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Al Fujairah National Insurance Company P.J.S.C (ADX:AFNIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
210.00
0.00 (0.00%)
At close: Aug 13, 2026

ADX:AFNIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
736.15699.07449.72293.35243.52190.2
Revenue Growth
24.60%55.45%53.31%20.46%28.03%-15.10%
Operating Income
97.6280.0726.08-10.24-20.3717.23
Net Income
87.5971.4825.03-7.98-20.9118.69
Earnings Per Share
65.8153.7018.80-5.99-15.7114.04
EPS Growth
80.61%185.63%----49.41%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022
Period EndingDec '25 Dec '24 Dec '23 Dec '22
Life and Medical
213.44110.363.39192.36
Motor and General
376.8340.63204.2769.39
Total
590.24450.93267.66261.75

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
42.6475.99124.940.1438.637.79
Total Debt
8.2911.5722.0210.8911.8725.99
Net Cash (Debt)
34.3464.43102.8829.2526.7311.8
Net Cash Growth
-43.05%-37.38%251.77%9.43%126.42%-10.38%
Net Cash Per Share
25.8048.4077.3021.9720.088.87

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
105.36165.55102.1150.155.177.66
Capital Expenditures
-1.71-2.5-1.45-1.34-1.03-2.28
Free Cash Flow
103.65163.05100.6748.814.145.38
Free Cash Flow Growth
-40.58%61.97%106.24%1079.90%-23.07%-69.55%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
13.26%11.45%5.80%-3.49%-8.37%9.06%
Pretax Margin
12.96%11.13%5.97%-2.72%-8.59%9.82%
Profit Margin
11.90%10.22%5.56%-2.72%-8.59%9.82%
FCF Margin
14.08%23.32%22.38%16.64%1.70%2.83%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
10.00010.000---10.000
Dividend Per Share Growth
0%-----26.67%
Dividend Yield
4.76%5.00%---4.91%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.193.9111.17--15.96
P/FCF Ratio
2.701.712.785.7367.5755.44
PS Ratio
0.380.400.620.951.151.57