Al Ain Ahlia Insurance Company P.S.C. (ADX:ALAIN)

ADX:ALAIN Statistics

Total Valuation

ADX:ALAIN has a market cap or net worth of AED 466.50 million. The enterprise value is 436.60 million.

Market Cap	466.50M
Enterprise Value	436.60M

Important Dates

The last earnings date was Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	May 8, 2025

Share Statistics

ADX:ALAIN has 15.00 million shares outstanding. The number of shares has decreased by -0.97% in one year.

Current Share Class	15.00M
Shares Outstanding	15.00M
Shares Change (YoY)	-0.97%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	15.81%
Owned by Institutions (%)	n/a
Float	9.67M

Valuation Ratios

The trailing PE ratio is 27.96.

PE Ratio	27.96
Forward PE	n/a
PS Ratio	0.64
PB Ratio	0.34
P/TBV Ratio	0.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 17.38, with an EV/FCF ratio of -4.92.

EV / Earnings	26.42
EV / Sales	0.60
EV / EBITDA	17.38
EV / EBIT	50.52
EV / FCF	-4.92

Financial Position

The company has a current ratio of 0.89

Current Ratio	0.89
Quick Ratio	0.21
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.24% and return on invested capital (ROIC) is 0.41%.

Return on Equity (ROE)	1.24%
Return on Assets (ROA)	0.17%
Return on Invested Capital (ROIC)	0.41%
Return on Capital Employed (ROCE)	0.62%
Revenue Per Employee	2.64M
Profits Per Employee	60,087
Employee Count	266
Asset Turnover	0.23
Inventory Turnover	n/a

Taxes

Income Tax	-4.27M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +15.19% in the last 52 weeks. The beta is -0.30, so ADX:ALAIN's price volatility has been lower than the market average.

Beta (5Y)	-0.30
52-Week Price Change	+15.19%
50-Day Moving Average	31.44
200-Day Moving Average	30.33
Relative Strength Index (RSI)	20.59
Average Volume (20 Days)	5

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ALAIN had revenue of AED 727.13 million and earned 16.52 million in profits. Earnings per share was 1.11.

Revenue	727.13M
Gross Profit	53.85M
Operating Income	8.64M
Pretax Income	12.25M
Net Income	16.52M
EBITDA	25.12M
EBIT	8.64M
Earnings Per Share (EPS)	1.11

Balance Sheet

The company has 259.77 million in cash and n/a in debt, giving a net cash position of 29.91 million or 1.99 per share.

Cash & Cash Equivalents	259.77M
Total Debt	n/a
Net Cash	29.91M
Net Cash Per Share	1.99
Equity (Book Value)	1.37B
Book Value Per Share	91.68
Working Capital	-165.76M

Cash Flow

In the last 12 months, operating cash flow was -85.57 million and capital expenditures -3.16 million, giving a free cash flow of -88.73 million.

Operating Cash Flow	-85.57M
Capital Expenditures	-3.16M
Free Cash Flow	-88.73M
FCF Per Share	-5.92

Margins

Gross margin is 7.41%, with operating and profit margins of 1.19% and 2.27%.

Gross Margin	7.41%
Operating Margin	1.19%
Pretax Margin	1.68%
Profit Margin	2.27%
EBITDA Margin	3.45%
EBIT Margin	1.19%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 6.43%.

Dividend Per Share	2.00
Dividend Yield	6.43%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	181.55%
Buyback Yield	0.97%
Shareholder Yield	7.40%
Earnings Yield	3.54%
FCF Yield	-19.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2008. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 24, 2008
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3