Al Fujairah National Insurance Company P.J.S.C (ADX: AFNIC)

AFNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 18, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	280	280	280	298	300	300
Market Cap Growth	0%	0%	-6.25%	-0.61%	-0.00%	-0.01%
Enterprise Value	114	217	273	297	228	267
PE Ratio	13.06	-	-	15.96	8.12	9.61
PS Ratio	0.71	0.95	1.15	1.57	1.34	1.25
PB Ratio	0.87	0.93	0.96	0.88	0.95	1.06
P/FCF Ratio	4.33	5.73	67.57	55.44	16.99	5.71
P/OCF Ratio	4.25	5.57	54.10	38.93	14.75	5.33
EV/Sales Ratio	0.29	0.74	1.12	1.56	1.02	1.12
EV/EBITDA Ratio	3.25	-	-	14.14	4.78	7.58
EV/EBIT Ratio	5.71	-	-	17.21	5.21	8.45
EV/FCF Ratio	1.77	4.44	65.90	55.15	12.91	5.09
Debt / Equity Ratio	0.08	0.04	0.04	0.08	0.07	0.05
Debt / EBITDA Ratio	0.75	2.33	-	0.75	0.38	0.34
Debt / FCF Ratio	0.41	0.22	2.87	4.83	1.23	0.29
Quick Ratio	251.32	-	-	0.42	0.30	0.36
Current Ratio	480.77	-	-	0.85	0.74	0.70
Asset Turnover	0.52	0.47	0.39	0.30	0.36	0.42
Return on Equity (ROE)	6.96%	-2.69%	-6.63%	5.71%	12.33%	11.79%
Return on Assets (ROA)	1.64%	-1.02%	-2.06%	1.69%	4.44%	3.45%
Return on Capital (ROIC)	3.85%	-2.08%	-3.81%	3.07%	8.60%	7.25%
Earnings Yield	7.66%	-2.85%	-7.48%	6.27%	12.31%	10.41%
FCF Yield	23.12%	17.46%	1.48%	1.80%	5.89%	17.51%
Dividend Yield	0.00%	-	-	4.67%	6.74%	3.37%
Payout Ratio	0.00%	-	-	97.13%	23.83%	32.04%
Total Shareholder Return	-0.00%	-	-	4.67%	6.74%	3.37%

Source: S&P Capital IQ. Insurance template. Financial Sources.