United Fidelity Insurance Company (P.S.C.) (ADX:FIDELITYUNITED)

ADX:FIDELITYUNITED Statistics

Total Valuation

ADX:FIDELITYUNITED has a market cap or net worth of AED 286.90 million. The enterprise value is 280.22 million.

Market Cap	286.90M
Enterprise Value	280.22M

Important Dates

The last earnings date was Friday, March 27, 2026.

Earnings Date	Mar 27, 2026
Ex-Dividend Date	n/a

Share Statistics

ADX:FIDELITYUNITED has 190.00 million shares outstanding.

Current Share Class	190.00M
Shares Outstanding	190.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	9.64%
Owned by Institutions (%)	35.86%
Float	69.54M

Valuation Ratios

The trailing PE ratio is 41.88.

PE Ratio	41.88
Forward PE	n/a
PS Ratio	0.78
PB Ratio	2.81
P/TBV Ratio	2.81
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 21.17, with an EV/FCF ratio of -9.66.

EV / Earnings	48.58
EV / Sales	0.76
EV / EBITDA	21.17
EV / EBIT	55.65
EV / FCF	-9.66

Financial Position

The company has a current ratio of 0.93, with a Debt / Equity ratio of 0.41.

Current Ratio	0.93
Quick Ratio	0.38
Debt / Equity	0.41
Debt / EBITDA	3.13
Debt / FCF	-1.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.06% and return on invested capital (ROIC) is 2.45%.

Return on Equity (ROE)	6.06%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	2.45%
Return on Capital Employed (ROCE)	3.13%
Weighted Average Cost of Capital (WACC)	3.65%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

Income Tax	-420,191
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -5.63% in the last 52 weeks. The beta is -0.01, so ADX:FIDELITYUNITED's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	-5.63%
50-Day Moving Average	1.51
200-Day Moving Average	1.57
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:FIDELITYUNITED had revenue of AED 366.93 million and earned 5.77 million in profits. Earnings per share was 0.04.

Revenue	366.93M
Gross Profit	-1.94M
Operating Income	5.04M
Pretax Income	5.35M
Net Income	5.77M
EBITDA	7.98M
EBIT	5.04M
Earnings Per Share (EPS)	0.04

Balance Sheet

The company has 186.25 million in cash and 41.43 million in debt, with a net cash position of 6.68 million or 0.04 per share.

Cash & Cash Equivalents	186.25M
Total Debt	41.43M
Net Cash	6.68M
Net Cash Per Share	0.04
Equity (Book Value)	102.09M
Book Value Per Share	0.64
Working Capital	-33.38M

Cash Flow

In the last 12 months, operating cash flow was -22.13 million and capital expenditures -6.87 million, giving a free cash flow of -29.00 million.

Operating Cash Flow	-22.13M
Capital Expenditures	-6.87M
Depreciation & Amortization	n/a
Net Borrowing	16.28M
Free Cash Flow	-29.00M
FCF Per Share	-0.15

Margins

Gross margin is -0.53%, with operating and profit margins of 1.37% and 1.57%.

Gross Margin	-0.53%
Operating Margin	1.37%
Pretax Margin	1.46%
Profit Margin	1.57%
EBITDA Margin	2.17%
EBIT Margin	1.37%
FCF Margin	n/a

Dividends & Yields

ADX:FIDELITYUNITED does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	2.01%
FCF Yield	-10.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2012. It was a forward split with a ratio of 2.

Last Split Date	May 3, 2012
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3