ADX:ALAIN Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	562.69	614.22	629.22	334.78	308.03	191.64
Total Interest & Dividend Income	36.55	39.18	35.53	21.69	20.76	18.55
Gain (Loss) on Sale of Investments	2.45	2.45	2.71	0.93	-	-0.05
Other Revenue	26.54	29.33	24.09	24.46	19.1	151.67
Total Revenue	628.23	685.17	691.54	381.85	347.89	361.81
Revenue Growth (YoY)	-15.48%	-0.92%	81.10%	9.76%	-3.85%	-7.51%
Policy Benefits	542.81	581.21	546.19	255.03	278.97	89.86
Policy Acquisition & Underwriting Costs	104.44	104.44	142.14	88.18	-	108.11
Depreciation & Amortization	13.1	13.1	13.1	13.1	13.1	16.93
Selling, General & Administrative	-	-	-	-	-	18.81
Provision for Bad Debts	-	-	-	-	-	1.54
Other Operating Expenses	-22.13	-13.92	26.26	-8.14	1.61	-
Total Operating Expenses	638.22	684.82	727.69	348.17	293.68	281.62
Operating Income	-9.99	0.34	-36.14	33.68	54.21	80.19
Interest Expense	-	-	-	-	-	-0.84
EBT Excluding Unusual Items	-9.99	0.34	-36.14	33.68	54.21	79.35
Asset Writedown	28.33	28.33	3.61	0.93	5.11	3.9
Pretax Income	18.35	28.67	-32.54	34.6	59.32	83.25
Income Tax Expense	0.33	0.9	-4.59	-	-	-
Net Income	18.01	27.78	-27.95	34.6	59.32	83.25
Net Income to Common	18.01	27.78	-27.95	34.6	59.32	83.25
Net Income Growth	-	-	-	-41.67%	-28.75%	9.58%
Shares Outstanding (Basic)	15	15	15	15	15	15
Shares Outstanding (Diluted)	15	15	15	15	15	15
EPS (Basic)	1.20	1.85	-1.86	2.31	3.95	5.55
EPS (Diluted)	1.20	1.85	-1.86	2.31	3.95	5.55
EPS Growth	-	-	-	-41.67%	-28.75%	9.58%
Free Cash Flow	-54.06	-90.71	81.75	75.36	-13.1	85.61
Free Cash Flow Per Share	-3.61	-6.05	5.45	5.02	-0.87	5.71
Dividend Per Share	-	-	2.000	2.000	2.500	3.000
Dividend Growth	-	-	-	-20.00%	-16.67%	20.00%
Operating Margin	-1.59%	0.05%	-5.23%	8.82%	15.58%	22.16%
Profit Margin	2.87%	4.05%	-4.04%	9.06%	17.05%	23.01%
Free Cash Flow Margin	-8.61%	-13.24%	11.82%	19.74%	-3.76%	23.66%
EBITDA	6.81	17.07	-19.74	50.07	67.92	97.12
EBITDA Margin	1.08%	2.49%	-2.85%	13.11%	19.52%	26.84%
D&A For EBITDA	16.8	16.73	16.41	16.4	13.71	16.93
EBIT	-9.99	0.34	-36.14	33.68	54.21	80.19
EBIT Margin	-1.59%	0.05%	-5.23%	8.82%	15.58%	22.16%
Effective Tax Rate	1.82%	3.13%	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.