Al Fujairah National Insurance Company P.J.S.C (ADX: AFNIC)

AFNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 13, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	280	280	280	298	300	300
Market Cap Growth	0%	0%	-6.25%	-0.61%	-0.00%	-0.01%
Enterprise Value	287	217	273	297	228	267
PE Ratio	14.62	-35.03	-13.37	15.24	7.29	8.37
PS Ratio	0.80	0.95	1.15	1.57	1.34	1.25
PB Ratio	0.87	0.93	0.96	0.88	0.95	1.06
P/FCF Ratio	5.74	5.73	67.57	55.44	16.99	5.71
P/OCF Ratio	5.61	5.57	54.10	38.93	14.75	5.33
EV/Sales Ratio	0.82	0.74	1.12	1.56	1.02	1.12
EV/EBITDA Ratio	8.82	-32.38	-16.61	14.14	4.78	7.58
EV/EBIT Ratio	16.27	-21.13	-13.38	17.21	5.21	8.45
EV/FCF Ratio	5.89	4.44	65.90	55.15	12.91	5.09
Debt / Equity Ratio	0.09	0.04	0.04	0.08	0.07	0.05
Debt / EBITDA Ratio	0.87	2.33	-	0.75	0.38	0.34
Debt / FCF Ratio	0.58	0.22	2.87	4.83	1.23	0.29
Quick Ratio	98.22	-	-	0.42	0.30	0.36
Current Ratio	305.22	-	-	0.85	0.74	0.70
Asset Turnover	0.50	0.47	0.39	0.30	0.36	0.42
Return on Equity (ROE)	6.25%	-2.69%	-6.63%	5.71%	12.33%	11.79%
Return on Assets (ROA)	1.56%	-1.02%	-2.06%	1.69%	4.44%	3.45%
Return on Capital (ROIC)	3.40%	-2.08%	-3.81%	3.07%	8.60%	7.25%
Earnings Yield	6.84%	-2.85%	-7.48%	6.27%	12.31%	10.41%
FCF Yield	17.41%	17.46%	1.48%	1.80%	5.89%	17.51%
Dividend Yield	0.00%	-	-	4.67%	6.74%	3.37%
Payout Ratio	0.00%	-	-	97.13%	23.83%	32.04%
Total Shareholder Return	-	-	4.67%	6.74%	3.37%

Source: S&P Capital IQ. Insurance template. Financial Sources.