United Fidelity Insurance Company (P.S.C.) (ADX:FIDELITYUNITED)

ADX:FIDELITYUNITED Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 9, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	242	256	256	256	163	200
Market Cap Growth	-5.63%	-	-	57.05%	-18.50%	-
Enterprise Value	196	233	219	206	146	161
PE Ratio	-	-	-	70.16	20.28	55.22
PS Ratio	0.80	0.86	0.95	1.17	0.67	1.18
PB Ratio	2.50	2.90	1.91	1.88	1.62	2.68
P/FCF Ratio	-	-	8.00	-	14.45	2.94
P/OCF Ratio	-	-	7.84	-	13.14	2.91
EV/Sales Ratio	0.65	0.78	0.81	0.94	0.60	0.95
EV/EBITDA Ratio	-	-	-	43.06	12.10	20.92
EV/EBIT Ratio	-	-	-	56.23	13.26	24.17
EV/FCF Ratio	-4.52	-	6.84	-	12.98	2.37
Debt / Equity Ratio	0.45	0.29	0.05	0.13	0.07	0.09
Debt / EBITDA Ratio	-	-	-	2.21	0.51	0.77
Debt / FCF Ratio	-	-	0.23	-	0.59	0.10
Quick Ratio	0.38	0.22	0.46	0.39	0.71	0.67
Current Ratio	0.91	0.86	0.92	0.83	0.76	0.71
Asset Turnover	0.39	0.41	0.47	0.40	0.45	0.39
Return on Equity (ROE)	-42.79%	-57.87%	-12.89%	3.08%	9.17%	4.81%
Return on Assets (ROA)	-4.33%	-6.10%	-1.87%	0.42%	1.28%	0.95%
Earnings Yield	-20.16%	-25.16%	-6.81%	1.43%	4.93%	1.81%
FCF Yield	-17.92%	-39.08%	12.50%	-4.05%	6.92%	33.98%
Buyback Yield / Dilution	-	-	-30.00%	-22.50%	-0.47%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.