Al Fujairah National Insurance Company P.J.S.C (ADX:AFNIC)

ADX:AFNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	280	280	280	280	298	300
Market Cap Growth	-	-	-	-6.25%	-0.60%	-0.00%
Enterprise Value	177	225	217	273	297	228
PE Ratio	11.17	11.17	-	-	15.96	8.12
PS Ratio	0.62	0.62	0.95	1.15	1.57	1.34
PB Ratio	0.92	0.92	0.93	0.96	0.88	0.95
P/FCF Ratio	2.78	2.78	5.73	67.57	55.44	16.99
P/OCF Ratio	2.74	2.74	5.57	54.10	38.93	14.75
EV/Sales Ratio	0.39	0.50	0.74	1.12	1.56	1.02
EV/EBITDA Ratio	4.30	7.78	-	-	14.14	4.78
EV/EBIT Ratio	6.77	8.63	-	-	17.21	5.21
EV/FCF Ratio	1.75	2.24	4.44	65.91	55.16	12.91
Debt / Equity Ratio	0.07	0.07	0.04	0.04	0.08	0.07
Debt / EBITDA Ratio	0.54	0.54	2.33	-	0.75	0.38
Debt / FCF Ratio	0.22	0.22	0.22	2.87	4.83	1.23
Quick Ratio	0.83	0.83	0.51	-	0.42	0.30
Current Ratio	1.59	1.59	1.16	-	0.85	0.74
Asset Turnover	0.60	0.60	0.47	0.40	0.30	0.36
Return on Equity (ROE)	8.27%	8.27%	-2.69%	-6.63%	5.71%	12.33%
Return on Assets (ROA)	2.16%	2.16%	-1.02%	-2.07%	1.69%	4.44%
Return on Capital (ROIC)	5.11%	5.11%	-2.08%	-3.81%	3.07%	8.60%
Earnings Yield	8.95%	8.95%	-2.85%	-7.48%	6.27%	12.31%
Earnings Yield	8.95%	8.95%	-2.85%	-7.48%	6.27%	12.31%
FCF Yield	36.02%	36.02%	17.46%	1.48%	1.80%	5.89%
Dividend Yield	0.00%	-	-	-	4.67%	6.74%
Payout Ratio	0.00%	-	-	-	97.13%	23.83%
Total Shareholder Return	-	-	-	4.67%	6.74%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.