Veritex Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	115.86	107.24	108.26	146.32	139.58	73.88
Depreciation & Amortization	19.48	19.66	19.49	18.67	15.73	15.83
Provision for Credit Losses	14.45	20.11	40.47	27.77	-4.83	65.67
Stock-Based Compensation	11.5	12.44	12.05	11.93	10.57	7.98
Net Change in Loans Held-for-Sale	-6	-13.32	-38.97	8.14	-7.38	-7.47
Other Adjustments	-19.52	-8.4	10.3	-13.78	27.96	-31.67
Changes in Accounts Payable	-22.58	10.37	36.97	49.46	0.72	3.97
Changes in Other Operating Activities	2.57	-11.71	-44.48	-55.77	11.14	-20.55
Operating Cash Flow	121.79	136.38	144.09	192.73	193.49	107.65
Operating Cash Flow Growth	-7.26%	-5.35%	-25.24%	-0.40%	79.74%	3.55%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	-	102.29	-102.29	0.22
Net Change in Loans Held-for-Investment	284.26	46.94	-124.12	-2,100	-581.6	-852.59
Net Change in Securities and Investments	-807.95	-221.59	32.16	-361.89	-78.74	-28.6
Capital Expenditures	4.8	-12.55	-1.85	-4.62	-13.58	-2.86
Sale of Property, Plant & Equipment	-	-	-	-	-	2.16
Other Investing Activities	22.71	6.48	46.32	-35.39	-42.41	7.11
Investing Cash Flow	270.42	-180.71	-47.5	-2,399	-816.39	-874.56
Net Change in Deposits	-302.54	418.8	1,216	1,760	851.47	619.38
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-4.07	1.84	-0.13
Long-Term Debt Issued	-	-	48,817	35,050	-	222.87
Long-Term Debt Repaid	-	-100	-49,892	-34,653	-35.16	-5
Net Long-Term Debt Issued (Repaid)	-	-100	-1,075	397.44	-35.16	217.87
Issuance of Common Stock	1.55	1.38	0.92	155.58	6.48	4.41
Repurchase of Common Stock	-5.24	-6.12	-2.31	-3.36	-16.23	-61.3
Net Common Stock Issued (Repurchased)	-3.69	-4.74	-1.38	152.21	-9.76	-56.89
Common Dividends Paid	-44.65	-43.58	-43.32	-42.29	-36.54	-34.06
Financing Cash Flow	-273.48	270.47	96.4	2,263	771.86	746.18
Net Cash Flow	118.73	226.14	192.99	56.29	148.96	-20.73
Beginning Cash & Cash Equivalents	-	629.06	436.08	379.78	230.83	251.55
Ending Cash & Cash Equivalents	118.73	855.2	629.06	436.08	379.78	230.83
Free Cash Flow	126.59	123.83	142.23	188.11	179.92	104.79
Free Cash Flow Growth	2.23%	-12.94%	-24.39%	4.55%	71.70%	8.81%
FCF Margin	29.82%	30.53%	32.40%	47.03%	54.11%	42.34%
Free Cash Flow Per Share	2.30	2.25	2.61	3.49	3.57	2.09
Levered Free Cash Flow	120.12	13	-956.62	551.49	118.44	288.15
Unlevered Free Cash Flow	4.27	5.76	10.12	7.74	14.01	-3.61

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q