ADX:FIDELITYUNITED Income Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	353.88	282.22	254.85	193.06	210.65
Total Interest & Dividend Income	14.33	20	15.82	12.16	6.85
Gain (Loss) on Sale of Investments	-1.28	-3.35	-0.04	13.35	10.37
Other Revenue	-	-	-	-	16.86
Total Revenue	366.93	298.87	270.63	218.57	244.73
Revenue Growth (YoY)	22.77%	10.43%	23.82%	-10.69%	44.54%
Policy Benefits	240.9	232.98	287.48	215.83	113.3
Policy Acquisition & Underwriting Costs	127.97	130.92	-	-	74.35
Selling, General & Administrative	-	-	-	-	45.75
Other Operating Expenses	-6.97	6.7	0.44	-0.93	0.28
Total Operating Expenses	361.9	370.6	287.92	214.9	233.69
Operating Income	5.04	-71.73	-17.29	3.66	11.04
EBT Excluding Unusual Items	5.04	-71.73	-17.29	3.66	11.04
Asset Writedown	0.31	-0.09	-0.14	-0.02	-3
Pretax Income	5.35	-71.82	-17.43	3.65	8.04
Income Tax Expense	-0.42	-7.41	-	-	-
Net Income	5.77	-64.4	-17.43	3.65	8.04
Net Income to Common	5.77	-64.4	-17.43	3.65	8.04
Net Income Growth	-	-	-	-54.61%	121.92%
Shares Outstanding (Basic)	160	160	160	123	100
Shares Outstanding (Diluted)	160	160	160	123	100
Shares Change (YoY)	-	-	30.00%	22.50%	0.47%
EPS (Basic)	0.04	-0.40	-0.11	0.03	0.08
EPS (Diluted)	0.04	-0.40	-0.11	0.03	0.08
EPS Growth	-	-	-	-62.94%	120.87%
Free Cash Flow	-29	-100.04	32	-10.38	11.28
Free Cash Flow Per Share	-0.18	-0.63	0.20	-0.08	0.11
Operating Margin	1.37%	-24.00%	-6.39%	1.68%	4.51%
Profit Margin	1.57%	-21.55%	-6.44%	1.67%	3.28%
Free Cash Flow Margin	-7.90%	-33.47%	11.82%	-4.75%	4.61%
EBITDA	7.98	-70.53	-16.01	4.79	12.1
EBITDA Margin	2.17%	-23.60%	-5.92%	2.19%	4.94%
D&A For EBITDA	2.94	1.2	1.28	1.12	1.06
EBIT	5.04	-71.73	-17.29	3.66	11.04
EBIT Margin	1.37%	-24.00%	-6.39%	1.68%	4.51%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.