HAYAH Insurance Company P.J.S.C. (ADX:HAYAH)

ADX:HAYAH Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	-	63.72	76.27	68.7	85.53	73.18
Investments in Equity & Preferred Securities	-	10.31	10.12	8.53	0.8	0.63
Other Investments	159.24	10	10	37.03	43.45	18.11
Total Investments	176.63	103.51	112.91	128.65	142.02	100.43
Cash & Equivalents	20.14	8.45	6.15	11.98	20.91	53.06
Reinsurance Recoverable	56.96	37.69	34.83	16.76	6.55	4.09
Other Receivables	6.83	9.16	1.97	1.97	7.85	14.63
Deferred Policy Acquisition Cost	-	-	-	-	0.75	0.99
Property, Plant & Equipment	2.31	2.08	2.15	2.2	0.14	0.4
Other Intangible Assets	11.27	9.88	11.65	5.77	1.47	0.69
Restricted Cash	4	4	4	4	4	4
Other Current Assets	-	27.63	20.36	12.84	0.56	0.48
Total Assets	278.14	202.39	194.02	184.15	184.25	178.77
Accrued Expenses	-	0.08	0.02	0	7.03	8.58
Insurance & Annuity Liabilities	90.26	47.11	45.5	44.2	29.41	23.3
Unpaid Claims	-	-	-	-	10.25	12.64
Unearned Premiums	-	-	-	-	9.78	7.27
Reinsurance Payable	-	-	-	0.04	2.28	1.39
Other Current Liabilities	-	28.3	26.75	-	-	-
Other Long-Term Liabilities	61.25	-	-	16.77	-	-
Total Liabilities	154.77	77.99	74.7	62.76	59.95	54.18
Common Stock	200	200	200	200	200	200
Retained Earnings	-79.89	-77.07	-81.71	-76.01	-77.53	-78.71
Comprehensive Income & Other	3.26	1.47	1.03	-2.6	1.84	3.29
Shareholders' Equity	123.37	124.4	119.32	121.39	124.3	124.59
Total Liabilities & Equity	278.14	202.39	194.02	184.15	184.25	178.77
Filing Date Shares Outstanding	197	200	200	200	200	200
Total Common Shares Outstanding	197	200	200	200	200	200
Net Cash (Debt)	20.14	8.45	6.15	11.98	20.91	53.06
Net Cash Growth	19.54%	37.28%	-48.62%	-42.71%	-60.60%	220.69%
Net Cash Per Share	0.12	0.04	0.03	0.06	0.10	0.27
Book Value Per Share	0.63	0.62	0.60	0.61	0.62	0.62
Tangible Book Value	112.1	114.52	107.67	115.63	122.83	123.9
Tangible Book Value Per Share	0.57	0.57	0.54	0.58	0.61	0.62
Machinery	-	6.91	6.11	5.97	5.21	5.13
Leasehold Improvements	-	2.22	2.22	1.53	1.49	1.49

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.