Al Ain Ahlia Insurance Company P.S.C. (ADX:ALAIN)

United Arab Emirates · Delayed Price · Currency is AED

31.50

0.00 (0.00%)

At close: Sep 2, 2026

ADX:ALAIN Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	596.25	685.17	691.54	381.85	347.89	361.81
Revenue Growth	-21.41%	-0.92%	81.10%	9.76%	-3.85%	-7.51%
Operating Income	-35.15	0.34	-36.14	33.68	54.21	80.19
Net Income	-5.84	27.78	-27.95	34.6	59.32	83.25
Earnings Per Share	-0.39	1.85	-1.86	2.31	3.95	5.55
EPS Growth	-	-	-	-41.67%	-28.75%	9.58%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Insurance	1,102	1,157	1,141	1,429	1,107	1,344
Investments	75.62	76.99	51.01	29.38	26.66	32.59
Total	1,178	1,234	1,192	1,459	1,134	1,377

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash (Debt)	65.11	57.17	65.03	57.89	88.35	152.26
Net Cash Growth	22.51%	-12.10%	12.34%	-34.47%	-41.98%	4.92%
Net Cash Per Share	4.34	3.81	4.34	3.86	5.89	10.15
Cash & Investments	65.11	57.17	65.03	57.89	88.35	152.26

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-97.11	-87.58	84.83	123.9	-12.35	85.74
Capital Expenditures	-2.93	-3.13	-3.08	-48.54	-0.75	-0.13
Free Cash Flow	-100.05	-90.71	81.75	75.36	-13.1	85.61
Free Cash Flow Growth	-	-	8.48%	-	-	85.83%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	-5.90%	0.05%	-5.23%	8.82%	15.58%	22.16%
Pretax Margin	-1.14%	4.18%	-4.70%	9.06%	17.05%	23.01%
Profit Margin	-0.98%	4.05%	-4.04%	9.06%	17.05%	23.01%
FCF Margin	-16.78%	-13.24%	11.82%	19.74%	-3.76%	23.66%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.000	2.000	2.000	2.000	2.500	3.000
Dividend Per Share Growth	0%	0%	0%	-20.00%	-16.67%	20.00%
Dividend Yield	6.35%	6.89%	7.15%	6.78%	10.00%	12.75%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	16.74	-	15.61	8.34	6.05
P/FCF Ratio	-	-	5.87	7.17	-	5.88
PS Ratio	0.79	0.68	0.69	1.41	1.42	1.39