ADX:FIDELITYUNITED Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	403.29	353.88	282.22	254.85	193.06	210.65
Total Interest & Dividend Income	13.49	14.33	20	15.82	12.16	6.85
Gain (Loss) on Sale of Investments	-1.28	-1.28	-3.35	-0.04	13.35	10.37
Other Revenue	-	-	-	-	-	16.86
Total Revenue	415.5	366.93	298.87	270.63	218.57	244.73
Revenue Growth (YoY)	43.74%	22.77%	10.43%	23.82%	-10.69%	44.54%
Policy Benefits	277.6	240.9	232.98	287.48	215.83	113.3
Policy Acquisition & Underwriting Costs	127.97	127.97	130.92	-	-	74.35
Selling, General & Administrative	-	-	-	-	-	45.75
Other Operating Expenses	-5.97	-6.97	6.7	0.44	-0.93	0.28
Total Operating Expenses	399.59	361.9	370.6	287.92	214.9	233.69
Operating Income	15.91	5.04	-71.73	-17.29	3.66	11.04
EBT Excluding Unusual Items	15.91	5.04	-71.73	-17.29	3.66	11.04
Asset Writedown	0.31	0.31	-0.09	-0.14	-0.02	-3
Pretax Income	16.22	5.35	-71.82	-17.43	3.65	8.04
Income Tax Expense	0.39	-0.42	-7.41	-	-	-
Net Income	15.83	5.77	-64.4	-17.43	3.65	8.04
Net Income to Common	15.83	5.77	-64.4	-17.43	3.65	8.04
Net Income Growth	-	-	-	-	-54.61%	121.92%
Shares Outstanding (Basic)	165	160	160	160	123	100
Shares Outstanding (Diluted)	165	160	160	160	123	100
Shares Change (YoY)	3.15%	-	-	30.00%	22.50%	0.47%
EPS (Basic)	0.10	0.04	-0.40	-0.11	0.03	0.08
EPS (Diluted)	0.10	0.04	-0.40	-0.11	0.03	0.08
EPS Growth	-	-	-	-	-62.94%	120.87%
Free Cash Flow	10.16	-29	-100.04	32	-10.38	11.28
Free Cash Flow Per Share	0.06	-0.18	-0.63	0.20	-0.08	0.11
Operating Margin	3.83%	1.37%	-24.00%	-6.39%	1.68%	4.51%
Profit Margin	3.81%	1.57%	-21.55%	-6.44%	1.67%	3.28%
Free Cash Flow Margin	2.44%	-7.90%	-33.47%	11.82%	-4.75%	4.61%
EBITDA	18.72	7.98	-70.53	-16.01	4.79	12.1
EBITDA Margin	4.51%	2.17%	-23.60%	-5.92%	2.19%	4.94%
D&A For EBITDA	2.81	2.94	1.2	1.28	1.12	1.06
EBIT	15.91	5.04	-71.73	-17.29	3.66	11.04
EBIT Margin	3.83%	1.37%	-24.00%	-6.39%	1.68%	4.51%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.