First Abu Dhabi Bank P.J.S.C. (ADX:FAB)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
18.50
+0.26 (1.43%)
At close: Oct 30, 2026

ADX:FAB Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
34,68933,40027,70124,67621,42119,766
Revenue Growth
8.63%20.57%12.26%15.19%8.37%22.00%
Net Income
20,82320,43116,31215,75213,03512,175
Earnings Per Share
1.881.851.481.431.181.10
EPS Growth
6.62%25.17%3.55%20.91%7.27%19.82%

Revenue by Segment

Fiscal Year
FY 2024FY 2023
Period EndingDec '24 Dec '23
Investment Banking
10,8739,102
Corporate and Commercial Banking Group
7,2486,908
Global Markets Trading
3,0892,466
Global Private Banking
1,3461,165
Consumer Banking
4,4833,806
Head Office
4,5864,024

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
489,763529,058366,409412,977404,639374,880
Total Debt
262,869213,002175,624165,209196,201195,719
Net Cash (Debt)
226,894316,056190,785247,768208,438179,161
Net Cash Growth
-15.15%65.66%-23.00%18.87%16.34%15.21%
Net Cash Per Share
20.5428.6117.2822.4418.8816.23

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-61,601-15,477-23,537-29,157-57,274-25,803
Capital Expenditures
-941-888--1,071-558.99-741.47
Free Cash Flow
-62,542-16,365-23,537-30,228-57,833-26,545
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
60.03%61.17%58.89%63.83%60.85%61.59%
FCF Margin
-180.29%-49.00%-84.97%-122.50%-269.98%-134.29%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8000.8000.7500.7100.5200.484
Dividend Per Share Growth
6.67%6.67%5.63%36.54%7.37%-33.79%
Dividend Yield
4.32%4.59%5.46%5.09%3.04%2.60%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.829.439.309.7914.4916.89
Forward PE
8.959.799.7110.5313.8216.82
PS Ratio
5.905.775.486.258.8110.40