Emirates Insurance Company P.J.S.C. (ADX:EIC)

ADX:EIC Statistics

Total Valuation

ADX:EIC has a market cap or net worth of AED 1.07 billion. The enterprise value is 760.15 million.

Market Cap	1.07B
Enterprise Value	760.15M

Important Dates

The next estimated earnings date is Tuesday, August 12, 2025.

Earnings Date	Aug 12, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

ADX:EIC has 150.00 million shares outstanding.

Current Share Class	150.00M
Shares Outstanding	150.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	12.12%
Float	109.61M

Valuation Ratios

The trailing PE ratio is 10.26.

PE Ratio	10.26
Forward PE	n/a
PS Ratio	1.74
PB Ratio	0.77
P/TBV Ratio	0.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.59, with an EV/FCF ratio of -67.68.

EV / Earnings	7.32
EV / Sales	1.24
EV / EBITDA	6.59
EV / EBIT	6.80
EV / FCF	-67.68

Financial Position

The company has a current ratio of 67.37

Current Ratio	67.37
Quick Ratio	25.79
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.92% and return on invested capital (ROIC) is 5.33%.

Return on Equity (ROE)	7.92%
Return on Assets (ROA)	2.64%
Return on Invested Capital (ROIC)	5.33%
Return on Capital Employed (ROCE)	3.95%
Revenue Per Employee	3.06M
Profits Per Employee	518,900
Employee Count	200
Asset Turnover	0.23
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:EIC has paid 7.97 million in taxes.

Income Tax	7.97M
Effective Tax Rate	7.13%

Stock Price Statistics

The stock price has decreased by -5.33% in the last 52 weeks. The beta is -0.11, so ADX:EIC's price volatility has been lower than the market average.

Beta (5Y)	-0.11
52-Week Price Change	-5.33%
50-Day Moving Average	7.14
200-Day Moving Average	7.69
Relative Strength Index (RSI)	52.79
Average Volume (20 Days)	12,390

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:EIC had revenue of AED 611.55 million and earned 103.78 million in profits. Earnings per share was 0.69.

Revenue	611.55M
Gross Profit	156.66M
Operating Income	111.75M
Pretax Income	111.75M
Net Income	103.78M
EBITDA	115.36M
EBIT	111.75M
Earnings Per Share (EPS)	0.69

Balance Sheet

The company has 627.81 million in cash and n/a in debt, giving a net cash position of 304.85 million or 2.03 per share.

Cash & Cash Equivalents	627.81M
Total Debt	n/a
Net Cash	304.85M
Net Cash Per Share	2.03
Equity (Book Value)	1.38B
Book Value Per Share	9.20
Working Capital	1.71B

Cash Flow

In the last 12 months, operating cash flow was -6.10 million and capital expenditures -5.14 million, giving a free cash flow of -11.23 million.

Operating Cash Flow	-6.10M
Capital Expenditures	-5.14M
Free Cash Flow	-11.23M
FCF Per Share	-0.07

Margins

Gross margin is 25.62%, with operating and profit margins of 18.27% and 16.97%.

Gross Margin	25.62%
Operating Margin	18.27%
Pretax Margin	18.27%
Profit Margin	16.97%
EBITDA Margin	18.86%
EBIT Margin	18.27%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.50, which amounts to a dividend yield of 7.04%.

Dividend Per Share	0.50
Dividend Yield	7.04%
Dividend Growth (YoY)	-9.09%
Years of Dividend Growth	1
Payout Ratio	79.50%
Buyback Yield	n/a
Shareholder Yield	7.04%
Earnings Yield	9.74%
FCF Yield	-1.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2016. It was a forward split with a ratio of 1.11111.

Last Split Date	Mar 31, 2016
Split Type	Forward
Split Ratio	1.11111

Scores

Altman Z-Score	n/a
Piotroski F-Score	3