ADX:FIDELITYUNITED Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Premiums & Annuity Revenue	606.96	254.85	193.06	210.65	149.6	Upgrade
Total Interest & Dividend Income	-	15.82	12.16	6.85	5.51	Upgrade
Gain (Loss) on Sale of Investments	-	-0.04	13.35	10.37	2.98	Upgrade
Other Revenue	-	-	-	16.86	11.22	Upgrade
Total Revenue	606.96	270.63	218.57	244.73	169.31	Upgrade
Revenue Growth (YoY)	124.28%	23.82%	-10.69%	44.54%	68.11%	Upgrade
Policy Benefits	699.22	287.48	215.83	113.3	77.24	Upgrade
Policy Acquisition & Underwriting Costs	-	-	-	74.35	45.74	Upgrade
Selling, General & Administrative	-	-	-	45.75	39.21	Upgrade
Other Operating Expenses	-	0.44	-0.93	0.28	0.47	Upgrade
Total Operating Expenses	699.22	287.92	214.9	233.69	162.66	Upgrade
Operating Income	-92.26	-17.29	3.66	11.04	6.65	Upgrade
Other Non Operating Income (Expenses)	26.03	-	-	-	-	Upgrade
EBT Excluding Unusual Items	-66.23	-17.29	3.66	11.04	6.65	Upgrade
Asset Writedown	-	-0.14	-0.02	-3	-3.03	Upgrade
Pretax Income	-66.23	-17.43	3.65	8.04	3.62	Upgrade
Net Income	-66.23	-17.43	3.65	8.04	3.62	Upgrade
Net Income to Common	-66.23	-17.43	3.65	8.04	3.62	Upgrade
Net Income Growth	-	-	-54.61%	121.92%	156.54%	Upgrade
Shares Outstanding (Basic)	160	160	123	100	100	Upgrade
Shares Outstanding (Diluted)	160	160	123	100	100	Upgrade
Shares Change (YoY)	-0.02%	30.00%	22.50%	0.47%	-	Upgrade
EPS (Basic)	-0.41	-0.11	0.03	0.08	0.04	Upgrade
EPS (Diluted)	-0.41	-0.11	0.03	0.08	0.04	Upgrade
EPS Growth	-	-	-62.94%	120.87%	156.55%	Upgrade
Free Cash Flow	-	32	-10.38	11.28	67.96	Upgrade
Free Cash Flow Per Share	-	0.20	-0.08	0.11	0.68	Upgrade
Operating Margin	-15.20%	-6.39%	1.68%	4.51%	3.93%	Upgrade
Profit Margin	-10.91%	-6.44%	1.67%	3.28%	2.14%	Upgrade
Free Cash Flow Margin	-	11.82%	-4.75%	4.61%	40.14%	Upgrade
EBITDA	-89.27	-16.01	4.79	12.1	7.68	Upgrade
EBITDA Margin	-14.71%	-5.92%	2.19%	4.94%	4.54%	Upgrade
D&A For EBITDA	2.99	1.28	1.12	1.06	1.03	Upgrade
EBIT	-92.26	-17.29	3.66	11.04	6.65	Upgrade
EBIT Margin	-15.20%	-6.39%	1.68%	4.51%	3.93%	Upgrade

Updated Feb 16, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.