Monzo Stock
| Valuation | $5.9B1, 2 |
| Valuation Date | Oct 11, 2024 |
| Implied Valuation | $6.18B |
| Last Price | $15.07 |
| 52-Week High | $18.08 |
| 52-Week Low | $12.31 |
| YTD Return | +21.24% |
| 1-Year Return | +13.22% |
| 3-Year Return | +11.05% |
| Total Funding | $1.5B3 |
| Latest Round Amount | n/a |
| Latest Round | Secondary |
| Funding Rounds | n/a |
| IPO Status | Expected4 |
| Expected IPO Date | n/a |
| Revenue | $2.3B5, 6 |
| Revenue Type | Annual |
| P/S Ratio | 2.6 |
About Monzo
Monzo is a European digital bank that runs entirely through a smartphone app. It offers UK current accounts, savings, lending, investments and pensions, along with business accounts used by around one in seven UK companies. The company makes money by earning interest on customer deposits and lending, taking interchange fees on card spending and charging for paid subscription plans such as Monzo Plus, Perks and Max. Monzo has more than 15 million customers and holds a full UK banking licence plus an EU licence granted in Ireland, which it is using to expand into Ireland and Spain after closing its US business in 2026.
Invest in Monzo
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News
Monzo passes landmark business customer numbers in first for a digital bank
Monzo became the first UK digital bank to reach one million business customers, with one in six UK businesses now banking with Monzo. The milestone comes six years after launching Monzo Business in 20...
Centre for Inclusive Money at Nest and Monzo team up to address the UK's self-employed retirement savings gap
Monzo and the Centre for Inclusive Money at Nest launched a project to test automated retirement-saving tools for self-employed Monzo Business customers, with findings to inform the UK Pensions Commis...
Anthropic Recruits Monzo Co-Founder to Tackle Compute Issues
Anthropic has reportedly hired Monzo Co-Founder/Former CEO Tom Blomfield to strengthen its compute team. That's according to a post Monday (July 13) from LinkedIn news, which noted that his hiring com...
Anthropic's latest big-name hire: Monzo cofounder Tom Blomfield
British tech star Tom Blomfield said he's taking a leave of absence from Y Combinator to join Anthropic. Blomfield, who cofounded the digital bank Monzo, said he's joining Anthropic's compute team.
Monzo partners with ClearScore to offer automated debt consolidation
Monzo integrated ClearScore's Clearer technology so customers can consolidate existing borrowing into a single loan with balances settled directly with lenders inside the Monzo app.
Monzo Deploys ClearScore Tech to Automate Debt Payoffs
Monzo launched an automated debt consolidation experience using ClearScore's Clearer technology, letting eligible UK customers combine existing debts into a single loan with automatic lender repayment...
Monzo and Fair4All announce partnership
Monzo partnered with Fair4All Finance to pilot an expanded Flex Build credit product with a deposit option, aiming to widen access to affordable credit for customers with limited credit histories.
Monzo Mobile to launch this summer
Monzo is launching a mobile phone plan and eSIM service through a multi-year partnership with Virgin Media O2 and 1GLOBAL, with three plans and in-app spend tracking for customers.
Monzo launches cell service in tie-up with Virgin Media O2
Monzo announced Monzo Mobile, an eSIM phone plan built with Virgin Media O2 for UK network coverage and 1GLOBAL for international roaming, launching in summer 2026 inside the Monzo app.
Monzo Mobile to reward staying, not switching
Monzo unveiled Monzo Mobile, an eSIM phone plan on the Virgin Media O2 network launching in summer 2026 with plans from £8 per month and loyalty discounts up to 30% for long-term customers.
Monzo's FY26 Results Proves Neobank Profitability at Scale
Monzo reported FY26 revenue of £1.7 billion, up 39% year-on-year, with adjusted pre-tax profit rising 20% to £172.6 million. The digital bank added three million customers to reach 15.2 million total ...
