-2.76	-1.60	-0.65	-0.35	-0.62	-0.86	-1.27	-1.25	-1.80	-0.96	-1.37	-1.83	-1.66	-1.33	-1.34	-1.26	-1.55	-1.60	-1.49	-1.77	-2.60	-2.20	-2.19	-2.30	1.91	2.42	2.61	2.16	2.12	2.18	1.97	1.86	Upgrade
Working Capital	9,332	10,098	10,434	10,440	9,560	8,506	9,352	8,662	5,389	7,338	11,868	14,019	14,190	13,890	13,135	8,911	3,965	4,740	7,555	7,476	7,110	6,718	6,911	7,557	8,985	8,924	9,029	6,207	5,299	4,348	6,267	6,591	19,178	20,116	4,666	4,279	4,662	4,066	3,556	3,711	Upgrade
Book Value Per Share	20.10	19.68	19.00	19.01	18.71	17.87	17.13	17.06	17.20	17.18	17.73	17.74	17.65	17.65	17.06	16.66	16.13	16.36	16.00	16.06	15.63	15.46	15.32	14.94	15.19	14.78	14.42	13.94	13.33	13.65	14.02	13.85	12.22	12.22	12.42	11.75	15.65	15.38	15.08	14.90	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).