Veritex Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	387.98	385.25	399.11	364.66	280.78	265.8
Net Interest Income Growth	1.05%	-3.48%	9.45%	29.87%	5.64%	-6.77%
Non-Interest Income	50.95	40.4	80.28	63.1	46.89	47.34
Non-Interest Income Growth	31.74%	-49.68%	27.22%	34.59%	-0.97%	57.39%
Revenues Before Loan Losses	438.93	425.65	479.4	427.76	327.67	313.14
Provision for Credit Losses	12.05	22.05	42.51	26.95	-3.35	56.64
Revenue	426.88	403.6	436.89	400.81	331.02	256.5
Revenue Growth (YoY)	9.81%	-7.62%	9.00%	21.09%	29.05%	-12.65%
Compensation Expenses	146.4	140.97	122.07	117.84	94.75	79.45
Selling, General & Admin	73	72.27	74.31	55.56	46.93	42.27
Other Non-Interest Expenses	58.29	51.37	35.04	30.49	24.55	46.7
Total Non-Interest Expense	277.69	264.61	231.42	203.9	166.23	168.42
Pretax Income	149.19	138.99	144.28	186.63	176.31	88.09
Provision for Income Taxes	33.33	31.75	36.02	40.32	36.72	14.2
Net Income	115.86	107.24	108.26	146.32	139.58	73.88
Net Income to Common	115.86	107.24	108.26	146.32	139.58	73.88
Net Income Growth	32.44%	-0.94%	-26.01%	4.82%	88.93%	-18.58%
Shares Outstanding (Basic)	54	54	54	53	49	50
Shares Outstanding (Diluted)	55	55	55	54	50	50
Shares Change (YoY)	0.50%	0.66%	1.19%	7.15%	0.63%	-7.30%
EPS (Basic)	2.13	1.97	2.00	2.75	2.83	1.48
EPS (Diluted)	2.10	1.95	1.98	2.71	2.77	1.48
EPS Growth	31.25%	-1.52%	-26.94%	-2.17%	87.16%	-11.91%
Free Cash Flow	126.59	123.83	142.23	188.11	179.92	104.79
Free Cash Flow Growth	2.23%	-12.94%	-24.39%	4.55%	71.70%	8.81%
Free Cash Flow Per Share	2.30	2.25	2.61	3.49	3.57	2.09
Dividends Per Share	0.840	0.800	0.800	0.800	0.770	0.680
Dividend Growth	5.00%	-	-	3.90%	13.23%	36.00%
Profit Margin	27.29%	26.44%	24.66%	36.58%	41.98%	29.85%
FCF Margin	29.82%	30.53%	32.40%	47.03%	54.11%	42.34%
EBITDA	19.48	19.66	19.49	18.67	15.73	15.83
EBITDA Margin	4.59%	4.85%	4.44%	4.67%	4.73%	6.40%
Effective Tax Rate	22.34%	22.84%	24.97%	21.60%	20.83%	16.12%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q