Emirates Insurance Company P.J.S.C. (ADX:EIC)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
7.55
0.00 (0.00%)
At close: Aug 13, 2026

ADX:EIC Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
724.84695.52615.91564.431,132563.79
Revenue Growth
18.52%12.93%9.12%-50.12%100.73%-12.40%
Operating Income
148.62149.2119.08126.2955.873.45
Net Income
137.08138.44110.75126.2955.871.01
Earnings Per Share
0.920.930.740.840.370.47
EPS Growth
32.48%25.37%-12.31%126.33%-21.41%-34.43%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Underwriting
1,8061,7712,2441,4211,1241,198
Investments
86.4195.9688.486.8125.5462.24
Total
1,8931,8672,3331,5081,1501,260

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
194.44265.46276.57126.28127.75180.08
Net Cash Growth
-36.22%-4.02%119.02%-1.15%-29.06%28.69%
Net Cash Per Share
1.301.771.840.840.851.20
Cash & Investments
194.44265.46276.57126.28127.75180.08

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
255.69228.9-19.46-11.0262.6229.24
Capital Expenditures
-10.75-10.36-4.99-1.54-2.95-1.99
Free Cash Flow
244.94218.55-24.45-12.5659.6727.25
Free Cash Flow Growth
----118.97%-59.46%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
20.50%21.45%19.33%22.38%4.93%13.03%
Pretax Margin
20.50%21.45%19.33%22.38%4.93%12.59%
Profit Margin
18.91%19.91%17.98%22.38%4.93%12.60%
FCF Margin
33.79%31.42%-3.97%-2.23%5.27%4.83%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6000.6000.5000.5500.5000.500
Dividend Per Share Growth
20.00%20.00%-9.09%10.00%0%-16.67%
Dividend Yield
7.95%9.72%7.32%9.62%9.81%10.26%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.247.2610.778.4918.2814.79
P/FCF Ratio
4.624.60--17.0938.53
PS Ratio
1.561.451.941.900.901.86