Al Ain Ahlia Insurance Company P.S.C. (ADX:ALAIN)

ADX:ALAIN Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	16.52	-27.95	34.6	59.32	83.25	75.98
Depreciation & Amortization	16.48	16.41	16.4	13.71	16.93	17.31
Gain (Loss) on Sale of Investments	-1.59	-2.71	-0.93	-	0.05	5.58
Change in Accounts Receivable	2.13	-1.37	-1.87	-	10.77	-17.37
Reinsurance Recoverable	685.61	-517.32	80.72	233.12	-91.76	1,673
Change in Insurance Reserves / Liabilities	-801.31	658.64	7.67	-307.56	93.29	-1,693
Change in Other Net Operating Assets	13.02	7.04	-35.26	43.62	-10.94	-16.54
Other Operating Activities	-48	-50.91	-21.48	-48.71	-16.51	-20.57
Operating Cash Flow	-85.57	84.83	123.9	-12.35	85.74	46.64
Operating Cash Flow Growth	-	-31.54%	-	-	83.86%	-
Capital Expenditures	-3.16	-3.08	-48.54	-0.75	-0.13	-0.57
Sale of Property, Plant & Equipment	-	-	-	-	-	0.29
Purchase / Sale of Intangible Assets	-0.07	-	-	-0.1	-	-0.06
Investment in Securities	-55.56	-87.83	-94.89	-25.78	-58.43	23.5
Other Investing Activities	44.95	43.22	26.57	20.06	17.45	20.34
Investing Cash Flow	-22.43	-47.69	-116.86	-6.56	-41.11	43.5
Common Dividends Paid	-30	-30	-37.5	-45	-37.5	-52.5
Financing Cash Flow	-30	-30	-37.5	-45	-37.5	-52.5
Net Cash Flow	-138	7.14	-30.46	-63.91	7.13	37.63
Free Cash Flow	-88.73	81.75	75.36	-13.1	85.61	46.07
Free Cash Flow Growth	-	8.48%	-	-	85.83%	-
Free Cash Flow Margin	-12.20%	11.82%	19.74%	-3.76%	23.66%	11.78%
Free Cash Flow Per Share	-5.97	5.45	5.02	-0.87	5.71	3.07
Levered Free Cash Flow	-74.45	50.47	54.2	-152.27	238.41	86.71
Unlevered Free Cash Flow	-74.45	50.47	54.2	-152.27	238.93	87.49
Change in Working Capital	-65.37	153.6	96.23	-31.57	4.39	-46.96

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.