ADX:ALAIN Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	614.22	629.22	334.78	308.03	191.64
Total Interest & Dividend Income	76.99	35.53	21.69	20.76	18.55
Gain (Loss) on Sale of Investments	-	2.71	0.93	-	-0.05
Other Revenue	22.29	24.09	24.46	19.1	151.67
Total Revenue	713.5	691.54	381.85	347.89	361.81
Revenue Growth (YoY)	3.17%	81.10%	9.76%	-3.85%	-7.51%
Policy Benefits	660.23	546.19	255.03	278.97	89.86
Policy Acquisition & Underwriting Costs	-	142.14	88.18	-	108.11
Depreciation & Amortization	-	13.1	13.1	13.1	16.93
Selling, General & Administrative	-	-	-	-	18.81
Provision for Bad Debts	-	-	-	-	1.54
Other Operating Expenses	24.59	26.26	-8.14	1.61	-
Total Operating Expenses	684.82	727.69	348.17	293.68	281.62
Operating Income	28.67	-36.14	33.68	54.21	80.19
Interest Expense	-	-	-	-	-0.84
EBT Excluding Unusual Items	28.67	-36.14	33.68	54.21	79.35
Asset Writedown	-	3.61	0.93	5.11	3.9
Pretax Income	28.67	-32.54	34.6	59.32	83.25
Income Tax Expense	0.9	-4.59	-	-	-
Net Income	27.78	-27.95	34.6	59.32	83.25
Net Income to Common	27.78	-27.95	34.6	59.32	83.25
Net Income Growth	-	-	-41.67%	-28.75%	9.58%
Shares Outstanding (Basic)	15	15	15	15	15
Shares Outstanding (Diluted)	15	15	15	15	15
Shares Change (YoY)	0.10%	-	-	-	-
EPS (Basic)	1.85	-1.86	2.31	3.95	5.55
EPS (Diluted)	1.85	-1.86	2.31	3.95	5.55
EPS Growth	-	-	-41.67%	-28.75%	9.58%
Free Cash Flow	-90.71	81.75	75.36	-13.1	85.61
Free Cash Flow Per Share	-6.04	5.45	5.02	-0.87	5.71
Dividend Per Share	-	2.000	2.000	2.500	3.000
Dividend Growth	-	-	-20.00%	-16.67%	20.00%
Operating Margin	4.02%	-5.23%	8.82%	15.58%	22.16%
Profit Margin	3.89%	-4.04%	9.06%	17.05%	23.01%
Free Cash Flow Margin	-12.71%	11.82%	19.74%	-3.76%	23.66%
EBITDA	45.4	-19.74	50.07	67.92	97.12
EBITDA Margin	6.36%	-2.85%	13.11%	19.52%	26.84%
D&A For EBITDA	16.73	16.41	16.4	13.71	16.93
EBIT	28.67	-36.14	33.68	54.21	80.19
EBIT Margin	4.02%	-5.23%	8.82%	15.58%	22.16%
Effective Tax Rate	3.13%	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.