Monzo's Profit Jumps 44% as Fintech Moves Further Into Lending
Monzo reported £87.3 million of statutory pre-tax profit for the year to March 2026, up from £60.5 million, as growth in lending lifted interest income. Revenue rose about 39% to £1.7 billion.
Monzo reports revenue and profits leap
Monzo said it added three million customers in the year to March 2026, taking it past 15 million, with deposits up 55% to £25.7 billion. The bank also confirmed Spain as its next European market.
Monzo quits the US to focus on Europe ahead of a London IPO
Monzo announced in April 2026 that it is closing US operations, cutting about 50 roles, and closing American accounts by June to focus on UK and European growth after securing an EU banking licence.
Monzo to close US business to focus on UK and Europe
Monzo said it is exiting the United States to focus on scaling in the UK and Europe, stopping new US onboarding and laying off about 50 employees. Existing US accounts will close by June 2026.
Monzo Shuts US Operations to Prioritize Growth in UK and Europe
Monzo is closing its US business after failing to gain a foothold there, stopping new sign-ups and cutting about 50 roles. Existing US accounts were closed in June 2026.
Monzo acquires Habito, secures full European banking licence
Monzo secured a full European banking licence from the Central Bank of Ireland and ECB to support EU expansion, alongside announcing its acquisition of mortgage broker Habito.
Monzo gets full banking licence from Central Bank
Monzo secured a full banking licence from the Central Bank of Ireland and the European Central Bank, making it the first digital bank fully regulated in Ireland. Its Dublin office becomes the European...
Monzo buys digital mortgage broker Habito
Monzo agreed to acquire UK digital mortgage broker Habito for an undisclosed sum in its first acquisition. The deal, which completed in April 2026, lets Monzo offer end-to-end mortgage broking inside ...
Monzo CEO TS Anil to exit, replaced by former Google executive
Monzo said TS Anil would step down after more than five years as chief executive, moving to an advisory role. Former Google and Standard Chartered executive Diana Layfield took over in February 2026.
Monzo fined $28 million by UK regulator for inadequate financial crime controls
The Financial Conduct Authority fined Monzo £21.1 million over inadequate anti-financial crime systems between 2018 and 2020 and breaches of a ban on onboarding high-risk customers. Monzo said the pro...
Monzo lines up bankers to spearhead blockbuster £6bn float
Monzo is working with Morgan Stanley on investor meetings ahead of a stock market listing that bankers said could value it at more than £6 billion. London is seen as the most likely venue.
UK bank Monzo valued at $5.9 bln in employee share sale
Monzo employees sold shares to existing investors including GIC and StepStone Group, valuing the bank at £4.5 billion, or $5.9 billion. It remains Monzo's most recent valuation mark.
British neobank Monzo raises $430 million in Alphabet-led round to relaunch in the U.S.
Monzo has raised $430 million in a new funding round led by CapitalG, the independent venture arm of Google parent company Alphabet.
China's Tencent Takes Stake in UK Challenge Bank Monzo
Tencent, the Chinese-based tech group, has a new stake in Monzo, which shows a big recovery in Monzo's fortunes as it's now valued at $4.5 billion, Financial Times writes. Monzo saw trouble earlier in...
China's Tencent builds stake in UK digital bank Monzo
Chinese gaming and social media company Tencent Holdings Ltd has taken a small stake in Britain's Monzo as part of a fundraising, the digital bank said on Friday, just weeks after it fetched a valuati...
Barclays Hacked by Cyberthieves Using Monzo Account, PISP
Millions of pounds were swiped from Barclays accounts in a series of coordinated cyberattacks by a fraudster using a Monzo account and a payments initiation service provider (PISP), The Telegraph repo...
Monzo recruits former Amex exec Sujata Bhatia as its new COO
More personnel changes are afoot at Monzo, as the U.K. challenger bank continues to bolster its leadership team.