ADX:FIDELITYUNITED Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Premiums & Annuity Revenue	289.4	282.22	254.85	193.06	210.65	149.6	Upgrade
Total Interest & Dividend Income	15.09	20	15.82	12.16	6.85	5.51	Upgrade
Gain (Loss) on Sale of Investments	-2.99	-3.35	-0.04	13.35	10.37	2.98	Upgrade
Other Revenue	-	-	-	-	16.86	11.22	Upgrade
Total Revenue	301.51	298.87	270.63	218.57	244.73	169.31	Upgrade
Revenue Growth (YoY)	-10.04%	10.43%	23.82%	-10.69%	44.54%	68.11%	Upgrade
Policy Benefits	373.67	370.82	287.48	215.83	113.3	77.24	Upgrade
Policy Acquisition & Underwriting Costs	-4.64	-	-	-	74.35	45.74	Upgrade
Selling, General & Administrative	-	-	-	-	45.75	39.21	Upgrade
Other Operating Expenses	-13.71	-0.22	0.44	-0.93	0.28	0.47	Upgrade
Total Operating Expenses	355.33	370.6	287.92	214.9	233.69	162.66	Upgrade
Operating Income	-53.82	-71.73	-17.29	3.66	11.04	6.65	Upgrade
EBT Excluding Unusual Items	-53.82	-71.73	-17.29	3.66	11.04	6.65	Upgrade
Asset Writedown	-0.09	-0.09	-0.14	-0.02	-3	-3.03	Upgrade
Pretax Income	-53.91	-71.82	-17.43	3.65	8.04	3.62	Upgrade
Income Tax Expense	-5.2	-7.41	-	-	-	-	Upgrade
Net Income	-48.71	-64.4	-17.43	3.65	8.04	3.62	Upgrade
Net Income to Common	-48.71	-64.4	-17.43	3.65	8.04	3.62	Upgrade
Net Income Growth	-	-	-	-54.61%	121.92%	156.54%	Upgrade
Shares Outstanding (Basic)	160	160	160	123	100	100	Upgrade
Shares Outstanding (Diluted)	160	160	160	123	100	100	Upgrade
Shares Change (YoY)	-	-	30.00%	22.50%	0.47%	-	Upgrade
EPS (Basic)	-0.30	-0.40	-0.11	0.03	0.08	0.04	Upgrade
EPS (Diluted)	-0.30	-0.40	-0.11	0.03	0.08	0.04	Upgrade
EPS Growth	-	-	-	-62.94%	120.87%	156.55%	Upgrade
Free Cash Flow	-43.29	-100.04	32	-10.38	11.28	67.96	Upgrade
Free Cash Flow Per Share	-0.27	-0.63	0.20	-0.08	0.11	0.68	Upgrade
Operating Margin	-17.85%	-24.00%	-6.39%	1.68%	4.51%	3.93%	Upgrade
Profit Margin	-16.15%	-21.55%	-6.44%	1.67%	3.28%	2.14%	Upgrade
Free Cash Flow Margin	-14.36%	-33.47%	11.82%	-4.75%	4.61%	40.14%	Upgrade
EBITDA	-52.66	-70.53	-16.01	4.79	12.1	7.68	Upgrade
EBITDA Margin	-17.46%	-23.60%	-5.92%	2.19%	4.94%	4.54%	Upgrade
D&A For EBITDA	1.16	1.2	1.28	1.12	1.06	1.03	Upgrade
EBIT	-53.82	-71.73	-17.29	3.66	11.04	6.65	Upgrade
EBIT Margin	-17.85%	-24.00%	-6.39%	1.68%	4.51%	3.93%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.