ADX:FIDELITYUNITED Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	287	242	256	256	256	163
Market Cap Growth	12.07%	-5.63%	-	-	57.05%	-18.50%
Enterprise Value	280	196	233	219	206	146
PE Ratio	41.88	41.88	-	-	70.16	20.28
PS Ratio	0.78	0.66	0.86	0.95	1.17	0.67
PB Ratio	2.81	2.37	2.90	1.91	1.88	1.62
P/FCF Ratio	-	-	-	8.00	-	14.45
P/OCF Ratio	-	-	-	7.84	-	13.14
EV/Sales Ratio	0.76	0.53	0.78	0.81	0.94	0.60
EV/EBITDA Ratio	21.17	24.54	-	-	43.06	12.10
EV/EBIT Ratio	55.65	38.87	-	-	56.23	13.26
EV/FCF Ratio	-9.66	-	-	6.84	-	12.98
Debt / Equity Ratio	0.41	0.41	0.29	0.05	0.13	0.07
Debt / EBITDA Ratio	3.13	3.13	-	-	2.21	0.51
Debt / FCF Ratio	-	-	-	0.23	-	0.59
Net Debt / Equity Ratio	-0.06	-0.06	0.08	-0.42	-0.13	-0.32
Net Debt / EBITDA Ratio	-0.84	-0.84	-0.09	3.50	-3.80	-2.68
Net Debt / FCF Ratio	0.23	0.23	-0.07	-1.75	1.75	-2.87
Quick Ratio	0.38	0.38	0.26	0.46	0.39	0.71
Current Ratio	0.93	0.93	0.96	0.92	0.83	0.76
Asset Turnover	0.49	0.49	0.41	0.47	0.40	0.45
Return on Equity (ROE)	6.06%	6.06%	-57.87%	-12.89%	3.08%	9.17%
Return on Assets (ROA)	0.42%	0.42%	-6.10%	-1.87%	0.42%	1.28%
Earnings Yield	2.01%	2.39%	-25.16%	-6.81%	1.43%	4.93%
FCF Yield	-10.11%	-12.00%	-39.08%	12.50%	-4.05%	6.92%
Buyback Yield / Dilution	-	-	-	-30.00%	-22.50%	-0.47%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.