Al Ain Ahlia Insurance Company P.S.C. (ADX:ALAIN)

ADX:ALAIN Statistics

Total Valuation

ADX:ALAIN has a market cap or net worth of AED 472.50 million. The enterprise value is 415.33 million.

Market Cap	472.50M
Enterprise Value	415.33M

Important Dates

The last earnings date was Monday, March 30, 2026.

Earnings Date	Mar 30, 2026
Ex-Dividend Date	May 1, 2026

Share Statistics

ADX:ALAIN has 15.00 million shares outstanding.

Current Share Class	15.00M
Shares Outstanding	15.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	21.44%
Owned by Institutions (%)	n/a
Float	8.83M

Valuation Ratios

The trailing PE ratio is 17.01.

PE Ratio	17.01
Forward PE	n/a
PS Ratio	0.69
PB Ratio	0.33
P/TBV Ratio	0.34
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 24.33, with an EV/FCF ratio of -4.58.

EV / Earnings	14.95
EV / Sales	0.61
EV / EBITDA	24.33
EV / EBIT	n/a
EV / FCF	-4.58

Financial Position

The company has a current ratio of 0.89

Current Ratio	0.89
Quick Ratio	0.21
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.05% and return on invested capital (ROIC) is 0.02%.

Return on Equity (ROE)	2.05%
Return on Assets (ROA)	0.01%
Return on Invested Capital (ROIC)	0.02%
Return on Capital Employed (ROCE)	0.02%
Weighted Average Cost of Capital (WACC)	2.91%
Revenue Per Employee	2.40M
Profits Per Employee	97,122
Employee Count	286
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:ALAIN has paid 896,000 in taxes.

Income Tax	896,000
Effective Tax Rate	3.12%

Stock Price Statistics

The stock price has increased by +5.00% in the last 52 weeks. The beta is -0.24, so ADX:ALAIN's price volatility has been lower than the market average.

Beta (5Y)	-0.24
52-Week Price Change	+5.00%
50-Day Moving Average	31.28
200-Day Moving Average	31.29
Relative Strength Index (RSI)	99.47
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:ALAIN had revenue of AED 685.17 million and earned 27.78 million in profits. Earnings per share was 1.85.

Revenue	685.17M
Gross Profit	-479,000
Operating Income	343,000
Pretax Income	28.67M
Net Income	27.78M
EBITDA	17.07M
EBIT	343,000
Earnings Per Share (EPS)	1.85

Balance Sheet

The company has 268.72 million in cash and n/a in debt, with a net cash position of 57.17 million or 3.81 per share.

Cash & Cash Equivalents	268.72M
Total Debt	n/a
Net Cash	57.17M
Net Cash Per Share	3.81
Equity (Book Value)	1.41B
Book Value Per Share	94.04
Working Capital	-172.97M

Cash Flow

In the last 12 months, operating cash flow was -87.58 million and capital expenditures -3.13 million, giving a free cash flow of -90.71 million.

Operating Cash Flow	-87.58M
Capital Expenditures	-3.13M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-90.71M
FCF Per Share	-6.05

Margins

Gross margin is -0.07%, with operating and profit margins of 0.05% and 4.05%.

Gross Margin	-0.07%
Operating Margin	0.05%
Pretax Margin	4.18%
Profit Margin	4.05%
EBITDA Margin	2.49%
EBIT Margin	0.05%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 6.35%.

Dividend Per Share	2.00
Dividend Yield	6.35%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	108.00%
Buyback Yield	n/a
Shareholder Yield	6.35%
Earnings Yield	5.88%
FCF Yield	-19.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2008. It was a forward split with a ratio of 1.25.

Last Split Date	Mar 24, 2008
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2