United Fidelity Insurance Company (P.S.C.) (ADX:FIDELITYUNITED)

United Arab Emirates · Delayed Price · Currency is AED

1.510

0.00 (0.00%)

At close: Aug 13, 2026

ADX:FIDELITYUNITED Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	453.76	366.93	298.87	270.63	218.57	244.73
Revenue Growth	53.71%	22.77%	10.43%	23.82%	-10.69%	44.54%
Operating Income	7.06	5.04	-71.73	-17.29	3.66	11.04
Net Income	8.33	5.77	-64.4	-17.43	3.65	8.04
Earnings Per Share	0.05	0.04	-0.40	-0.11	0.03	0.08
EPS Growth	-	-	-	-	-62.94%	120.87%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Commercial	38.74	39.23	139.54	114.44
Employee Benefits	83.16	107.89	310.66	185.65
Consumer	245.35	151.67	115.97	95.03
Total	367.24	298.78	566.16	395.12

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	145.48	48.11	18.97	63.23	35.74	39
Total Debt	45.82	41.43	25.64	7.19	17.57	6.62
Net Cash (Debt)	99.65	6.68	-6.67	56.04	18.17	32.38
Net Cash Growth	170.26%	-	-	208.45%	-43.90%	7.63%
Net Cash Per Share	0.57	0.04	-0.04	0.35	0.15	0.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	40.34	-22.13	-99.24	32.64	-8.22	12.4
Capital Expenditures	-9.37	-6.87	-0.8	-0.64	-2.15	-1.12
Free Cash Flow	30.98	-29	-100.04	32	-10.38	11.28
Free Cash Flow Growth	-	-	-	-	-	-83.40%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	1.55%	1.37%	-24.00%	-6.39%	1.68%	4.51%
Pretax Margin	1.62%	1.46%	-24.03%	-6.44%	1.67%	3.28%
Profit Margin	1.84%	1.57%	-21.55%	-6.44%	1.67%	3.28%
FCF Margin	6.83%	-7.90%	-33.47%	11.82%	-4.75%	4.61%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	31.48	41.88	-	-	70.16	20.28
P/FCF Ratio	9.26	-	-	8.00	-	14.45
PS Ratio	0.63	0.66	0.86	0.95	1.17	0.67