Al Fujairah National Insurance Company P.J.S.C (ADX:AFNIC)

Verve Therapeutics Statistics

Total Valuation

ADX:AFNIC has a market cap or net worth of AED 279.51 million. The enterprise value is 93.45 million.

Market Cap	279.51M
Enterprise Value	93.45M

Important Dates

The last earnings date was Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	n/a

Share Statistics

ADX:AFNIC has 1.33 million shares outstanding. The number of shares has increased by 0.01% in one year.

Current Share Class	1.33M
Shares Outstanding	1.33M
Shares Change (YoY)	+0.01%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	41,128

Valuation Ratios

The trailing PE ratio is 5.76.

PE Ratio	5.76
Forward PE	n/a
PS Ratio	0.46
PB Ratio	0.81
P/TBV Ratio	0.81
P/FCF Ratio	1.60
P/OCF Ratio	1.58
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.44, with an EV/FCF ratio of 0.54.

EV / Earnings	1.93
EV / Sales	0.15
EV / EBITDA	1.44
EV / EBIT	1.88
EV / FCF	0.54

Financial Position

The company has a current ratio of 81.00, with a Debt / Equity ratio of 0.05.

Current Ratio	81.00
Quick Ratio	48.65
Debt / Equity	0.05
Debt / EBITDA	0.28
Debt / FCF	0.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.52% and return on invested capital (ROIC) is 8.69%.

Return on Equity (ROE)	14.52%
Return on Assets (ROA)	3.65%
Return on Invested Capital (ROIC)	8.69%
Return on Capital Employed (ROCE)	5.44%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.72
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:AFNIC has paid 3.97 million in taxes.

Income Tax	3.97M
Effective Tax Rate	7.56%

Stock Price Statistics

Beta (5Y)	0.01
52-Week Price Change	n/a
50-Day Moving Average	210.00
200-Day Moving Average	210.00
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:AFNIC had revenue of AED 612.02 million and earned 48.50 million in profits. Earnings per share was 36.44.

Revenue	612.02M
Gross Profit	57.37M
Operating Income	49.65M
Pretax Income	52.47M
Net Income	48.50M
EBITDA	52.64M
EBIT	49.65M
Earnings Per Share (EPS)	36.44

Balance Sheet

The company has 204.23 million in cash and 18.17 million in debt, giving a net cash position of 186.06 million or 139.79 per share.

Cash & Cash Equivalents	204.23M
Total Debt	18.17M
Net Cash	186.06M
Net Cash Per Share	139.79
Equity (Book Value)	345.03M
Book Value Per Share	259.14
Working Capital	364.66M

Cash Flow

In the last 12 months, operating cash flow was 177.11 million and capital expenditures -2.68 million, giving a free cash flow of 174.42 million.

Operating Cash Flow	177.11M
Capital Expenditures	-2.68M
Free Cash Flow	174.42M
FCF Per Share	131.05

Margins

Gross margin is 9.37%, with operating and profit margins of 8.11% and 7.92%.

Gross Margin	9.37%
Operating Margin	8.11%
Pretax Margin	8.57%
Profit Margin	7.92%
EBITDA Margin	8.60%
EBIT Margin	8.11%
FCF Margin	28.50%

Dividends & Yields

ADX:AFNIC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.01%
Shareholder Yield	n/a
Earnings Yield	17.35%
FCF Yield	62.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 29, 2021. It was a forward split with a ratio of 1.1.

Last Split Date	Apr 29, 2021
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5