Emirates Insurance Company P.J.S.C. (ADX:EIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
7.41
0.00 (0.00%)
At close: Nov 2, 2026

ADX:EIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
762.89695.52615.91564.431,132563.79
Revenue Growth
17.69%12.93%9.12%-50.12%100.73%-12.40%
Operating Income
156.26149.2119.08126.2955.873.45
Net Income
144.42138.44110.75126.2955.871.01
Earnings Per Share
0.960.930.740.840.370.47
EPS Growth
13.28%25.37%-12.31%126.33%-21.41%-34.43%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting
1,8671,7712,2441,4211,1241,198
Investments
94.7695.9688.486.8125.5462.24
Total
1,9621,8672,3331,5081,1501,260

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
152.04265.46276.57126.28127.75180.08
Net Cash Growth
-18.91%-4.02%119.02%-1.15%-29.06%28.69%
Net Cash Per Share
1.021.771.840.840.851.20
Cash & Investments
152.04265.46276.57126.28127.75180.08

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
227.14228.9-19.46-11.0262.6229.24
Capital Expenditures
-11.97-10.36-4.99-1.54-2.95-1.99
Free Cash Flow
215.17218.55-24.45-12.5659.6727.25
Free Cash Flow Growth
440.29%---118.97%-59.46%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.48%21.45%19.33%22.38%4.93%13.03%
Pretax Margin
20.48%21.45%19.33%22.38%4.93%12.59%
Profit Margin
18.93%19.91%17.98%22.38%4.93%12.60%
FCF Margin
28.21%31.42%-3.97%-2.23%5.27%4.83%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6000.6000.5000.5500.5000.500
Dividend Per Share Growth
20.00%20.00%-9.09%10.00%0%-16.67%
Dividend Yield
8.10%8.96%6.29%7.69%7.35%7.14%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.697.2610.778.4918.2814.79
P/FCF Ratio
5.174.60--17.0938.53
PS Ratio
1.461.451.941.900.901.86