HAYAH Insurance Company P.J.S.C. (ADX:HAYAH)

ADX:HAYAH Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 20, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	262	224	198	194	131	137
Market Cap Growth	19.09%	13.13%	2.06%	48.32%	-4.53%	28.04%
Enterprise Value	242	207	186	182	110	56
PE Ratio	-	48.22	-	26.12	111.32	61.00
PS Ratio	2.22	2.19	2.12	2.60	3.20	3.72
PB Ratio	2.12	1.80	1.66	1.60	1.05	1.10
P/FCF Ratio	15.24	-	-	-	17.02	1734.18
P/OCF Ratio	14.08	-	-	-	16.84	1427.08
EV/Sales Ratio	2.05	2.03	2.00	2.44	2.69	1.52
EV/EBITDA Ratio	-	39.01	-	23.77	90.37	24.69
EV/EBIT Ratio	-	43.20	-	24.54	93.44	24.96
EV/FCF Ratio	14.07	-	-	-	14.29	709.52
Quick Ratio	0.63	1.27	0.88	664.63	1.36	2.52
Current Ratio	2.65	3.75	3.13	1510.44	1.78	2.84
Asset Turnover	0.48	0.52	0.49	0.41	0.23	0.21
Return on Equity (ROE)	-1.69%	3.81%	-4.73%	6.05%	0.94%	1.83%
Return on Assets (ROA)	-0.46%	1.51%	-1.88%	2.52%	0.40%	0.78%
Return on Invested Capital (ROIC)	-0.90%	2.46%	-2.96%	3.78%	0.59%	1.15%
Earnings Yield	-0.80%	2.07%	-2.88%	3.83%	0.90%	1.64%
FCF Yield	6.56%	-5.03%	-11.91%	-7.92%	5.88%	0.06%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.