Veritex Holdings, Inc. (VBTX)

Veritex Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	115.86	107.24	108.26	146.32	139.58	73.88
Depreciation & Amortization	19.48	19.66	19.49	18.67	15.73	15.83
Gain (Loss) on Sale of Assets	-	-	-	-	0.42	-1.05
Gain (Loss) on Sale of Investments	3.5	9.91	36.77	5.95	3.4	0.14
Total Asset Writedown	2.98	-0.33	-0.92	1.82	0.07	0.37
Provision for Credit Losses	15.16	17.1	36.05	26.7	-6.68	67.71
Net Decrease (Increase) in Loans Originated / Sold - Operating	-6	-13.32	-38.97	8.14	-7.38	-7.47
Change in Accounts Payable	-22.58	10.37	36.97	49.46	0.72	3.97
Change in Other Net Operating Assets	0.76	-12.21	-44.82	-57.07	10.8	-22.49
Other Operating Activities	-4.95	-4.8	-2.78	-4.69	47.83	-11.12
Operating Cash Flow	121.79	136.38	144.09	192.73	193.49	107.65
Operating Cash Flow Growth	-7.26%	-5.35%	-25.24%	-0.40%	79.74%	3.55%
Capital Expenditures	-16.33	-12.55	-1.85	-4.62	-13.58	-2.86
Sale of Property, Plant and Equipment	-	-	-	-	14.55	2.16
Cash Acquisitions	-	-	-	-	-55.52	-
Investment in Securities	-35.07	-215.1	78.47	-294.99	-182.47	-28.37
Income (Loss) Equity Investments	-	-	1.17	5.14	-5.76	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	306.37	46.94	-124.12	-2,100	-581.6	-852.59
Other Investing Activities	15.45	-	-	-	2.23	-
Investing Cash Flow	270.42	-180.71	-47.5	-2,399	-816.39	-874.56
Long-Term Debt Issued	-	-	48,817	35,050	1.84	222.87
Total Debt Issued	169	-	48,817	35,050	1.84	222.87
Long-Term Debt Repaid	-	-100	-49,892	-34,657	-35.16	-5.13
Total Debt Repaid	-75	-100	-49,892	-34,657	-35.16	-5.13
Net Debt Issued (Repaid)	94	-100	-1,075	393.37	-33.31	217.75
Issuance of Common Stock	1.55	1.38	0.92	155.58	6.48	4.41
Repurchase of Common Stock	-21.85	-6.12	-2.31	-3.36	-16.23	-61.3
Common Dividends Paid	-44.65	-43.58	-43.32	-42.29	-36.54	-34.06
Total Dividends Paid	-44.65	-43.58	-43.32	-42.29	-36.54	-34.06
Net Increase (Decrease) in Deposit Accounts	-302.54	418.8	1,216	1,760	851.47	619.38
Financing Cash Flow	-273.48	270.47	96.4	2,263	771.86	746.18
Net Cash Flow	118.73	226.14	192.99	56.29	148.96	-20.73
Free Cash Flow	105.46	123.83	142.23	188.11	179.92	104.79
Free Cash Flow Growth	-17.34%	-12.94%	-24.39%	4.55%	71.70%	8.81%
Free Cash Flow Margin	24.84%	30.53%	37.65%	48.27%	52.30%	42.34%
Free Cash Flow Per Share	1.92	2.25	2.60	3.49	3.57	2.09
Cash Interest Paid	357	375.08	294.54	77.3	37.14	58.24
Cash Income Tax Paid	35.99	16.93	53.58	36.17	14.35	40.69

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q